Petal provides credit cards that help users build credit history with no fees and cash back options. The credit cards are designed for those with little or no credit history.

Petal

Petal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly. 

When you apply for Petal, we use your banking history to instantly create a Cash Score — a measure of your creditworthiness based on income, spending, and savings history. It could help you qualify for a Petal credit card, even if you've never had credit before.

Trinity Capital

Victory Park Capital

Silicon Valley Bank

SharesPro

Nelstone Ventures

Abstract Ventures

Afore Capital

GR Capital

Cascade Ventures

Ride Ventures

Rosecliff Ventures

The Gramercy Fund

Anchor Capital GP

Gopher Asset Management

CUNA Mutual Group

Encore Bank

Gaingels

RiverPark Ventures

Sand Hill Angels

Valar Ventures

Volery Capital Partners

Core Innovation Capital

Story Ventures

Private Ventures Group ("PVG")

Unbound Ventures

Come join a stellar team!  We're excited to kick off the search for a Credit Risk Analyst here at Petal!

With AWS, Petal is building technology for the future of credit. Our engineering team, led by John Wang, leverages a customized AWS stack that allows our pioneering cash flow underwriting to maximize approval rates for applicants who are often overlooked. We’ve also used AWS to help create a compelling, robust card servicing and data processing infrastructure that enables us to keep scaling our impact. A big thank you to the AWS team for partnering on this work toward our mission to expand access to responsible credit.

Amazon Web Services (AWS) 

https://lnkd.in/gmvVY3mm

Grain provides an alternative to the predatory behavior of credit card companies. Its mobile app uses AI to assist individuals in building positive credit.

Grain

Arro is a competitor in the credit card industry, offering alternative solutions to traditional credit cards.

Arro

TomoCredit is a competitor in the credit card industry, providing credit-building solutions and alternative credit card options.

TomoCredit

Mercury Cards is a competitor with a high similarity score to petalcard.com, offering credit card services.

Mercury Cards

Deserve Inc is a competitor in the credit card industry, providing credit card services and credit management solutions.

Deserve Inc

Migo is a competitor in the credit card industry, offering credit card services and financial management solutions.

Migo

Petal is a credit card company that aims to help people financially succeed by making credit honest, simple, and accessible. It uses machine learning to analyze a customer’s full digital financial record, not just their credit score, and has pioneered cash flow underwriting as an alternative to credit scores to make credit more accessible. The company offers a simple, modern digital experience that encourages members to build credit, avoid debt, and spend responsibly.

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COM:PETALCARD

Petal