Milwaukee, Wisconsin-based Fiserv, Inc. (FI) provides payments and fintech services. It operates through Merchant Acceptance, Financial Technology, and Payments and Network segments. With a market cap of $72.4 billion, Fiserv’s operations span the Americas, Europe, the Middle East, Africa, and the Indo-Pacific.\n\nThe fintech giant has substantially underperformed the broader market over the past year. Fiserv stock prices have plunged 35.1% on a YTD basis and 16.8% over the past year, lagging behind the S&P 500 Index’s ($SPX) rally of 8.6% in 2025 and 20.1% over the past 52 weeks.\n\nNarrowing the focus, Fiserv has also underperformed the industry-focused Global X FinTech ETF’s (FINX) 4.9% uptick in 2025 and 30.2% surge over the past 52-week period.\n\nIn just the past month, FI stock has declined almost 22%. In Q2 2025, driven by the growth in product sales and processing & service revenues, the company’s overall topline for the quarter increased by a healthy 8% year-over-year to $5.5 billion, missing the Street estimates by a tiny margin. Meanwhile, driven by solid margin expansion, its adjusted EPS surged approximately 16% year-over-year to $2.47, surpassing the consensus estimates by 2.5%.\n\nDuring the first half of 2025, Fiserv has maintained an organic revenue growth of around 8%. However, the company has narrowed its full-year organic revenue growth guidance downwards, reducing its guidance to 10%, down from the prior range of 10% to 12%. This made investors jittery and led to its stock prices plunging 13.9% in a single trading session, following the earnings release.\n\nFor the full fiscal 2025, ending in December, analysts expect FI to deliver an adjusted EPS of $10.22, up 16.1% year-over-year. Further, the company has a solid earnings surprise history. It has surpassed the Street’s bottom-line estimates in each of the past four quarters.\n\nThe stock has a consensus “Strong Buy” rating overall. Of the 36 analysts covering the stock, opinions include 27 “Strong Buys,” four “Moderate Buys,” four “Holds,” and one “Strong Sell” rating.\n\nThis configuration is slightly more optimistic than a month ago, when two analysts gave “Strong Sell” recommendations.\n\nOn Jul. 29, Mizuho analyst Dan Dolev maintained an “Outperform” rating on FI, but lowered the price target from $194 to $165.\n\nFiserv’s mean price target of $187.18 represents a premium of 40.5% to current price levels. Meanwhile, the street-high target of $250 suggests a notable potential upside of 87.6%.\n\nOn the date of publication, Aditya Sarawgi did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. This article was originally published on Barchart.com

Fiserv Stock: Is Wall Street Bullish or Bearish?

Fiserv, Inc. (FI), a Milwaukee, Wisconsin-based fintech company providing payments and financial technology services, has underperformed the broader market and industry peers in 2025 despite reporting strong adjusted earnings per share growth. The company's stock declined 35.1% year-to-date and 16.8% over the past year, lagging behind the S&P 500 and the Global X FinTech ETF. In Q2 2025, Fiserv reported an 8% year-over-year increase in revenue to $5.5 billion and a 16% year-over-year surge in adjusted EPS to $2.47, exceeding estimates. However, the company narrowed its full-year organic revenue growth guidance to 10% from 10% to 12%, triggering a 13.9% stock drop. Analysts expect full-year 2025 adjusted EPS of $10.22, up 16.1% year-over-year, and maintain a consensus 'Strong Buy' rating. The mean price target is $187.18, representing a 40.5% premium over current prices, with a street-high target of $250 suggesting 87.6% upside potential. Mizuho analyst Dan Dolev lowered his price target from $194 to $165. Aditya Sarawgi has no positions in the securities discussed.