Union Financial Corporation operates as a bank holding company for Union Bank that provides banking products and services in Michigan. It offers checking, savings, money market, and health savings accounts; credit cards, certificate of deposits; and overdraft protection services. The company also provides home equity lines of credit; closed end home equity loans; construction, business, agricultural, auto, and personal loans; and mortgage services. In addition, the company offers personal investment services, which include investments, educational savings plans, traditional and Roth IRAs, fixed and variable annuities, and mutual funds; business planning services; and life and long-term care insurance services. The company was founded in 1934 and is based in Lake Odessa, Michigan.

Union Financial Corporation

Union Bank provides personal, business, and commercial banking services. It offers various financial products including loans, deposit accounts, and financial planning services.

Union Bank

Union Bank of Michigan | 793 followers on LinkedIn. Equipping hard-working people who make, build and grow for success. Member FDIC. Equal Housing Lender.  | Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan&#39;s soil. For nearly a century we&#39;ve worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them. We celebrate and serve Michiganders who work hard with their hands- the folks who make, build and grow for a living.

Executive Vice President - Chief Lending Officer

Michael Kozak

Vice President - Commercial Loans at Union Bank of Michigan

Zach Dennis

Investment Executive with Union Investment Solutions at Union Bank

Meg Wheeler

VP, Commercial Banker at Union Bank of Michigan

Thomas Etcher

Union Bank of Michigan

Transitioning from military to civilian life is a major change, but you don’t have to do it alone! This comprehensive guide will help you navigate these changes with confidence, equipping you with the tools and knowledge to build financial security: bit.ly/3yYeOKe . At Union Bank, we’re here to help you make, build and grow your financial future. 🇺🇸 #VSW2024 #VeteranSaves #ubmich

Many veterans may not realize there’s help available if they’re struggling to make their monthly mortgage payments. 🏠 Don’t face this challenge alone. Learn about the options available to help avoid foreclosure with this resource from @VeteranSaves: bit.ly/3yXhuI1 . Union Bank is here to support veterans in making, building and growing their financial future. #VSW2024 #VeteranSaves #ubmich

As a veteran, you have access to the VA loan, designed to help you purchase a home with favorable loan terms and often a lower interest rate than conventional loans. 🏡 Get the details on how the process works with this helpful resource from @VeteranSaves: bit.ly/4ecq7gB . Ready to get started? Schedule an appointment with a Union Bank Mortgage Banker today: https://lnkd.in/gFwgaQ2i Union Bank is here to support you in making, building and growing your financial future. #VSW2024 #VeteranSaves #ubmich

It's #VeteranSavesWeek ! 💪 Having a strong credit file and a good score is key to building a secure financial foundation. Ready to boost your credit score and make progress on your debt repayment journey? Learn more here: bit.ly/43CcgLe Union Bank is proud to support our veterans in making, building and growing their financial future. #VSW2024 #VeteranSaves #ubmich @VeteranSaves

Finding the right savings account doesn't have to be complicated! 💡 With a little time and research, you can make a choice that fits your needs. Check out @VeteranSaves’ list of the Top 5 Things to Consider when choosing a savings account: bit.ly/4dSdg3r At Union Bank, we’re committed to helping veterans make, build and grow their financial future. #VSW2024 #VeteranSavesWeek #ubmich

It's #VeteranSavesWeek , kicking off right after Veterans Day! Start your week strong by building a spending and savings plan tailored to your needs. Get started with 6 simple budgeting steps: bit.ly/43jgDKB Union Bank is here to support you in making, building and growing your financial future. 💪💵 #VSW2024 #VeteranSaves #ubmich @VeteranSaves

Grateful to give back! This morning, members of #teamubmich proudly presented The Mulliken Area Food Pantry with a donation of two complete Thanksgiving meals to support local families in need. Giving back to our community is at the heart of who we are. #UBMichCares #CommunitySupport #Thankful #ubmich

📅Veterans Day Closure Notice In honor of Veterans Day, all Union Bank locations will be closed on Monday, November 11th, as we pay tribute to the brave men and women who have served our country. Thank you to all veterans for your dedication and sacrifices in protecting our freedom. #ubmich

