Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack-Gladstone Bank that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Peapack Private. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; C&I advisory services; escrow management; deposit generation; asset and investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; and wealth management clients comprise individuals, families, foundations, endowments, trusts, and estates. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and wealth management branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines at 20 locations. Peapack-Gladstone Financial Corporation was founded in 1921 and is headquartered in Bedminster, New Jersey.

	Dec '13	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23
revenue	73.37M -	88.70M 20.89%	108.17M 21.94%	125.35M 15.89%	145.77M 16.29%	159.36M 9.32%	174.97M 9.80%	189.36M 8.23%	210.30M 11.06%	242.50M 15.31%	377.41M 55.63%
cost of revenue	55.18M -	59.54M 7.90%	68.93M 15.76%	30.11M 56.32%	29.29M 2.72%	32.84M 12.13%	34.44M 4.88%	36.26M 5.28%	39.99M 10.29%	41.71M 4.31%	120.26M 188.31%
gross profit	18.19M -	29.16M 60.33%	39.24M 34.56%	95.24M 142.72%	116.48M 22.30%	126.52M 8.62%	140.53M 11.08%	153.10M 8.95%	170.31M 11.24%	200.78M 17.89%	257.15M 28.07%
selling and marketing expenses	519K -	594K 14.45%	637K 7.24%	824K 29.36%	1.11M 34.47%	1.34M 20.94%	1.36M 1.72%	1.63M 19.66%	1.29M 21.03%	1.88M 46.12%	1.87M 0.53%
general and administrative expenses	33.37M -	37.62M 12.74%	42.43M 12.79%	49.76M 17.27%	56.32M 13.19%	65.25M 15.84%	70.41M 7.91%	79.49M 12.90%	83.94M 5.59%	91.42M 8.91%	103.47M 13.19%
selling general and administrative expenses	33.37M -	37.62M 12.74%	42.43M 12.79%	49.76M 17.27%	56.32M 13.19%	65.25M 15.84%	70.41M 7.91%	79.49M 12.90%	83.94M 5.59%	91.42M 8.91%	105.34M 15.23%
research and development expenses
other expenses	55.18M -	59.54M 7.90%	68.93M 15.76%	75.11M 8.97%	85.61M 13.98%	-122.12M 242.65%	-179.25M 46.78%	-236.85M 32.13%	-216.58M 8.56%	133.80M 161.78%	-27.47M 120.53%
cost and expenses	110.37M -	119.08M 7.90%	137.85M 15.76%	105.22M 23.67%	114.90M 9.20%	-54.46M 147.40%	-108.85M 99.87%	-157.36M 44.57%	-132.64M 15.71%	133.80M 200.87%	309.56M 131.36%
operating expenses	55.18M -	59.54M 7.90%	68.93M 15.76%	75.11M 8.97%	85.61M 13.98%	-54.46M 163.61%	-108.85M 99.87%	-157.36M 44.57%	-132.64M 15.71%	133.80M 200.87%	27.47M 79.47%
interest expense	4.28M -	7.68M 79.59%	14.69M 91.25%	20.61M 40.32%	27.59M 33.83%	44.52M 61.40%	60.40M 35.65%	38.15M 36.84%	22.01M 42.31%	35.80M 62.66%	25.05M 30.03%
ebitda	22.58M -	34.96M 54.85%	50.83M 45.40%	66.57M 30.96%	85.49M 28.42%	106.56M 24.64%	70.29M 34.04%	36.42M 48.19%	82.45M 126.41%	143.18M 73.66%	-38.89M 127.16%
operating income	19.04M -	31.97M 67.89%	46.83M 46.49%	63.35M 35.29%	81.89M 29.26%	102.24M 24.85%	66.12M 35.33%	32.00M 51.60%	77.66M 142.67%	138.14M 77.87%	-38.89M 128.15%
depreciation and amortization	3.54M -	2.99M 15.36%	4.00M 33.75%	3.22M 19.66%	3.60M 11.82%	4.31M 19.97%	4.17M 3.45%	4.41M 5.98%	4.79M 8.47%	5.04M 5.35%	5.01M 0.71%
total other income expenses net	-4.28M -	-7.68M 79.59%	-14.69M 91.25%	-20.61M 40.32%	-27.59M 33.83%	-44.52M 61.40%	24.74M 155.57%	27.47M 11.03%	83.75M 204.87%	-35.80M 142.74%	67.28M 287.96%
income before tax	14.76M -	24.29M 64.51%	32.14M 32.34%	42.74M 32.98%	54.31M 27.06%	57.72M 6.28%	66.12M 14.56%	32.00M 51.60%	77.66M 142.67%	102.34M 31.78%	67.28M 34.26%
income tax expense	5.50M -	9.40M 70.77%	12.17M 29.50%	16.26M 33.66%	17.81M 9.51%	13.55M 23.92%	18.69M 37.92%	5.81M 68.91%	21.04M 262.07%	28.10M 33.55%	18.43M 34.42%
net income	9.26M -	14.89M 60.78%	19.97M 34.13%	26.48M 32.57%	36.50M 37.84%	44.17M 21.02%	47.43M 7.39%	26.19M 44.78%	56.62M 116.18%	74.25M 31.13%	48.85M 34.20%
weighted average shs out	9.09M -	12.07M 32.68%	15.19M 25.88%	16.32M 7.45%	17.66M 8.22%	18.97M 7.39%	19.27M 1.60%	18.90M 1.93%	18.79M 0.57%	18.16M 3.34%	17.85M 1.72%
weighted average shs out dil	9.18M -	12.17M 32.64%	15.43M 26.81%	16.51M 7.00%	17.94M 8.65%	19.15M 6.72%	19.41M 1.37%	19.08M 1.70%	19.29M 1.11%	18.57M 3.76%	18.05M 2.80%
eps	1.02 -	1.23 20.59%	1.31 6.50%	1.62 23.66%	2.06 27.16%	2.33 13.11%	2.46 5.58%	1.39 43.50%	3.01 116.55%	4.09 35.88%	2.74 33.01%
epsdiluted	1.01 -	1.22 20.79%	1.29 5.74%	1.60 24.03%	2.03 26.87%	2.31 13.79%	2.44 5.63%	1.37 43.85%	2.93 113.87%	4 36.52%	2.71 32.25%

NASDAQ:PGC

Peapack-Gladstone Financial Corporation

Last Close

23.68

15/05 19:16

Market Cap

527.61M

Beta: 1.03

Volume Today

36.88K

Avg: 73.52K

PE Ratio

7.60

PFCF: 10.80

Dividend Yield

0.77%

Payout:2.91%