Union Financial Corporation operates as a bank holding company for Union Bank that provides banking products and services in Michigan. It offers checking, savings, money market, and health savings accounts; credit cards, certificate of deposits; and overdraft protection services. The company also provides home equity lines of credit; closed end home equity loans; construction, business, agricultural, auto, and personal loans; and mortgage services. In addition, the company offers personal investment services, which include investments, educational savings plans, traditional and Roth IRAs, fixed and variable annuities, and mutual funds; business planning services; and life and long-term care insurance services. The company was founded in 1934 and is based in Lake Odessa, Michigan.

Union Financial Corporation

Union Bank provides personal, business, and commercial banking services. It offers various financial products including loans, deposit accounts, and financial planning services.

Union Bank

Union Bank of Michigan | 793 followers on LinkedIn. Equipping hard-working people who make, build and grow for success. Member FDIC. Equal Housing Lender.  | Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan&#39;s soil. For nearly a century we&#39;ve worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them. We celebrate and serve Michiganders who work hard with their hands- the folks who make, build and grow for a living.

Executive Vice President - Chief Lending Officer

Michael Kozak

Vice President - Commercial Loans at Union Bank of Michigan

Zach Dennis

Investment Executive with Union Investment Solutions at Union Bank

Meg Wheeler

VP, Commercial Banker at Union Bank of Michigan

Thomas Etcher

Union Bank of Michigan

Transitioning from military to civilian life is a major change, but you don’t have to do it alone! This comprehensive guide will help you navigate these changes with confidence, equipping you with the tools and knowledge to build financial security: bit.ly/3yYeOKe . At Union Bank, we’re here to help you make, build and grow your financial future. 🇺🇸 #VSW2024 #VeteranSaves #ubmich

Many veterans may not realize there’s help available if they’re struggling to make their monthly mortgage payments. 🏠 Don’t face this challenge alone. Learn about the options available to help avoid foreclosure with this resource from @VeteranSaves: bit.ly/3yXhuI1 . Union Bank is here to support veterans in making, building and growing their financial future. #VSW2024 #VeteranSaves #ubmich

As a veteran, you have access to the VA loan, designed to help you purchase a home with favorable loan terms and often a lower interest rate than conventional loans. 🏡 Get the details on how the process works with this helpful resource from @VeteranSaves: bit.ly/4ecq7gB . Ready to get started? Schedule an appointment with a Union Bank Mortgage Banker today: https://lnkd.in/gFwgaQ2i Union Bank is here to support you in making, building and growing your financial future. #VSW2024 #VeteranSaves #ubmich

It's #VeteranSavesWeek ! 💪 Having a strong credit file and a good score is key to building a secure financial foundation. Ready to boost your credit score and make progress on your debt repayment journey? Learn more here: bit.ly/43CcgLe Union Bank is proud to support our veterans in making, building and growing their financial future. #VSW2024 #VeteranSaves #ubmich @VeteranSaves

Finding the right savings account doesn't have to be complicated! 💡 With a little time and research, you can make a choice that fits your needs. Check out @VeteranSaves’ list of the Top 5 Things to Consider when choosing a savings account: bit.ly/4dSdg3r At Union Bank, we’re committed to helping veterans make, build and grow their financial future. #VSW2024 #VeteranSavesWeek #ubmich

It's #VeteranSavesWeek , kicking off right after Veterans Day! Start your week strong by building a spending and savings plan tailored to your needs. Get started with 6 simple budgeting steps: bit.ly/43jgDKB Union Bank is here to support you in making, building and growing your financial future. 💪💵 #VSW2024 #VeteranSaves #ubmich @VeteranSaves

Grateful to give back! This morning, members of #teamubmich proudly presented The Mulliken Area Food Pantry with a donation of two complete Thanksgiving meals to support local families in need. Giving back to our community is at the heart of who we are. #UBMichCares #CommunitySupport #Thankful #ubmich

📅Veterans Day Closure Notice In honor of Veterans Day, all Union Bank locations will be closed on Monday, November 11th, as we pay tribute to the brave men and women who have served our country. Thank you to all veterans for your dedication and sacrifices in protecting our freedom. #ubmich

