UP Co-operative Bank (UPCB) has seen significant growth in its credit deposit (CD) ratio, reaching over 72%, surpassing the overall banking sector's CD of 61% in the state of Uttar Pradesh (UP). The bank's net worth increased from approximately ₹870 crore in 2017 to ₹1,407 crore in 2024, and its deposits reached ₹11,415 crore. Loans extended by the bank have grown by 240% from ₹9,190 crore in 2017 to ₹22,536 crore in 2024. The bank's income increased from ₹808 crore in 2016-17 to ₹1,265 crore in 2024, and it clocked a net profit of ₹100 crore. The state government is investing in 16 ailing DCCBs to support last-mile financial inclusion.