Wave is a financial technology company that provides mobile money and digital banking services in Africa.

Wave

Wave Côte d'Ivoire

Wave Sénégal

Wave Uganda

We're making Africa the first cashless continent.

In 2017, nearly 60% of adults in sub-Saharan Africa had no bank account. That's for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash.

We're solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads don't always work, you can still send money with Wave. In November 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. In 2019, we expanded to Cote D'Ivoire. Now, we have millions of users and are growing fast. 
Our goal is to drive financial inclusion and make Africa the first cashless continent. 

Wave Mobile Money

Happy New Week!

Today on our employee spotlight is Yacine DIOP, Business Development Manager based in Senegal who joined Wave in January of 2021.

This is her story:

"In 2021, I embarked on a journey to renew my experience. I was yearning for increased performance, more significant challenges to overcome, enhanced flexibility, and, above all, a departure from traditional ways of working.

During this period, I received several job offers and after careful consideration, I chose to accept Wave’s offer - a company I only knew vaguely. It wasn't a leap into the unknown but a strong intuition. This intuition led me to a company where I could bring my skills, learn new things, and, most importantly, align with values and principles that complement mine.

Looking back, I can proudly say that my performance and contributions have played a significant role in the company's growth."

Thank you, Yacine, for sharing your inspiring Wave journey. Your contributions have been invaluable to our growth, and we're grateful to have you on our team! 💙

Happy Friday! ✨ 

Today, we are flashing back to when our team in Côte d'Ivoire celebrated Father's Day in a unique way.

The team organized a culinary competition with the theme “Travel around the world with chicken”. 

Six team members from different departments showcased their cooking skills. The judges got to taste and rate all the amazing chicken dishes and boyyyy…they really impressed us all!

It was such a fun experience, and moments like these truly reiterate the team spirit and culture we're cultivating at Wave despite our diverse backgrounds. 💙 

Enjoy the weekend!

Hey there! Happy Friday - the most anticipated day of the week.😎 

In today's Living Your Fullest Life segment, we have Sarah Kaba - Corporate Sales Supervisor in Côte d'Ivoire.

Sarah says - “Living my fullest life means leaving work at a decent hour to devote valuable time to my family and friends. This balance allows me to embrace life truly. As someone who craves adventure, I recently embarked on a vacation to the upcountry of Côte d'Ivoire and France, immersing myself in new experiences with my loved ones.

I feel like I've found the professional life I've always dreamed of at Wave – it's truly magical!"

Life is all about those special moments and exciting adventures. Here's to making time for loved ones and pursuing our passions with enthusiasm – just like Sarah! 💙

Happy Friday, everyone! 💫 

Today marks another captivating edition in our ‘’family-themed feature’’ and we couldn't be more thrilled to share it with you.

In the spotlight are the delightful duo of Jean-Marc Konan ( Support Group Lead) and Aby Sarah Ouattara (Support Quality and Training Officer), whose paths first crossed at Wave Côte d’Ivoire. From strangers to colleagues and then to life partners, their journey together is nothing short of a fairy tale.

Here's a glimpse of their experiences:

Jean-Marc
"I joined Wave in August 2021 and met my wife a month later. Our relationship began through a colleague who didn't hesitate to introduce us.

Working with my wife, Sarah, is such a unique experience. We have an excellent working relationship and exchange views on subjects related to our professional development.

We sometimes work closely together on certain projects. Her professionalism and sound advice are invaluable to me."

Sarah
"I joined Wave in September 2021, having been referred by a colleague, and then fate brought my husband and I together.

Working with Jean-Marc means working with an exemplary person. He's a great source of motivation.

We share the same values and common goals. We also find the right balance between our professional and private lives to better organize ourselves for work and thoroughly enjoy our family time."

Jean-Marc and Sarah's story is a beautiful example of love blooming in not-so-expected places, and we wish them a lifetime of happiness. 💙 
 
Stay tuned for more captivating stories of Wavers, and have a fabulous weekend!

Happy Monday! 💫 

Today on our employee spotlight is Jean-Jacques N'DRI, Head of Sales in Côte d'Ivoire, who joined Wave in April 2023.

Here is what he has to say:

"What I particularly love about working at Wave is the culture of innovation and resilience. New ideas, fresh ideas, attempting, analyzing, correcting, and upgrading - these actions are not just encouraged; they are the essence of our daily operations, motivating us to constantly think about how to deliver the best to our users.

"We are embarrassingly honest at Wave". This principle of transparency and straightforwardness has been crucial to my growth and progress, both personally and professionally.

The dedication of our tireless, brilliant team is making an invaluable impact in the lives of our customers. I see a lot of potential here, and being a part of this beautiful story fills me with excitement."

Jean-Jacques, thanks for sharing your story, and here’s to our continued success together. 🥂

Hey there! Happy Wonder Woman Wednesday! ✨ 

Today, we are pleased to spotlight Anna Sow, People Partner, and Odile Ndione, Support Group Lead, based in Senegal.

Their hard work and positive energy make our workplace a better and brighter environment for everyone.

We celebrate the incredible dedication and impactful contributions they bring to our team. 💙 

Enjoy the rest of the week!

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Chief Strategy Officer & GM Books&Banking

David Axler

Co-Founder + CEO

Mason Levey

Chief Operating Officer

Paul Marshall

Chief Executive Officer

Zahir Khoja

VP, Product

Alo Mukerji

Vice President, Financial Planning & Analysis

Andrew Ratcliff

VP, Fraud & Risk

Angie Dobbs

VP, Organizational Effectiveness

Joshua Siegal

Vice President Marketing

Kerry Reynolds

VP, Engineering

Tina Goyal

Devdutt Yellurkar

Spencer Punter

Mamoon Hamid

James Lochrie

Co-Founder

Les Whiting

Chief Financial Services Officer

Ashira Gobrin

Chief People Officer

Nathan Duthoit

Staff Engineer

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Wave makes running a small business better by providing free accounting, invoicing, affordable credit card processing (payments) and payroll. Over 3 million small business owners, in more than 200 countries around the world, rely on WaveApps to run their business.

Wave was founded in 2009 and is headquartered in Toronto, Canada.

NAB Ventures

Series D - Wave

BDC IT Venture Fund

BDC Venture Capital

Venture Round - Wave

Series C - Wave

Social Capital

Series B - Wave

Series A - Wave

OMERS Ventures

Seed Round - Wave

Toronto

Ontario

Canada

North America

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