BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides loans, such as commercial and multi-family real estate, one-to-four family mortgage, commercial business, small business administration, construction, home equity and lines of credit, and consumer loans, as well as residential loans secured by one-to-four family dwellings, condominiums, and cooperative units. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, fraud detection services, and automated teller services. As of December 31, 2021, it operated 29 branch offices in Bayonne, Carteret, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge, New Jersey, as well as three branches in Staten Island and Hicksville, New York. The company was founded in 2000 and is headquartered in Bayonne, New Jersey.

BCB Bancorp, Inc.

BCB Bancorp Inc is a bank holding company. The company offers loans, including commercial and multi-family real estate loans, home equity loans, construction loans, consumer loans, and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.

Metric
Company Name	BCB Bancorp, Inc.
Symbol	BCBP
MSH ID	NASDAQ:BCBP
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	US
Stage
Employee Count	266
Website	bcb.bank
LinkedIn
Founders

Metric
Market Cap	178.39M
Enterprise Value	616.42M
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	192.44M
Revenue (LTM)	117.12M
Revenue (NTM)	154.81M
Gross Profit	192.44M
EBITDA	2.11M
Operating Income	173.02M
Net Income	29.48M
EPS	1.71
Diluted EPS	1.70
Revenue 2022	115.54M
Revenue 2023	192.44M
Revenue 2024	111.37M
Revenue 2025	117.23M
Revenue 2026	366.63M

Metric
Revenue Growth (LTM)	0.04
Revenue Growth (NTM)	0.37
Gross Profit Growth (LTM)	1.61
EBITDA Growth (LTM)	0.53
Net Income Growth (LTM)	0.17
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.02
Operating Profit Margin	0.71
EBITDA Margin	0.01
Net Profit Margin	0.22
Return on Equity	0.10
Return on Assets	0.01
Return on Capital Employed	0.08

NASDAQ:BCBP

BCB Bancorp Inc (NJ)

Last Close

8.30

09/05 20:00

Market Cap

144.85M

Beta: 0.59

Volume Today

70.64K

Avg: 88.06K

PE Ratio

5.50

PFCF: 5.15

Dividend Yield

5.52%

Payout:31.35%

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	5.50
P/B Ratio	0.64
Revenue Multiple (LTM)	5.26
Revenue Multiple (NTM)	4.72
EBITDA Multiple (LTM)	10.69
EBITDA Multiple (NTM)	9.75
Price to Sales Ratio	1.30
EV Multiple	4.22

Metric
Days Sales Outstanding	52.60
Days Payables Outstanding
Days Inventory Outstanding	369.70K
Operating Cycle	376.23K
Cash Conversion Cycle	376.23K
Asset Turnover	0.05

Metric
Operating Cash Flow	35.75M
Free Cash Flow	31.22M
Cash Flow to Debt	0.07
Operating Cash Flow/Sales	0.27
Free Cash Flow Yield	0.19

Metric
Cash & Equivalents	280.26M
Accounts Receivable	-2.62M
Inventory	525K
Goodwill
Debt to Capitalization	0.62
Debt to Assets	0.18
Current Ratio	26.66
Quick Ratio	6.89

Metric
Rule of 40 (LTM)	0.54
Rule of 40 (NTM)	0.84
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue	0.30