🎬Halloween Fun with #TeamUBMich ! 🎬 Today, our team brought the magic of TV classics to life with costumes inspired by some of our favorite shows! A big shoutout to everyone for their amazing costumes and team spirit. Happy Halloween from all of us at Union Bank! #ubmich

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22
net income	672.22K -	16.40K 97.56%	587.39K 3,481.22%	1.15M 96.07%	1.54M 33.61%	1.57M 1.71%	1.12M 28.55%
depreciation and amortization	580.07K -	512.05K 11.73%	461.76K 9.82%	477.58K 3.43%	508.08K 6.39%	557.18K 9.66%	645.15K 15.79%
deferred income tax
stock based compensation
change in working capital	-591.16K -	662.16K 212.01%	-71.00K 110.72%	-81.12K 14.26%	224.35K 376.56%	331.58K 47.79%
accounts receivables	-591.16K -	662.16K 212.01%	-71.00K 110.72%	-81.12K 14.26%	224.35K 376.56%	331.58K 47.79%
inventory
accounts payables
other working capital
other non cash items	191.30K -	-273.51K 242.98%	1.60M 684.93%	-637.51K 139.85%	659.17K 203.40%	71.64K 89.13%	285.92K 299.10%
net cash provided by operating activities	852.43K -	917.10K 7.59%	2.58M 181.11%	910.63K 64.68%	2.93M 221.79%	2.53M 13.82%	2.05M 18.85%
investments in property plant and equipment	-106.08K -	-386.96K 264.78%	-491.00K 26.89%	-357.05K 27.28%	-206.40K 42.19%	-33.52K 83.76%	-657.71K 1,861.91%
acquisitions net
purchases of investments
sales maturities of investments
other investing activites	-4.20M -	-3.37M 19.79%	-11.54M 242.27%	-9.67M 16.18%	-26.15M 170.29%	-33.43M 27.83%	-58.24M 74.24%
net cash used for investing activites	-4.31M -	-3.76M 12.79%	-12.03M 220.09%	-10.03M 16.63%	-26.35M 162.73%	-33.46M 26.96%	-58.90M 76.03%
debt repayment	-300K -						-35.85K -
common stock issued							200.09K -
common stock repurchased							-164.24K -
dividends paid	-235.35K -	-258.91K 10.01%	-282.45K 9.09%	-282.45K 0%	-282.45K 0%	-326.27K 15.51%	-397.65K 21.88%
other financing activites	8.00M -	2.76M 65.49%	7.45M 170.11%	19.18M 157.40%	87.43M 355.83%	45.24M 48.26%	-1.92M 104.23%
net cash used provided by financing activities	7.46M -	2.50M 66.49%	7.17M 186.79%	18.90M 163.60%	87.15M 361.15%	44.92M 48.46%	-2.31M 105.15%
effect of forex changes on cash	12.07M -						1 -
net change in cash	16.07M -	-341.85K 102.13%	-2.28M 568.25%	9.78M 528.08%	63.73M 551.71%	13.98M 78.06%	-59.16M 523.11%
cash at beginning of period		16.07M -	15.73M 2.13%	13.45M 14.52%	23.23M 72.72%	86.96M 274.38%	100.94M 16.08%
cash at end of period	16.07M -	15.73M 2.13%	13.45M 14.52%	23.23M 72.72%	86.96M 274.38%	100.94M 16.08%	41.78M 58.61%
operating cash flow	852.43K -	917.10K 7.59%	2.58M 181.11%	910.63K 64.68%	2.93M 221.79%	2.53M 13.82%	2.05M 18.85%
capital expenditure	-106.08K -	-386.96K 264.78%	-491.00K 26.89%	-357.05K 27.28%	-206.40K 42.19%	-33.52K 83.76%	-657.71K 1,861.91%
free cash flow	746.35K -	530.13K 28.97%	2.09M 293.68%	553.57K 73.48%	2.72M 392.06%	2.49M 8.52%	1.39M 44.16%

UFCP

COM:UBMICH

Union Bank

Market Cap

6.59M

Beta: -

Volume Today

700

Avg: -

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