bf/NASDAQ:SPNS_icon.jpeg

NASDAQ:SPNS

Sapiens International Corporation N.V.

  • Stock

USD

Last Close

34.79

15/05 20:00

Market Cap

1.93B

Beta: 1.26

Volume Today

97.92K

Avg: 103.23K

PE Ratio

25.65

PFCF: 32.63

Dividend Yield

1.87%

Payout:45.93%

Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
Dec '23
average inventory
-5.82M
-
average payables
5.45M
-
4.73M
13.12%
3.84M
18.97%
5.64M
47.05%
6.80M
20.59%
6.60M
3.04%
5.63M
14.68%
5.25M
6.75%
5.20M
0.94%
7.21M
38.72%
7.85M
8.90%
average receivables
22.94M
-
30.15M
31.43%
33.86M
12.31%
38.14M
12.66%
50.29M
31.84%
62.44M
24.17%
61.71M
1.18%
71.42M
15.73%
87.45M
22.45%
97.56M
11.56%
97.65M
0.09%
book value per share
4.26
-
3.73
12.34%
3.78
1.23%
3.97
5.12%
4.09
2.87%
4.06
0.53%
4.51
10.91%
7.49
66.24%
7.46
0.43%
7.35
1.43%
8.07
9.81%
capex per share
-0.24
-
-0.16
32.50%
-0.18
14.78%
-0.21
13.45%
-0.17
20.15%
-0.14
14.75%
-0.34
141.29%
-0.22
35.92%
-0.22
1.48%
-0.17
23.58%
-0.17
0.65%
capex to depreciation
-1.20
-
-0.87
27.96%
-0.92
5.96%
-1.02
10.83%
-0.52
49.35%
-0.36
30.97%
-0.90
151.45%
-0.48
46.32%
-0.41
14.03%
-0.41
1.49%
-0.43
6.20%
capex to operating cash flow
-0.55
-
-0.35
36.25%
-0.22
37.62%
-0.39
79.21%
-0.94
138.90%
-0.26
72.73%
-0.26
1.44%
-0.19
25.52%
-0.15
23.77%
-0.21
40.59%
-0.12
43.57%
capex to revenue
-0.07
-
-0.05
31.54%
-0.05
0.77%
-0.05
0.91%
-0.03
35.58%
-0.02
19.73%
-0.05
115.52%
-0.03
44.22%
-0.03
12.46%
-0.02
25.79%
-0.02
5.55%
cash per share
1.76
-
1.00
42.85%
1.31
30.66%
1.62
23.23%
1.45
10.09%
1.30
10.76%
1.78
37.43%
3.57
99.99%
3.84
7.64%
3.29
14.25%
3.63
10.23%
days of inventory on hand
days payables outstanding
27.99
-
10.87
61.16%
15.50
42.53%
18.37
18.52%
14.64
20.32%
12.46
14.87%
10.20
18.09%
8.67
15.06%
6.69
22.81%
12.52
87.05%
7.78
37.81%
days sales outstanding
74.94
-
75.35
0.54%
69.24
8.10%
69.34
0.15%
80.68
16.35%
82.38
2.10%
65.05
21.04%
80.83
24.27%
71.33
11.75%
80.75
13.20%
64.03
20.70%
debt to assets
0.21
-
0.21
1.33%
0.27
28.54%
0.25
6.82%
0.21
16.36%
0.17
15.75%
0.10
45.29%
debt to equity
0.39
-
0.39
0.12%
0.53
37.83%
0.46
13.56%
0.36
21.39%
0.29
20.29%
0.15
49.33%
dividend yield
0.02
-
0.01
-
0.01
4.77%
0.02
19.25%
0.02
9.20%
0.01
47.30%
0.00
53.03%
0.01
138.82%
0.04
255.07%
0.02
54.20%
earnings yield
0.04
-
0.04
10.54%
0.04
1.90%
0.03
32.45%
0.00
97.84%
0.03
4,121.93%
0.03
34.76%
0.02
36.25%
0.02
15.99%
0.05
107.85%
0.04
