First Interstate BancSystem, Inc. operates as the bank holding company for First Interstate Bank that provides range of banking products and services in the United States. It offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. The company also offers real estate loans comprising commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans comprising direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services to individuals, businesses, and nonprofit organizations. Further, the company offers marketing, credit review, loan servicing, credit cards issuance and servicing, mortgage loan sales and servicing, indirect consumer loan purchasing and processing, loan collection services, and other operational services, as well as online and mobile banking services. It serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, energy, governmental services, healthcare, hospitality, housing, mining, professional services, real estate development, retail, technology, tourism, and wholesale trade. As of December 31, 2021, it operated 147 banking offices, including detached drive-up facilities in communities across Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. The company was incorporated in 1971 and is headquartered in Billings, Montana.

Metric
Company Name	First Interstate BancSystem, Inc.
Symbol	FIBK
MSH ID	NASDAQ:FIBK
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	US
Stage
Employee Count	3.58K
Website	fibk.com
LinkedIn
Founders

Metric
Market Cap	2.99B
Enterprise Value	2.48B
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	147M
Revenue (LTM)	986.36M
Revenue (NTM)	1.08B
Gross Profit	75.40M
EBITDA	336.80M
Operating Income	336.80M
Net Income	257.50M
EPS	2.48
Diluted EPS	2.48
Revenue 2022	1.11B
Revenue 2023	147M
Revenue 2024	1.01B
Revenue 2025	1.09B
Revenue 2026	1.18B

Metric
Revenue Growth (LTM)	5.69
Revenue Growth (NTM)	0.71
Gross Profit Growth (LTM)	0.98
EBITDA Growth (LTM)	0.16
Net Income Growth (LTM)	-0.03
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.91
Operating Profit Margin	0.85
EBITDA Margin	2.29
Net Profit Margin	0.44
Return on Equity	0.08
Return on Assets	0.01
Return on Capital Employed	0.04

NASDAQ:FIBK

First Interstate BancSystem, Inc.

Last Close

33.83

22/11 21:00

Market Cap

2.99B

Beta: 0.85

Volume Today

606.90K

Avg: 809.15K

PE Ratio

10.50

PFCF: 4.30

Dividend Yield

7.20%

Payout:37.75%

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	10.50
P/B Ratio	0.84
Revenue Multiple (LTM)	2.85
Revenue Multiple (NTM)	2.30
EBITDA Multiple (LTM)	6.32
EBITDA Multiple (NTM)	5.89
Price to Sales Ratio	4.89
EV Multiple	4.27

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.03

Metric
Operating Cash Flow	420M
Free Cash Flow	391.80M
Cash Flow to Debt	0.12
Operating Cash Flow/Sales	0.72
Free Cash Flow Yield	0.23

Metric
Cash & Equivalents	577.90M
Accounts Receivable	-10.80M
Inventory	249.10M
Goodwill	1.10B
Debt to Capitalization	0.54
Debt to Assets	0.00
Current Ratio
Quick Ratio	0.76

Metric
Rule of 40 (LTM)	6.13
Rule of 40 (NTM)	1.10
Stock Comp to Revenue	7.01
R&D to Revenue
SG&A to Revenue	0.44