Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.

Texas Capital Bancshares, Inc.

Texas Capital is a financial institution that provides commercial banking, wealth management, investment banking, personal banking, and ETF & funds management services.

Metric
Company Name	Texas Capital Bancshares, Inc.
Symbol	TCBI
MSH ID	COM:TEXASCAPITALBANK
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	US
Stage
Employee Count	1.99K
Website	texascapitalbank.com
LinkedIn
Founders

Metric
Market Cap	2.91B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	1.08B
Revenue (LTM)
Revenue (NTM)
Gross Profit	1.63B
EBITDA	246.59M
Operating Income	246.59M
Net Income	189.14M
EPS	3.58
Diluted EPS	3.54
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.10
Operating Profit Margin	0.45
EBITDA Margin	0.23
Net Profit Margin	0.15
Return on Equity	0.06
Return on Assets	0.01
Return on Capital Employed	0.02

TCBI

NASDAQ:TCBI

Texas Capital

71.46

−0.97%

−0.70

Last Close

72.16

13/03 20:00

Market Cap

2.91B

Beta: 1.28

Volume Today

564.95K

Avg: 667.37K

PE Ratio

7.44

PFCF: 26.99

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	7.44
P/B Ratio	0.93
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.36
EV Multiple	30.78

Metric
Days Sales Outstanding	235.81
Days Payables Outstanding	-91.75
Days Inventory Outstanding	9.93K
Operating Cycle	10.17K
Cash Conversion Cycle	10.27K
Asset Turnover	0.05

Metric
Operating Cash Flow	373.74M
Free Cash Flow	357.36M
Cash Flow to Debt	0.27
Operating Cash Flow/Sales	0.31
Free Cash Flow Yield	0.04

Metric
Cash & Equivalents	3.24B
Accounts Receivable	-78.61M
Inventory	-4.17B
Goodwill	1.50M
Debt to Capitalization	0.42
Debt to Assets	0.08
Current Ratio	2.40
Quick Ratio	4.74

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.02
R&D to Revenue
SG&A to Revenue	0.37