25.46%
enterprise value
253.27M
-
315.76M
24.67%
449.56M
42.37%
655.80M
45.88%
599.31M
8.61%
563.44M
5.99%
1.20B
113.84%
1.59B
32.14%
1.85B
15.91%
968.71M
47.51%
1.57B
62.37%
enterprise value over ebitda
12.81
-
13.37
4.34%
13.23
1.01%
18.81
42.17%
35.52
88.81%
13.14
63.01%
16.89
28.54%
23.28
37.85%
21.42
7.99%
10.92
49.03%
15.68
43.63%
ev to operating cash flow
14.67
-
14.65
0.17%
11.12
24.09%
25.19
126.55%
68.55
172.18%
20.34
70.33%
18.21
10.46%
27.33
50.06%
22.91
16.16%
22.13
3.43%
19.80
10.50%
ev to sales
1.87
-
2.01
7.20%
2.42
20.76%
3.03
25.26%
2.23
26.61%
1.94
12.64%
3.70
90.23%
4.16
12.39%
4.00
3.73%
2.04
49.02%
3.06
49.80%
free cash flow per share
0.19
-
0.30
52.80%
0.66
121.41%
0.32
50.74%
0.01
96.52%
0.41
3,574.01%
0.98
136.68%
0.92
6.29%
1.25
36.57%
0.63
49.45%
1.26
98.63%
free cash flow yield
0.03
-
0.04
59.85%
0.06
59.98%
0.02
64.96%
0.00
95.85%
0.04
3,913.77%
0.04
13.50%
0.03
29.59%
0.04
21.35%
0.03
5.76%
0.04
26.84%
graham net net
0.98
-
0.41
58.40%
0.60
48.97%
0.95
57.13%
-1.10
216.36%
-1.26
13.93%
-1.88
49.60%
-1.65
12.57%
-0.52
68.45%
-0.09
82.97%
0.54
711.65%
graham number
5.27
-
5.07
3.76%
5.95
17.24%
5.94
0.08%
0.81
86.35%
5.03
520.01%
8.88
76.54%
10.54
18.76%
12.02
14.01%
12.60
4.83%
14.27
13.22%
income quality
1.49
-
1.48
0.68%
1.99
34.67%
1.33
33.31%
15.72
1,083.69%
1.98
87.42%
2.50
26.22%
1.71
31.71%
1.70
0.21%
0.83
51.40%
1.27
53.78%
intangibles to total assets
0.46
-
0.41
10.05%
0.40
2.74%
0.40
1.83%
0.60
50.81%
0.61
2.40%
0.51
17.22%
0.51
0.72%
0.48
5.70%
0.48
0.14%
0
100%
interest coverage
75.69
-
112.92
49.20%
81.44
27.88%
44.68
45.14%
0.59
98.67%
7.14
1,102.59%
17.23
141.36%
11.83
31.35%
15.15
28.11%
46.59
207.51%
45.07
3.28%
interest debt per share
0.00
-
0.00
28.72%
0.01
122.23%
0.01
82.82%
1.62
14,157.70%
1.64
1.24%
2.47
50.53%
3.53
43.19%
2.78
21.41%
2.15
22.45%
1.22
43.58%
inventory turnover
invested capital
0.39
-
0.39
0.12%
0.53
37.83%
0.46
13.56%
0.36
21.39%
0.29
20.29%
0.15
49.33%
market cap
308.59M
-
347.94M
12.75%
490.83M
41.07%
701.90M
43.00%
592.50M
15.59%
549.59M
7.24%
1.15B
109.38%
1.57B
36.22%
1.89B
20.41%
1.01B
46.36%
1.61B
59.28%
net current asset value
48.40M
-
29.59M
38.85%
37.88M
28.00%
56.74M
49.79%
-39.45M
169.52%
-46.37M
17.55%
-79.70M
71.88%
-63.11M
20.82%
-5.93M
90.61%
21.41M
461.17%
75.23M
251.36%
net debt to ebitda
-2.80
-
-1.36
51.32%
-1.21
10.80%
-1.32
8.86%
0.40
130.54%