🎬Halloween Fun with #TeamUBMich ! 🎬 Today, our team brought the magic of TV classics to life with costumes inspired by some of our favorite shows! A big shoutout to everyone for their amazing costumes and team spirit. Happy Halloween from all of us at Union Bank! #ubmich

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23
revenue	7.16M -	7.31M 2.02%	7.99M 9.35%	9.12M 14.10%	10.59M 16.23%	11.98M 13.11%	13.48M 12.53%	14.65M 8.63%
cost of revenue
gross profit	7.16M -	7.31M 2.02%	7.99M 9.35%	9.12M 14.10%	10.59M 16.23%	11.98M 13.11%	13.48M 12.53%	14.65M 8.63%
selling and marketing expenses	4.36M -	4.57M 4.79%	5.28M 15.50%	5.63M 6.64%	6.39M 13.51%	7.44M 16.39%	9.10M 22.41%	9.96M 9.42%
general and administrative expenses	773.10K -	688.78K 10.91%	879.11K 27.63%	873.45K 0.64%	987.24K 13.03%	1.02M 3.58%	1.32M 29.36%	1.50M 13.02%
selling general and administrative expenses	5.13M -	5.26M 2.42%	6.16M 17.09%	6.50M 5.60%	7.38M 13.45%	8.46M 14.68%	10.42M 23.25%	11.45M 9.88%
research and development expenses
other expenses
cost and expenses	6.28M -	6.52M 3.71%	7.31M 12.09%	7.72M 5.61%	8.70M 12.77%	10.06M 15.58%	12.13M 20.67%	13.46M 10.93%
operating expenses	6.28M -	6.52M 3.71%	7.31M 12.09%	7.72M 5.61%	8.70M 12.77%	10.06M 15.58%	12.13M 20.67%	13.46M 10.93%
interest expense
ebitda	53.27K -	-92.33K 273.31%	-58.10K 37.07%	-66.31K 14.12%	-148.69K 124.24%	-294.97K 98.39%	-185.06K 37.26%	-186.18K 0.61%
operating income	823.03K -	880.13K 6.94%	741.32K 15.77%	1.47M 97.81%	2.04M 39.28%	2.22M 8.79%	1.53M 30.92%	1.37M 10.52%
depreciation and amortization	-823.03K -	-880.13K 6.94%	-741.32K 15.77%	-1.47M 97.81%	-2.04M 39.28%	-2.22M 8.79%	-1.53M 30.92%	167.90K 110.94%
total other income expenses net	53.27K -	-92.33K 273.31%	-58.10K 37.07%	-66.31K 14.12%	-148.69K 124.24%	-294.97K 98.39%	-185.06K 37.26%	-186.18K 0.60%
income before tax	876.30K -	787.81K 10.10%	683.22K 13.28%	1.40M 104.93%	1.89M 35.26%	1.93M 1.75%	1.35M 29.95%	1.19M 12.04%
income tax expense	204.07K -	771.41K 278.00%	95.83K 87.58%	248.46K 159.27%	355.12K 42.93%	361.98K 1.93%	231.71K 35.99%	170.23K 26.53%
net income	672.22K -	16.40K 97.56%	587.39K 3,481.22%	1.15M 96.07%	1.54M 33.61%	1.57M 1.71%	1.12M 28.55%	1.02M 9.04%
weighted average shs out	2.32M -	1.64M 29.24%	2.35M 43.25%	2.35M 0.03%	2.44M 3.92%	3.33M 36.34%	3.29M 1.10%	3.29M 0.01%
weighted average shs out dil	2.32M -	1.64M 29.24%	2.35M 43.25%	2.35M 0.03%	2.44M 3.92%	3.31M 35.68%	3.29M 0.62%	3.29M 0%
eps	0.29 -	0.01 96.55%	0.25 2,400%	0.49 96%	0.63 28.57%	0.47 25.40%	0.34 27.66%	0.31 8.82%
epsdiluted	0.29 -	0.01 96.55%	0.25 2,400%	0.49 96%	0.63 28.57%	0.47 25.40%	0.34 27.66%	0.31 8.82%

UFCP

COM:UBMICH

Union Bank

Market Cap

6.59M

Beta: -

Volume Today

700

Avg: -

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