Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals and small to medium-sized businesses in South Louisiana. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit cards; and mobile banking services. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate lending, such as second mortgage loans; consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers cash management products, including remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination and wire transfer, investment sweep accounts, and business Internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machine, interactive teller machines, merchant card, and mobile wallet payment services. The company operates through a network of 24 full service branches. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

	Dec '13	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23
asset turnover	0.04 -	0.04 0.20%	0.04 4.23%	0.03 12.92%	0.03 15.26%	0.03 21.08%	0.03 4.10%	0.04 11.63%	0.04 3.78%	0.04 2.76%	0.05 27.15%
cash conversion cycle		-12.05 -	25.96 315.44%	30.16 16.18%	37.03 22.78%	32.91 11.14%	40.65 23.54%	55.26 35.92%	43.05 22.08%	42.93 0.29%	428.08 897.14%
cash per share	12.30 -	16.14 31.24%	18.60 15.22%	27.07 45.57%	29.03 7.22%	27.58 4.99%	30.34 10.02%	27.78 8.45%	43.51 56.64%	44.14 1.46%	40.04 9.31%
company equity multiplier	11.44 -	8.51 25.68%	9.43 10.91%	10.28 8.96%	9.39 8.60%	9.80 4.33%	8.88 9.40%	9.54 7.44%	10.36 8.58%	12.76 23.19%	12.43 2.56%
days of inventory outstanding											390.92 -
days of payables outstanding		39.35 -
days of sales outstanding	28.55 -	27.30 4.37%	25.96 4.92%	30.16 16.18%	37.03 22.78%	32.91 11.14%	40.65 23.54%	55.26 35.92%	43.05 22.08%	42.93 0.29%	37.16 13.45%
dividend yield	0.00 -	0.00 45.06%	0.00 31.24%	0.00 20.49%	0.00 67.19%	0.01 74.94%	0.01 46.85%	0.01 64.84%	0.02 8.79%	0.02 1.25%	0.03 60.19%
ebit per revenue	0.33 -	0.04 88.84%	0.06 51.68%	0.02 58.30%	0.02 3.61%	0.55 2,161.13%	0.29 46.18%	0.20 31.39%	0.10 49.14%	0.55 429.98%	0.01 97.31%
ebt per ebit	0.56 -	5.43 878.95%	4.74 12.77%	12.61 166.07%	11.12 11.86%	0.51 95.41%	1 95.85%	1 0%	1 0%	0.75 25.00%	9.87 1,215.84%
effective tax rate	0.27 -	0.18 34.20%	0.33 89.53%	0.31 5.31%	0.34 8.62%	0.21 38.28%	0.20 6.68%	0.20 1.24%	0.19 3.18%	0.19 1.11%	0.18 5.76%
enterprise value multiple	11.99 -	14.96 24.77%	13.25 11.44%	8.91 32.75%	14.56 63.42%	12.47 14.37%	15.42 23.68%	14.37 6.80%	15.08 4.91%	9.70 35.64%	109.72 1,030.72%
fixed asset turnover	0.95 -	1.14 20.00%	1.30 13.92%	1.23 5.53%	1.23 0.26%	1.53 24.39%	1.40 8.86%	1.52 9.05%	1.66 8.93%	2.19 31.89%	3.19 46.12%
