Essent Group Ltd (ESNT) has released its Q2 earnings. Here is a breakdown of the information Essent Group Ltd presented to its investors.

Essent Group Ltd. is a Bermuda-based holding company specializing in private mortgage insurance, reinsurance, and title insurance services, primarily serving the housing finance industry. In its latest earnings report, Essent Group Ltd. announced a net income of $195.3 million for the second quarter of 2025, slightly down from $203.6 million in the same period last year. The company also declared a quarterly dividend of $0.31 per share, reflecting its commitment to shareholder returns.

The company reported new insurance written at $12.5 billion for the quarter, consistent with the previous year, and a slight increase in insurance in force to $246.8 billion. Notably, Essent’s net investment income rose by 9% in the first half of 2025 compared to the previous year. Additionally, Moody’s Ratings upgraded Essent Guaranty, Inc.’s insurance financial strength rating and Essent Group Ltd’s senior unsecured debt rating, indicating a stable outlook.

Essent Group Ltd. also entered into two excess of loss reinsurance agreements during the quarter, covering 20% of eligible policies for 2025 and 2026. The company increased its ceding percentage on its affiliate quota share with Essent Reinsurance Ltd. from 35% to 50%, effective retroactively from January 1, 2025. Furthermore, Essent repurchased 6.8 million common shares for $387 million year-to-date, with $260 million remaining under its authorized repurchase plan.

Looking ahead, Essent Group Ltd. remains focused on maintaining its strong capital position and efficient capital deployment to enhance shareholder returns and support long-term value creation. The company’s management expresses confidence in its resilient operating model and consistent execution, which continue to drive high-quality earnings and growth in book value per share.

Essent Group Ltd. Reports Q2 2025 Earnings and Dividend

Essent Group Ltd. (ESNT) released Q2 2025 earnings, reporting a net income of $195.3 million, a slight decline from $203.6 million in Q2 2024. The company declared a $0.31 per share dividend, reported $12.5 billion in new insurance written, and $246.8 billion in insurance in force. Moody’s upgraded Essent Guaranty, Inc. and Essent Group Ltd.’s credit ratings. The firm entered two reinsurance agreements, increased ceding percentages on quota share reinsurance, and repurchased 6.8 million shares for $387 million.