This article analyzes the Q2 2025 earnings performance of regional banks, highlighting key performers and underperformers. KeyCorp reported a 20% year-on-year revenue increase, exceeding expectations, while UMB Financial delivered a significant 76.7% revenue growth and strong earnings beats. In contrast, Coastal Financial saw a 11.7% year-on-year revenue decline and missed expectations. Live Oak Bancshares and Origin Bancorp posted modest growth and mixed results, respectively. Despite overall satisfactory earnings, regional bank stocks declined on average by 5.1% post-earnings. The article attributes performance to rising interest rates, digital transformation, and economic conditions, while noting challenges such as fintech competition and credit deterioration. Market sentiment remains cautious due to regulatory concerns and macroeconomic uncertainty.

Origin Bancorp reported its second quarter 2025 earnings, showing a decline in revenue and net income compared to the same period in 2024. Revenue decreased by 12% to $80.6 million, net income dropped 30% to $14.6 million, and profit margin fell from 23% to 18%. Earnings per share (EPS) declined to $0.47, missing analyst expectations by 40%. Despite the earnings shortfall, revenue is forecast to grow at 13% annually over the next two years, outpacing the U.S. banking industry's projected 7.7% growth. The company's shares rose 1.0% from the previous week.

Origin Bancorp reported its second quarter 2025 financial results, showing a decline in revenue and net income compared to the same period in 2024. Revenue decreased by 12% to $80.6 million, net income dropped 30% to $14.6 million, and earnings per share (EPS) fell to $0.47 from $0.68 in the prior year quarter, missing analyst expectations by 40%. Despite the earnings shortfall, the company's revenue is projected to grow at 13% annually over the next two years, outpacing the U.S. banking industry's 7.7% growth forecast. The company's shares rose 1.0% from the previous week. Origin Bancorp operates as a bank holding company for Origin Bank, providing financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi.

Origin Bancorp Inc. (OBK) reported a Q2 2025 earnings miss, with earnings per share (EPS) of $0.47 falling 39.74% below forecasts of $0.78 and revenue of $83.5 million missing expectations by 14.43%. The stock closed at $37.66, down 0.25%, while net interest margin improved to 3.61%. Despite challenges like declining deposits and economic uncertainty, the bank highlighted strategic initiatives and a 1.3% loan growth. Management emphasized focus on return on assets (ROA) and market conditions.

Origin Bancorp, Inc. (NYSE: OBK) declared a quarterly cash dividend of $0.15 per share, which will be paid on August 29, 2025, to stockholders of record as of August 15, 2025. The company is a financial holding company headquartered in Ruston, Louisiana, with a subsidiary, Origin Bank, founded in 1912.