First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and land development, commercial mortgage, commercial and industrial, and lease financing loans, as well as small business administration paycheck protection program loans; and consumer loans, such as residential and revolving mortgage, construction and land development, consumer auto, and other consumer loans. The company also offers treasury services products, cardholder and merchant services, wealth management services, and various other products and services; investment products, including annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services; and defined benefit and defined contribution, insurance, private banking, trust, fiduciary, philanthropy, and special asset services. The company provides its products and services through its branch network, as well as through digital banking, telephone banking, and various ATM networks. As of December 31, 2021, it operated 529 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

	Dec '13	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23
asset turnover	0.05 -	0.03 26.23%	0.04 22.70%	0.04 0.91%	0.05 4.87%	0.05 0.18%	0.04 4.56%	0.04 13.93%	0.03 15.53%	0.04 31.76%	0.05 29.63%
cash conversion cycle				308.23 -	22.20 92.80%	24.93 12.31%				230.93 -	-446.84 293.50%
cash per share	144.81 -	227.86 57.35%	216.25 5.10%	200.85 7.12%	143.55 28.53%	94.22 34.36%	133.25 41.43%	468.29 251.43%	1.90K 305.84%	1.48K 22.07%	3.75K 153.09%
company equity multiplier	10.21 -	11.19 9.62%	10.96 2.07%	10.95 0.07%	10.36 5.44%	10.15 2.00%	11.15 9.89%	11.81 5.92%	12.31 4.20%	11.31 8.09%	10.12 10.52%
days of inventory outstanding				307.17 -							-435.12 -
days of payables outstanding											112.79 -
days of sales outstanding	33.96 -	9.97 70.64%	1.10 89.00%	1.07 2.70%	22.20 1,980.04%	24.93 12.31%	26.03 4.39%	28.52 9.57%	26.65 6.54%	230.93 766.56%	101.08 56.23%
dividend yield	0.00 -	0.00 10.43%	0.01 30.06%	0.00 41.82%	0.00 33.93%	0.00 66.92%	0.00 17.94%	0.01 72.05%	0.01 2.93%	0.01 118.26%	0.01 49.10%
ebit per revenue	0.32 -	0.24 24.48%	0.28 15.52%	0.28 1.08%	0.38 35.80%	0.34 10.46%	0.34 2.05%	0.33 3.34%	0.38 15.19%	0.61 60.13%	0.08 86.29%
ebt per ebit	0.82 -	0.80 2.68%	0.88 10.06%	0.89 0.94%	0.93 3.90%	0.93 0.69%	1 7.32%	1 0%	1 0%	0.49 50.92%	12.44 2,434.11%
effective tax rate	0.37 -	0.32 12.81%	0.37 14.93%	0.36 2.55%	0.40 13.09%	0.21 49.30%	0.23 10.90%	0.20 10.24%	0.22 7.63%	0.19 11.80%	0.05 73.90%
enterprise value multiple	6.45 -	8.98 39.18%	6.71 25.27%	9.05 34.82%	7.81 13.63%	6.84 12.44%	8.94 30.70%	8.77 1.90%	10.80 23.07%	2.45 77.29%	25.37 934.71%
fixed asset turnover	1.15 -	0.93 18.47%	1.19 27.20%	1.26 6.03%	1.38 9.24%	1.34 2.87%	1.39 3.88%	1.49 7.38%	1.49 0.02%	0.46 69.41%	1.06 131.47%
