Payoneer Global Inc. operates a payment and commerce-enabling platform that facilitates marketplaces, platforms and online merchants worldwide. It delivers a suite of services that includes cross-border payments, B2B accounts payable/accounts receivable, multi-currency account, physical and virtual Mastercard cards, working capital, merchant, tax, compliance and risk, and others. The company's platform delivers bank-grade security, stability, and redundancy combined with modern digital capabilities that interconnects the world on a single platform. Its cross-border payment solutions support an ecosystem of marketplaces and marketplace sellers to pay their sellers in approximately 190 countries and territories by connecting to Payoneer APIs and for sellers to get paid. The company was founded in 2005 and is based in New York, New York.

Yuval Tal

Kai Stalmann

Ben Yaniv Chechik

Payoneer Global Inc.

FIRST PRIVACY is a consultancy that specializes in supporting multinational companies with international and multijurisdictional data protection, data ethics, compliance, information security, and privacy risk prevention. The firm advises on the complexities of data handling across borders.

FIRST PRIVACY

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Wells Fargo

Mastercard Incorporated

MySudo provides privacy solutions that enable users to communicate, browse, and make transactions securely and anonymously. It allows users to manage multiple identities for different activities while protecting personal information.

Metric
Company Name	Payoneer Global Inc.	FIRST PRIVACY	Mastercard Incorporated	MySudo
Symbol	PAYO		MA
MSH ID	COM:PAYONEER	COM:FIRST-PRIVACY	COM:MASTERCARD	COM:MYSUDO
Market	STOCKS	PRIVATE	STOCKS	PRIVATE
Sector	Technology	Commercial & Professional Services	Financial Services	Technology
Industry	Software - Infrastructure	Legal Services	Financial - Credit Services	Software & Computer Services
Country	US	DE	US	US
Stage
Employee Count	2.17K		33.40K
Website	payoneer.com	first-privacy.com	mastercard.com	mysudo.com
LinkedIn		first-privacy	mastercard	anonyome-labs-inc-
Founders

Metric
Market Cap	1.98B	400.02B
Enterprise Value
Monthly Web Traffic	28.68M	14.01M	44.16K
Web Traffic Growth	0.62	-0.08	-0.77
Valuation
Raised Capital

Metric
Revenue	831.10M	25.10B
Revenue (LTM)
Revenue (NTM)
Gross Profit	682.78M	25.10B
EBITDA	125.25M	13.86B
Operating Income	97.43M	14.01B
Net Income	93.33M	11.20B
EPS	0.26	11.86
Diluted EPS	0.24	11.83
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.84	0.87
Operating Profit Margin	0.16	0.58
EBITDA Margin	0.15	0.55
Net Profit Margin	0.13	0.46
Return on Equity	0.18	1.86
Return on Assets	0.02	0.29
Return on Capital Employed	0.20	0.58

COM:PAYONEER

Payoneer Global Inc.

Last Close

10.78

22/11 21:00

Market Cap

1.98B

Beta: -

Volume Today

2.91M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	30.70	38.16
P/B Ratio	2.70	61.66
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	3.54	17.94
EV Multiple	19.92	28.85

Metric
Days Sales Outstanding	25.46	59.04
Days Payables Outstanding	111.63	67.74
Days Inventory Outstanding	0.00	111.83
Operating Cycle	2.49K	170.87
Cash Conversion Cycle	2.40K	120.32
Asset Turnover	0.13	0.62

Metric
Operating Cash Flow	159.49M	11.98B
Free Cash Flow	111.70M	11.61B
Cash Flow to Debt	13.52	0.78
Operating Cash Flow/Sales	0.22	0.48
Free Cash Flow Yield	0.06	0.03

Metric
Cash & Equivalents	624.05M	8.59B
Accounts Receivable	4.90M	-506M
Inventory	1
Goodwill	19.89M	7.66B
Debt to Capitalization	0.05	0.69
Debt to Assets	0.00	0.37
Current Ratio	1.10	1.17
Quick Ratio	2.05	1.14

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.08	0.02
R&D to Revenue	0.15
SG&A to Revenue	0.13	0.36