One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India. The company provides payment and financial services, which primarily includes payment facilitator services, facilitation of consumer and merchant lending to consumers and merchants, wealth management, etc. It also offers commerce and cloud services, including aggregator for digital products; ticketing business; and providing voice and messaging platforms to the telecom operators, enterprise customers, and other businesses, etc. In addition, the company provides consumers a range of instruments, both third party like cards; net banking and Paytm payment instruments, such as wallet, Paytm postpaid to make online payments for mobile recharge, utility bills, rent, education, wallet top-ups and money transfers using the Paytm app; and make online payments on third party apps and in-store payments through QR codes and devices. Further, it offers mobile banking, lending, insurance, and wealth management for consumers and merchants; merchant services including ability to sell tickets to customers; advertising; and loyalty solutions, such as deals and gift vouchers; and software and cloud services to enterprises, telecom companies, and digital and fintech platforms to track and enhance customer engagement, build payment systems, and unlock customer insights. Additionally, the company provides lifestyle destination for consumers to avail services, such as travel and entertainment ticketing, gaming, and more. One97 Communications Limited was incorporated in 2000 and is headquartered in Noida, India.

One97 Communications Limited

Paytm started the Digital Revolution in India.

And we went on to become India’s leading Payments App. Today, more than 20 Million merchants & businesses are powered by Paytm to Accept Payments digitally.

This is because more than 300 million Indians use Paytm to Pay at their stores. And that’s not all, Paytm App is used to Pay bills, do Recharges, Send money to friends & family, Book movies & travel tickets.

With innovations to Financial services & products in pipeline, this is but one of the milestones achieved towards our mission – to bring 500 million unserved and underserved Indians to the mainstream economy.

Little

CreditMate

TapChief

Abhibus

Paytm

Update: One 97 Communications Ltd (Paytm) and PPBL have mutually agreed to discontinue various inter-company agreements. 

Read here: https://lnkd.in/dFZz-ccv 

Paytm Payments Bank Limited, an associate of Paytm, receives FIU-India directions over a business segment that was discontinued two years ago. 

For more details refer to our SE filing - https://lnkd.in/d7vYYyNY

Thank you India for your relentless and encouraging support that powers the vision of digital India❤️ We are deeply grateful for the love you are showing us. 

Paytm Karo. 😊Aaj, Kal, Hamesha! 

#paytm #paytmkaro #digitalindia

Aapka Paytm app smoothly chal raha hai, hamesha ki tarah ❤️

Ab ho treat ka wish yah lunch at office, lightning-fast scan se #PaytmKaro 🚀

To all the GenZs out there, feel assured that Paytm app is up and running smoothly! 

From a quick Scan & Pay to seamless lightning-fast payments, trust Paytm to keep your digital game strong! 

#PaytmKaro 

	Mar '19	Mar '20	Mar '21	Mar '22	Mar '23	Mar '24
revenue	32.32B -	32.81B 1.51%	28.02B 14.58%	49.63B 77.08%	79.90B 61.01%	99.78B 24.87%
cost of revenue	25.67B -	26.26B 2.31%	22.67B 13.69%	32.54B 43.55%	36.52B 12.23%	92.48B 153.27%
gross profit	6.65B -	6.55B 1.56%	5.36B 18.15%	17.09B 218.92%	43.39B 153.90%	7.29B 83.19%
selling and marketing expenses	34.08B -	13.97B 59.01%	5.33B 61.89%	8.55B 60.64%	10.76B 25.84%
general and administrative expenses	1.14B -	952M 16.34%	1.01B 6.41%	1.49B 47.09%	1.13B 24.03%
selling general and administrative expenses	35.22B -	14.92B 57.63%	6.34B 57.53%	10.04B 58.47%	10.76B 7.17%	23.72B 120.36%
research and development expenses			1M -	1M 0%	10M 900%
other expenses	43M -	121M 181.40%	199M 64.46%	47M 76.38%	-7.06B 15,117.02%
cost and expenses	76.51B -	60.51B 20.92%	46.92B 22.46%	74.57B 58.95%	89.92B 20.57%	116.20B 29.24%
operating expenses	50.84B -	34.24B 32.65%	24.25B 29.18%	42.04B 73.33%	53.40B 27.03%	23.72B 55.58%
interest expense	342M -	485M 41.81%	348M 28.25%	394M 13.22%	233M 40.86%	243M 4.29%
ebitda	-41.79B -	-25.48B 39.03%	-15.32B 39.88%	-20.39B 33.12%	-12.34B 39.47%	-9.07B 26.53%
operating income	-44.55B -	-28.09B 36.96%	-19.42B 30.86%	-25.80B 32.84%	-21.15B 18.01%	-16.43B 22.34%
depreciation and amortization	1.12B -	1.75B 56.36%	1.78B 2.29%	2.47B 38.54%	4.85B 96.24%	7.36B 51.60%
total other income expenses net	2.23B -	-1.50B 166.95%	2.44B 262.94%	1.95B 20.11%	3.72B 91.26%	2.90B 22.14%
income before tax	-42.32B -	-29.58B 30.10%	-16.98B 42.59%	-23.85B 40.44%	-17.43B 26.93%	-13.53B 22.39%
income tax expense	-65M -	-158M 143.08%	27M 117.09%	113M 318.52%	336M 197.35%	320M 4.76%
net income	-41.82B -	-28.42B 32.03%	-16.96B 40.32%	-23.93B 41.08%	-17.76B 25.78%	-14.17B 20.21%
weighted average shs out	648.27M -	582.26M 10.18%	602.10M 3.41%	621.76M 3.27%	645.79M 3.86%
weighted average shs out dil	648.27M -	582.26M 10.18%	602.10M 3.41%	621.76M 3.27%	645.79M 3.86%
eps	-64.50 -	-48.81 24.33%	-28.17 42.29%	-38.49 36.63%	-27.50 28.55%	-22 20%
epsdiluted	-64.50 -	-48.81 24.33%	-28.17 42.29%	-38.49 36.63%	-27.50 28.55%	-22 20%

NSE:PAYTM

Paytm

Last Close

795.85

08/11 10:00

Market Cap

305.44B

Beta: -

Volume Today

22.26M

Avg: 5.46M

PE Ratio

−31.02

PFCF: 25.08

Preview