The Karnataka Bank Limited provides personal and business banking products and services in India. It operates through four segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings and current accounts; fixed, cash certificate, and recurring deposits; and non-resident rupee, ordinary non-resident, foreign currency, and resident foreign currency accounts, as well as non-resident Indian priority banking services. It also provides loan products, including vehicle, home, education, personal, MSME, mortgage, women entrepreneur, gold, and other loans, as well as loans against property. In addition, the company offers debit, credit, gift, deposit only, and image cards; life, general, and health insurance products; investment products; remittance and other services; and forex services comprising pre and post-shipment, export collection bills, export LC advising, inward remittance facility, import letter of credit, import bill collection, buyer's credit, and outward remittances. Further, it provides point of sale service for merchant's payment solutions; and KBL e-COLLECT, a fee payment processing platform, which enables the institution to offer parents and students a way to pay their fees through a range of payment options. Additionally, the company offers various loans for agriculture; and other services, such as internet and mobile banking, mutual funds, demat and online trading services, locker facility, and funds transfer services. As of March 31, 2022, it operated through a network of 877 branches, 885 ATMs and 563 cash recyclers. The company was incorporated in 1924 and is headquartered in Mangalore, India.

	Mar '14	Mar '15	Mar '16	Mar '17	Mar '18	Mar '19	Mar '20	Mar '21	Mar '22	Mar '23
asset turnover	0.03 -	0.03 2.72%	0.03 3.08%	0.04 10.35%	0.04 7.72%	0.04 5.59%	0.04 13.02%	0.04 1.74%	0.00 99.98%	0.04 455,123.89%
cash per share	91.85 -	102.71 11.81%	131.19 27.74%	127.54 2.78%	115.84 9.18%	116.12 0.24%	93.91 19.12%	170.99 82.07%	170.01 0.57%	197.78 16.34%
company equity multiplier	15.41 -	15.30 0.73%	15.31 0.09%	12.47 18.55%	13.01 4.31%	13.66 5.04%	13.95 2.13%	12.88 7.67%	12.97 0.70%	12.06 7.04%
days of inventory outstanding
days of payables outstanding
days of sales outstanding	290.50 -	244.67 15.77%	214.68 12.26%	173.48 19.19%	150.20 13.42%	112.30 25.23%	110.47 1.63%	78.87 28.61%	311.43K 394,770.62%	59.77 99.98%
dividend yield	0.04 -	0.04 6.05%	0.06 72.32%	0.03 46.49%	0.04 23.16%	0.03 36.51%	0.09 240.76%		0.03 -	0.03 9.21%
ebit per revenue	2.31 -	2.36 1.98%	2.30 2.37%	1.81 21.19%	1.43 21.23%	1.56 8.94%	0.15 90.21%	0.17 12.15%	5.19K 3,039,207.33%	1.31 99.97%
ebt per ebit	0.12 -	0.14 18.56%	0.13 8.49%	0.11 10.21%	0.08 28.82%	0.11 33.19%	1.00 838.31%	1.00 0.00%	0.11 88.52%	0.26 129.13%
effective tax rate	0.24 -	0.19 19.22%	0.21 10.62%	0.03 84.29%	-0.05 248.57%	0.00 100.00%	0.17 10,313,525.90%	0.21 22.30%	0.37 73.12%	0.18 50.54%
enterprise value multiple	0.31 -	0.19 39.70%	-0.06 132.05%	0.20 428.67%	0.07 63.10%	0.75 912.27%	1.77 137.30%	-2.41 235.99%	-0.28 88.48%	-0.07 75.98%
fixed asset turnover	7.76 -	5.95 23.39%	5.98 0.55%	3.19 46.70%	3.56 11.84%	3.71 4.21%	4.15 11.71%	4.28 3.08%	0.00 99.98%	4.77 457,930.67%
free cash flow per share	13.64 -	22.27 63.31%	24.88 11.70%	-8.78 135.28%	20.24 330.66%	-73.99 465.50%	-4.73 93.60%	105.53 2,329.83%	-16.85 115.97%	55.90 431.69%
gross profit margin	1 -	1 0%	1 0%	1 0%	1 0%	1 0%	1 0%	1 0%	1 0%	1 0%
interest coverage	1.13 -	1.16 2.48%	1.14 1.33%	1.13 1.44%	1.09 3.52%	1.12 2.97%	0.12 89.51%	0.15 28.64%	1.19 684.94%	1.36 14.42%
inventory turnover
long term debt to capitalization	0.29 -	0.23 19.33%	0.22 7.53%	0.14 35.72%	0.11 21.34%	0.35 223.33%	0.31 13.25%	0.21 31.71%	0.17 18.50%	0.16 6.57%
net income per ebt	0.76 -	0.81 6.03%	0.79 2.54%	0.97 22.88%	1.05 8.62%	1.00 4.75%	0.83 17.29%	0.79 4.66%	0.63 19.60%	0.82 29.18%
net profit margin	0.20 -	0.26 28.20%	0.23 12.92%	0.20 13.05%	0.12 39.10%	0.17 38.22%	0.13 24.05%	0.13 6.92%	377.69 280,440.17%	0.28 99.93%
operating cash flow per share	15.87 -	25.46 60.41%	27.40 7.61%	-7.17 126.18%	23.19 423.32%	-71.77 409.49%	-2.88 95.98%	108.35 3,859.37%	-15.03 113.87%	58.75 490.81%
operating profit margin	2.31 -	2.36 1.98%	2.30 2.37%	1.81 21.19%	1.43 21.23%	1.56 8.94%	0.15 90.21%	0.17 12.15%	5.19K 3,039,207.33%	1.31 99.97%
payables turnover
pretax profit margin	0.27 -	0.32 20.91%	0.29 10.65%	0.20 29.24%	0.11 43.93%	0.17 45.10%	0.15 8.18%	0.17 12.15%	595.75 348,847.14%	0.34 99.94%
price fair value	0.72 -	0.69 4.23%	0.48 31.04%	0.64 33.55%	0.60 6.65%	0.66 10.73%	0.22 66.83%	0.29 30.61%	0.24 15.01%	0.51 111.70%
receivables turnover	1.26 -	1.49 18.73%	1.70 13.97%	2.10 23.75%	2.43 15.50%	3.25 33.75%	3.30 1.65%	4.63 40.07%	0.00 99.97%	6.11 520,970.43%
return on assets	0.01 -	0.01 31.68%	0.01 15.60%	0.01 4.05%	0.00 34.39%	0.01 30.49%	0.01 14.16%	0.01 8.78%	0.00 37.93%	0.01 240.35%
return on capital employed	0.08 -	0.08 4.68%	0.07 5.42%	0.07 13.02%	0.06 15.17%	0.06 2.78%	0.01 88.94%	0.01 14.10%	0.05 572.45%	0.06 15.01%
return on equity	0.10 -	0.13 30.72%	0.11 15.53%	0.09 21.85%	0.06 31.56%	0.08 37.07%	0.07 12.33%	0.07 0.44%	0.05 37.50%	0.14 216.38%
total debt to capitalization	0.29 -	0.23 19.33%	0.22 7.53%	0.14 35.72%	0.11 21.34%	0.35 223.33%	0.31 13.25%	0.21 31.71%	0.17 18.50%	0.16 6.57%

NSE:KTKBANK

The Karnataka Bank Limited

Last Close

233.10

03/05 10:00

Market Cap

85.77B

Beta: 0.97

Volume Today

1.64M

Avg: 1.23M

PE Ratio

6.27

PFCF: -

Dividend Yield

1.95%

Payout:0%