0.32
20.04%
0.76
135.10%
0.36
52.60%
-0.49
235.09%
-0.49
1.36%
-0.40
19.73%
net income per share
0.29
-
0.31
5.67%
0.42
35.77%
0.40
5.03%
0.01
98.19%
0.28
3,764.56%
0.78
181.01%
0.66
15.16%
0.86
30.54%
0.96
11.50%
1.12
16.73%
operating cash flow per share
0.43
-
0.46
5.87%
0.84
84.01%
0.53
36.70%
0.18
66.58%
0.56
212.65%
1.32
137.86%
1.14
13.97%
1.47
29.23%
0.80
45.64%
1.43
78.37%
payables turnover
13.04
-
33.57
157.46%
23.55
29.84%
19.87
15.63%
24.94
25.50%
29.30
17.46%
35.77
22.09%
42.11
17.73%
54.55
29.54%
29.16
46.54%
46.89
60.79%
receivables turnover
4.87
-
4.84
0.54%
5.27
8.82%
5.26
0.15%
4.52
14.05%
4.43
2.05%
5.61
26.64%
4.52
19.53%
5.12
13.32%
4.52
11.66%
5.70
26.10%
research and ddevelopement to revenue
0.09
-
0.07
17.60%
0.06
23.53%
0.08
38.33%
0.12
55.65%
0.12
0.07%
0.13
11.26%
0.11
18.28%
0.12
8.47%
0.12
5.46%
0.12
0.16%
return on tangible assets
0.10
-
0.11
11.64%
0.14
28.23%
0.12
10.34%
0.00
98.11%
0.09
3,879.19%
0.17
86.04%
0.10
44.58%
0.13
31.72%
0.15
19.41%
0.09
40.24%
revenue per share
3.38
-
3.34
1.40%
3.86
15.67%
4.42
14.49%
5.47
23.95%
5.81
6.20%
6.51
11.96%
7.48
14.87%
8.42
12.54%
8.67
2.97%
9.24
6.57%
roe
0.07
-
0.08
20.54%
0.11
34.12%
0.10
9.65%
0.00
98.24%
0.07
3,785.05%
0.17
153.36%
0.09
48.97%
0.12
31.11%
0.13
13.12%
0.14
6.30%
roic
0.07
-
0.08
25.89%
0.11
35.19%
0.10
11.00%
-0.00
101.01%
0.06
6,146.95%
0.10
72.73%
0.06
42.06%
0.08
29.98%
0.10
23.16%
0.12
24.19%
sales general and administrative to revenue
0.20
-
0.20
3.45%
0.21
5.33%
0.21
4.22%
0.22
9.39%
0.18
20.01%
shareholders equity per share
4.26
-
3.73
12.34%
3.78
1.23%
3.97
5.12%
4.09
2.87%
4.06
0.53%
4.51
10.91%
7.49
66.24%
7.46
0.43%
7.35
1.43%
8.07
9.81%
stock based compensation to revenue
0.01
-
0.01
1.56%
0.01
7.23%
0.01
24.44%
0.01
6.75%
0.01
20.51%
0.00
35.64%
0.01
141.36%
0.01
0.01%
0.01
19.90%
tangible asset value
67.96M
-
81.44M
19.84%
84.23M
3.43%
92.44M
9.74%
-20.53M
122.21%
-28.86M
40.60%
-3.19M
88.94%
20.10M
729.41%
65.44M
225.61%
83.19M
27.13%
449.95M
440.85%
tangible book value per share
1.70
-
1.73
1.60%
1.75
1.48%
1.89
7.89%
-0.46
124.61%
-0.58
24.63%
-0.06
88.98%
0.39
714.94%
1.19
204.35%
1.52
27.14%
8.07
431.76%
working capital
62.84M
-
44.84M
28.64%
51.34M
14.51%
72.45M
41.12%
61.14M
15.62%
48.21M
21.15%
42.31M
12.23%
122.58M
189.72%
148.65M
21.27%
139.35M
6.26%
165.78M
18.97%

All numbers in USD (except ratios and percentages)