free cash flow per share	0.96 -	-16.76 1,849.60%	4.63 127.66%	4.68 0.91%	0.86 81.54%	1.19 37.75%	1.06 10.66%	0.93 12.57%	2.90 212.53%	4.13 42.39%	2.59 37.43%
gross profit margin	1 -	0.92 8.09%	0.86 6.70%	0.88 2.21%	0.88 0.02%	0.88 0.07%	0.88 0.82%	0.87 1.22%	0.87 0.06%	0.88 1.32%	0.91 2.82%
interest coverage	2.25 -	0.26 88.54%	0.38 47.41%	0.11 71.48%	0.10 4.49%	2.04 1,875.59%	0.85 58.35%	0.86 0.56%	0.84 1.28%	4.00 373.40%	0.12 96.88%
inventory turnover											0.93 -
long term debt to capitalization	0.38 -	0.56 45.17%	0.55 1.91%	0.44 19.91%	0.52 20.13%	0.56 6.46%	0.43 23.54%	0.41 3.89%	0.35 15.04%	0.67 92.39%	0.54 19.61%
net income per ebt	0.73 -	0.82 12.39%	0.67 18.99%	0.69 2.63%	0.66 3.95%	0.79 19.82%	0.80 1.78%	0.80 0.30%	0.81 0.79%	0.81 0.27%	0.82 1.39%
net profit margin	0.14 -	0.17 22.77%	0.18 7.18%	0.20 13.87%	0.18 12.28%	0.22 24.45%	0.24 7.29%	0.16 31.60%	0.08 48.74%	0.33 296.42%	0.12 64.13%
operating cash flow per share	2.33 -	-15.83 778.08%	5.20 132.85%	5.25 0.93%	1.11 78.91%	1.70 53.65%	1.85 8.91%	1.62 12.39%	3.22 98.56%	4.24 31.52%	2.70 36.41%
operating cycle		27.30 -	25.96 4.92%	30.16 16.18%	37.03 22.78%	32.91 11.14%	40.65 23.54%	55.26 35.92%	43.05 22.08%	42.93 0.29%	428.08 897.14%
operating profit margin	0.33 -	0.04 88.84%	0.06 51.68%	0.02 58.30%	0.02 3.61%	0.55 2,161.13%	0.29 46.18%	0.20 31.39%	0.10 49.14%	0.55 429.98%	0.01 97.31%
payables turnover		9.27 -
pretax profit margin	0.18 -	0.20 9.23%	0.27 32.31%	0.30 10.95%	0.27 8.67%	0.28 3.86%	0.29 5.41%	0.20 31.39%	0.10 49.14%	0.41 297.47%	0.14 64.62%
price fair value	1.75 -	0.74 57.53%	1.16 56.63%	1.18 1.24%	1.19 1.41%	1.31 10.15%	0.99 24.29%	0.74 25.21%	0.79 6.04%	1.01 27.64%	0.65 35.71%
receivables turnover	12.78 -	13.37 4.57%	14.06 5.17%	12.10 13.93%	9.86 18.55%	11.09 12.53%	8.98 19.05%	6.61 26.43%	8.48 28.34%	8.50 0.29%	9.82 15.54%
return on assets	0.00 -	0.01 23.01%	0.01 11.72%	0.01 0.84%	0.01 25.66%	0.01 50.68%	0.01 2.89%	0.01 23.64%	0.00 46.80%	0.01 307.36%	0.01 54.39%
return on capital employed	0.01 -	0.00 88.45%	0.00 53.00%	0.00 63.69%	0.00 12.19%	0.02 2,637.77%	0.01 48.39%	0.01 23.41%	0.00 47.22%	0.02 472.51%	0.00 89.89%
return on equity	0.06 -	0.05 8.57%	0.06 23.90%	0.07 8.04%	0.05 32.05%	0.07 57.21%	0.07 6.78%	0.06 17.96%	0.03 42.24%	0.17 401.83%	0.07 55.56%
total debt to capitalization	0.38 -	0.60 57.76%	0.55 9.74%	0.44 19.91%	0.52 20.13%	0.56 6.46%	0.43 23.54%	0.41 3.89%	0.35 15.04%	0.73 108.43%	0.57 21.87%

NASDAQ:ISTR

Investar Holding Corporation

Last Close

16.16

17/05 20:00

Market Cap

171.95M

Beta: 0.44

Volume Today

27.66K

Avg: 22.65K

PE Ratio

7.89

PFCF: 5.09

Dividend Yield

2.23%

Payout:17.27%