Anzen provides access to consistent fixed income yields backed by institutional-grade private credit assets

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📣 Time for another private credit roundup! Here are 3 must-reads on the latest on private credit and lending 📣

💡 First up Hannah Zhang covers Goldman Sachs Asset Management's bullish stance on private credit and AI in the latest Institutional Investor

“In a higher-for-longer rate environment, we see opportunities for investors to earn equity-like returns in private credit. The strategy can offer incremental income generation and greater resiliency during periods of heightened volatility, serving as a potentially strong complement to traditional fixed income.” GSAM’s multi-asset solutions team wrote about #privatecredit.

Read here: https://lnkd.in/eEiY8EsF

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💡 Want to know what's driving Private Credit's growth, read Private Credit’s Rise Continues—But Not Because of SVB by Hilary Collins at Association for Corporate Growth (ACG)

While bank failures (ie, SVB) in 2023 did not prove to be a main growth driver for private credit, there is still a huge rise with 34 new funds raising $71.2 billion in the second quarter of 2023 reported by Bloomberg

Read here: https://lnkd.in/en55jyNq

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💡 Why private credit is a win-win with banks and a look at Marc Rowan's, co-founder and CEO of Apollo Global Management, Inc., thesis on the current economic state by Financial Times

"This is a great time for private credit. This is not a quarter that’s a great time for private credit, this is a secular change. Not only do we have higher base rates and regulatory change and change in market dynamics, we are in the beginning of a secular shift in how credit is provided to businesses and a shift that I believe will continue to gather speed." - Marc Rowan

Read here: https://lnkd.in/e3Q879VF


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For more on Private Credit and how you can start investing, sign up for early access on https://anzen.finance/

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Writing about private credit, asset management, or alternative investments? Share your thoughts below.

Collateralization plays a crucial role in RWA, providing added security and mitigating risks. But what is it, and how does it work? We dive into asset-backed collateralization in the private credit market to understand the benefits and mechanisms.

Collateralization involves the provision of assets by a borrower to secure a loan. Collateral provides lenders with a recourse option in the event of borrower default or non-payment. Lenders now have an asset-backed claim that can be liquidated to recover outstanding debt.

Benefits of collateralization: 
1) Risk mitigation, 
2) Enhanced borrower credibility
3) Lower interest rates
4) Favorable loan terms

Lenders can offer more favorable loan terms such as lower interest rates, longer repayment periods, or higher loan amounts. 

The steps to collateralization involve processes from evaluation, protection, and security agreements. This is when the lender and borrower establishes the rights and obligations of both parties, including collateral details, valuation, and conditions for its release.

Understanding the dynamics of collateralization empowers both lenders and borrowers to make informed decisions and navigate the private credit landscape with confidence!

📃 Read more: https://lnkd.in/gy9KP_Ge

🐦 Follow our Twitter for more Private Credit insights https://lnkd.in/gcEUcV_z

#privatecredit #rwa #interestrates

🏦 What is Private Credit?

Private credit refers to loans or debt instruments provided by non-bank entities to borrowers who may not have access to traditional bank financing. These borrowers can include middle-market companies, real estate developers, or even individuals seeking alternative #lendingsolutions. Unlike public credit, which is traded on public markets, private credit investments are typically held by institutional investors or high-net-worth individuals.

Before venturing into #privatecredit investments, here are some factors to consider for investors
1) Risk and Reward: Private credit typically offers higher yields compared to traditional fixed-income investments, but it’s important to assess the creditworthiness of borrowers and understand associated risks.

2) Due Diligence: Thoroughly evaluate borrowers, their financial health, and the underlying assets backing the loans to mitigate potential default risks.

3) Diversification: Spreading investments across different borrowers, sectors, and geographies helps reduce concentration risk, or use a platform that creates diversified pools.

4) Investment Horizon: Private credit investments may have longer lock-up periods, so investors should align their expectations and liquidity requirements accordingly.

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🏦 Learn about this private credit and lending, the historical context, and how to get started investing.
https://lnkd.in/dx7PZPan

Follow our blog for more reading on #alternativeinvestments!
➡️ https://lnkd.in/d8Bb7udC

Stablecoin yields of current DeFi Dapps such as Compound, Curve, Uniswap, Aave return 0 to 2% base APY. Get higher returns in private credit which offers 12 to 16% by investing in real world assets!

Invest in RWA with Anzen.

*Stablecoin base APY rates pulled from May 2023 data on DeFillama
#investing #finance #stablecoins

“Private Credit proved far more resilient than the liquid credit and bank-led financing markets during both COVID and the global financial crisis.”

Interested in learning more? Get in touch at https://lnkd.in/gy6zVFMj

Why should you invest in private credit?

1) RWA's have low volatility compared to stocks.
2) Receive predictable returns with fixed repayment schedules
3) and your investments are backed by collateral and covenants that protect lenders.

Invest in RWAs today.

#alternativeinvestments #directlending #privatedebt

Alternative yield strategies like private credit are a popular way to diversify. Capital is loaned to verified companies in return for fixed interest rates.

Why should you lend to private credit? It’s simple: more diversification, more yield.

Here are some examples of private credit types

🏡 Real Estate Private Credit Funds.

You provide financing to real estate developers and investors for projects such as commercial buildings, multifamily housing, and industrial properties.
While these types of investments may be considered riskier, they offer higher returns.

🛫 Lending to infrastructure projects also has higher-rewards, this can include lending to build toll roads, airports, and energy facilities.
However these projects can be subject to risks such as construction delays, cost overruns, and changes in government regulations.

🤝Provide debt financing to Private Equity Funds or directly to companies undergoing a buyout or other strategic transaction.

💼 Specialty finance - Lend to specialty finance companies that provide financing to niche markets such as healthcare, technology, or consumer lending.

Private Credit has existed since the 70's, traditionally only accessible to investment companies. We're bringing that on-chain to make Private Credit permissionless.

Have stables? You can invest in private credit on Anzen

Get early access: https://anzen.finance/

#investing #fundmanagement #diversification

New yields deserve new looks. We've refreshed our designs to give on-chain Real World Assets a modern take.

Get Early Access: https://anzen.finance/

Anzen Finance is a company that operates in the decentralized finance (DeFi) space, providing services that aim to offer security and insurance for digital assets. The company's governance token, ANZ, allows holders to participate in the decision-making process of the platform, influencing factors such as risk assessment, insurance pricing, and the direction of product development.

FINANCE:ANZEN

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