Elevate Credit, Inc. provides online credit solutions to non-prime consumers in the United States. The company offers unsecured online installment loans, lines of credit, and credit cards. Its products include Rise, an installment loan product; Elastic, a line of credit product; and Today Card, a credit card product. Elevate Credit, Inc. was incorporated in 2014 and is headquartered in Fort Worth, Texas.

Brian Strom

Brian Cosgray

Elevate Credit, Inc.

Respage provides a marketing and leasing automation platform specifically for multifamily apartment communities, helping to generate leads and improve leasing processes. Self-described as dedicated to simplifying leasing.

Respage

Elevate, and the banks it supports, provide responsible, tech-enabled online credit solutions to consumers for immediate relief today and help them build a brighter financial future. They are committed to rewarding borrowers’ good financial behavior with features like interest rates that can go down over time, free financial training and free credit monitoring. Elevate’s suite of groundbreaking credit brands includes RISE, Elastic and Today Card. 

They have originated over $10 billion in non-prime credit to more than 2.7 million non-prime consumers to date.
 
For more information, please visit http://www.elevate.com.

Park Cities Asset Management

Sequoia Capital

Startup Capital Ventures

Elevate

Thanks to all who joined our Annual Town Hall and Holiday Party, the "Merry Melting Pot"🙌 And a special shoutout to the Culture Team for setting up such a great event. We discussed 2023 achievements, 2024 goals, and recognized outstanding employees. Here's to a future filled with growth and success! #goodtodaybettertomorrow #townhall2023 #holidayparty2023

Elevate wishes you a Happy Thanksgiving! We are especially thankful for our wonderful employees this holiday season. May the day bring you nothing but wonderful things in abundance🧡🦃 #thanksgiving2023

Wishing a Happy Diwali to all who celebrate! May your work brighten the world around you 🪔✨ #Diwali2023

Thank you to our community's veterans and beyond this Veterans Day. Let's honor the family members, friends, and co-workers who've served, acknowledging their sacrifices. Thank you for your dedication and bravery. #veteransday #thankyouforyourservice 

Metric
Company Name	Elevate Credit, Inc.	Respage
Symbol	ELVT
MSH ID	COM:ELEVATE	COM:RESPAGE
Market	STOCKS	PRIVATE
Sector	Financial Services	Commercial & Professional Services
Industry	Financial - Credit Services	Real Estate
Country	US	US
Stage	Venture Round
Employee Count	436
Website	elevate.com	respage.com
LinkedIn	elevate-credit
Founders

Metric
Market Cap	58.83M
Enterprise Value
Monthly Web Traffic	2.08K	4.01K
Web Traffic Growth	-0.78	-0.38
Valuation
Raised Capital	20M

Metric
Revenue	416.64M
Revenue (LTM)
Revenue (NTM)
Gross Profit	175.31M
EBITDA	15.57M
Operating Income	-2.09M
Net Income	-33.60M
EPS	-0.98
Diluted EPS	-0.98
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.42
Operating Profit Margin	-0.01
EBITDA Margin	0.04
Net Profit Margin	-0.08
Return on Equity	-0.25
Return on Assets	-0.05
Return on Capital Employed	-0.00

COM:ELEVATE

Elevate

Last Close

1.85

27/02 21:00

Market Cap

58.83M

Beta: -

Volume Today

535.97K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-1.64
P/B Ratio	0.34
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	0.14
EV Multiple	-23.81

Metric
Days Sales Outstanding	634.06
Days Payables Outstanding	56.61
Days Inventory Outstanding
Operating Cycle	461.71
Cash Conversion Cycle	438.42
Asset Turnover	0.59

Metric
Operating Cash Flow	156.16M
Free Cash Flow	138.88M
Cash Flow to Debt	0.30
Operating Cash Flow/Sales	0.37
Free Cash Flow Yield	1.72

Metric
Cash & Equivalents	84.98M
Accounts Receivable	1.25M
Inventory
Goodwill	6.78M
Debt to Capitalization	0.83
Debt to Assets	0.73
Current Ratio	16.81
Quick Ratio	7.01

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue	0.26