Nationwide Building Society, together with its subsidiaries, provides retail financial services in the United Kingdom. The company offers current, savings, and individual savings accounts; residential mortgages; overdrafts, personal loans, car loans, and home improvement loans; and credit cards. It also provides loans to registered social landlords, loans made under the private finance initiatives, and commercial real estate loans. In addition, the company offers home, life, income protection, travel, mobile phone, and breakdown insurance; and investment products and services, such as financial planning services. Further, it provides treasury liquidity, derivative, and discretionary services; and mobile and Internet banking services. The company was founded in 1846 and is headquartered in Swindon, the United Kingdom.

Nationwide Building Society

At-Bay offers property and casualty insurance services with a focus on cyber risk management and security solutions.

Rotem Iram

Etai Hochman

Roman Itskovich

Tilli Kalisky-Bannett

At-Bay

CET provides specialist outsourced services to the UK insurance claims sector, focusing on home emergency response, drainage, and subsidence investigation, self-described as a digital enterprise.

Nationwide Building Society provides banking and financial services including current accounts, mortgages, savings, loans, credit cards, and insurance. The information includes self-described claims about their commitment to fairness and member benefits.

Metric
Company Name	Nationwide Building Society	At-Bay	CET
Symbol	NBS
MSH ID	UK:CO:NATIONWIDE	COM:AT-BAY	COM:CET-UK
Market	STOCKS	PRIVATE	PRIVATE
Sector	Financial Services	Financial Services & Finance	Commercial & Professional Services
Industry	Banks - Regional	Insurance	Insurance Claims Management
Country	GB	US	GB
Stage		Venture Round
Employee Count	18.31K	321	251
Website	nationwide.co.uk	at-bay.com	cet-uk.com
LinkedIn
Founders

Metric
Market Cap	1.75B	1.80B
Enterprise Value
Monthly Web Traffic		18.90K	276
Web Traffic Growth		0.72	-0.49
Valuation
Raised Capital		3.75M

Metric
Revenue	18.52B
Revenue (LTM)
Revenue (NTM)
Gross Profit	18.52B
EBITDA	587.42M
Operating Income	12.74M
Net Income	1.66B
EPS	181.59
Diluted EPS	181.59
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.58
Operating Profit Margin	0.21
EBITDA Margin	0.03
Net Profit Margin	0.14
Return on Equity	0.10
Return on Assets	0.01
Return on Capital Employed	0.01

UK:CO:NATIONWIDE

Nationwide Building Society

Last Close

132.00

19/11 14:52

Market Cap

1.37B

Beta: -

Volume Today

15.25K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	0.97
P/B Ratio	0.07
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	0.15
EV Multiple	-64.36

Metric
Days Sales Outstanding	29.55
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.05

Metric
Operating Cash Flow	-4.75B
Free Cash Flow	-5.24B
Cash Flow to Debt	0.03
Operating Cash Flow/Sales	0.17
Free Cash Flow Yield	5.83

Metric
Cash & Equivalents	30.35B
Accounts Receivable
Inventory	29.97B
Goodwill	15.29M
Debt to Capitalization	0.78
Debt to Assets	0.13
Current Ratio
Quick Ratio	3.78

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.00
R&D to Revenue
SG&A to Revenue	0.26