free cash flow per share	27.55 -	9.74 64.65%	11.93 22.55%	12.54 5.08%	22.22 77.20%	52.38 135.75%	37.65 28.12%	20.55 45.43%	-39.85 293.93%	189.99 576.80%	88.04 53.66%
gross profit margin	1 -	1 0%	1 0%	0.94 6.30%	0.93 0.71%	0.96 3.71%	1 3.64%	1 0%	1 0%	0.56 43.93%	0.70 24.12%
interest coverage	5.67 -	5.04 11.12%	8.50 68.59%	9.15 7.59%	13.41 46.63%	14.66 9.31%	6.39 56.42%	6.45 0.86%	11.56 79.40%	5.94 48.62%	0.82 86.15%
inventory turnover				1.19 -							-0.84 -
long term debt to capitalization	0.20 -	0.17 13.78%	0.20 15.68%	0.22 10.01%	0.21 3.14%	0.08 59.97%	0.20 136.27%	0.23 14.84%	0.20 11.64%	0.32 56.82%	0.64 101.53%
net income per ebt	0.63 -	0.68 7.41%	0.63 7.01%	0.64 1.48%	0.60 7.29%	0.79 33.49%	0.77 2.81%	0.80 3.02%	0.78 1.96%	0.81 3.32%	0.95 17.77%
net profit margin	0.17 -	0.13 21.05%	0.16 18.23%	0.16 1.33%	0.21 30.81%	0.25 20.35%	0.26 6.44%	0.26 0.43%	0.30 12.93%	0.24 18.79%	0.99 309.22%
operating cash flow per share	34.41 -	17.83 48.19%	19.40 8.84%	19.35 0.26%	29.28 51.29%	64.15 119.08%	48.52 24.36%	33.81 30.32%	-28.91 185.50%	284.32 1,083.50%	186.33 34.46%
operating cycle				308.23 -	22.20 92.80%	24.93 12.31%				230.93 -	-334.04 244.65%
operating profit margin	0.32 -	0.24 24.48%	0.28 15.52%	0.28 1.08%	0.38 35.80%	0.34 10.46%	0.34 2.05%	0.33 3.34%	0.38 15.19%	0.61 60.13%	0.08 86.29%
payables turnover											3.24 -
pretax profit margin	0.26 -	0.19 26.50%	0.25 27.14%	0.25 0.15%	0.35 41.10%	0.31 9.84%	0.34 9.52%	0.33 3.34%	0.38 15.19%	0.30 21.41%	1.04 247.48%
price fair value	1.03 -	0.96 6.77%	1.08 12.29%	1.42 31.10%	1.45 2.57%	1.29 11.13%	1.66 28.70%	1.37 17.76%	1.72 25.93%	0.77 55.19%	0.97 25.88%
receivables turnover	10.75 -	36.60 240.56%	332.77 809.16%	342.02 2.78%	16.44 95.19%	14.64 10.96%	14.02 4.21%	12.80 8.73%	13.70 7.00%	1.58 88.46%	3.61 128.47%
return on assets	0.01 -	0.00 41.76%	0.01 45.08%	0.01 2.25%	0.01 37.19%	0.01 20.57%	0.01 1.58%	0.01 14.30%	0.01 4.61%	0.01 7.00%	0.05 430.48%
return on capital employed	0.02 -	0.01 44.46%	0.01 45.44%	0.01 4.27%	0.02 42.75%	0.02 10.46%	0.01 2.68%	0.01 16.81%	0.01 2.70%	0.03 118.06%	0.01 64.28%
return on equity	0.08 -	0.05 36.16%	0.07 42.08%	0.07 2.18%	0.10 29.73%	0.11 18.16%	0.13 11.63%	0.12 9.23%	0.12 0.60%	0.11 1.66%	0.54 374.70%
total debt to capitalization	0.31 -	0.28 9.21%	0.41 47.11%	0.22 46.78%	0.23 3.50%	0.09 59.90%	0.20 118.65%	0.23 14.84%	0.20 11.64%	0.39 94.29%	0.64 64.23%

NASDAQ:FCNCA

First Citizens BancShares, Inc.

Last Close

1,736.90

13/05 20:00

Market Cap

21.43B

Beta: 0.99

Volume Today

61.07K

Avg: 220.38K

PE Ratio

1.99

PFCF: 17.06

Dividend Yield

0.25%

Payout:0.92%