W.R. Berkley’s SWOT analysis: insurance stock faces growth challenges

W.R. Berkley Corporation (NYSE: WRB), a major player in the North American non-life insurance sector, faces challenges in growth and reserve management despite strong financial metrics. The company reported mixed financial performance in 2025, with revenue growth of 11.41% and a P/E ratio of 15.34x. While it outperformed earnings estimates, factors like catastrophe losses and underperforming reinsurance underwriting have raised concerns. Analysts highlight its strong expense discipline and potential to benefit from casualty pricing increases, but its weak reserve position and growth shortfall against long-term targets remain critical risks.