U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

	Dec '13	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23
asset turnover	0.05 -	0.05 6.95%	0.05 3.84%	0.05 0.64%	0.05 0.06%	0.05 1.89%	0.05 4.15%	0.04 9.22%	0.04 5.48%	0.04 9.57%	0.04 17.81%
cash conversion cycle						229.18 -
cash per share	26.87 -	37.01 37.73%	41.46 12.05%	47.72 15.09%	52.26 9.51%	53.59 2.54%	91.73 71.16%	132.15 44.08%	108.71 17.74%	83.80 22.91%	84.66 1.03%
company equity multiplier	8.85 -	9.26 4.56%	9.14 1.22%	9.43 3.11%	9.42 0.08%	9.16 2.79%	9.55 4.32%	10.43 9.19%	10.44 0.06%	13.29 27.34%	12.00 9.75%
days of inventory outstanding
days of payables outstanding
days of sales outstanding	210.96 -	205.98 2.36%	191.07 7.24%	203.63 6.57%	227.01 11.49%	229.18 0.96%	226.26 1.28%	215.39 4.80%	198.67 7.76%	152.15 23.42%	108.67 28.58%
dividend yield	0.02 -	0.02 1.36%	0.03 10.41%	0.02 12.26%	0.02 4.60%	0.03 28.71%	0.03 7.58%	0.04 38.53%	0.03 14.91%	0.05 35.37%	0.05 6.11%
ebit per revenue	0.51 -	0.49 4.32%	0.48 0.86%	0.47 1.89%	0.45 4.00%	0.53 16.45%	0.37 29.21%	0.26 30.67%	0.45 72.11%	0.43 2.71%	0.24 43.82%
ebt per ebit	0.79 -	0.82 4.60%	0.83 0.53%	0.81 2.05%	0.76 6.69%	0.73 3.81%	1.00 37.69%	1.00 0.06%	1.00 0.21%	0.70 30.65%	1.00 44.49%
effective tax rate	0.26 -	0.26 0.26%	0.26 0.04%	0.27 2.10%	0.17 36.93%	0.18 6.49%	0.19 7.09%	0.18 8.13%	0.21 21.78%	0.20 6.60%	0.20 2.28%
enterprise value multiple	11.27 -	13.40 18.89%	12.59 6.06%	11.80 6.27%	11.81 0.15%	8.79 25.63%	15.49 76.28%	9.80 36.71%	9.58 2.32%	7.77 18.84%	8.72 12.27%
fixed asset turnover	7.44 -	7.62 2.42%	8.00 4.98%	8.64 8.05%	8.99 4.01%	9.17 2.01%	6.18 32.56%	6.70 8.35%	6.87 2.65%	6.27 8.82%	7.73 23.35%
free cash flow per share	-1.38 -	-4.57 231.63%	4.98 208.95%	3.11 37.61%	3.86 24.25%	6.47 67.52%	3.09 52.17%	2.46 20.37%	6.63 169.18%	14.00 111.14%	9.38 32.98%
gross profit margin	1 -	1 0%	1 0%	1 0%	1 0%	0.98 1.51%	1 1.53%	1 0%	1 0%	1 0%	1 0%
interest coverage	5.86 -	6.67 13.89%	6.91 3.62%	6.09 11.92%	4.63 24.01%	3.66 20.93%	1.93 47.31%	2.99 55.13%	10.22 241.65%	3.27 68.03%	0.54 83.40%
inventory turnover
long term debt to capitalization	0.33 -	0.43 29.94%	0.41 3.70%	0.41 0.77%	0.40 4.00%	0.45 12.79%	0.44 2.47%	0.44 0.23%	0.37 15.64%	0.44 19.12%	0.48 9.66%
net income per ebt	0.75 -	0.73 2.64%	0.73 0.04%	0.73 0.77%	0.83 13.87%	0.82 1.15%	0.80 1.61%	0.82 1.87%	0.78 4.42%	0.80 1.86%	0.79 0.88%
net profit margin	0.30 -	0.29 2.56%	0.29 0.29%	0.28 4.65%	0.28 1.99%	0.32 10.73%	0.30 4.11%	0.21 29.34%	0.35 64.15%	0.24 31.27%	0.19 19.54%
operating cash flow per share	6.22 -	2.96 52.49%	4.98 68.35%	3.11 37.61%	3.86 24.25%	6.47 67.52%	3.09 52.17%	2.46 20.37%	6.63 169.18%	14.00 111.14%	5.47 60.88%
operating cycle						229.18 -
operating profit margin	0.51 -	0.49 4.32%	0.48 0.86%	0.47 1.89%	0.45 4.00%	0.53 16.45%	0.37 29.21%	0.26 30.67%	0.45 72.11%	0.43 2.71%	0.24 43.82%
payables turnover
pretax profit margin	0.40 -	0.40 0.08%	0.40 0.33%	0.38 3.91%	0.34 10.43%	0.39 12.02%	0.38 2.53%	0.26 30.63%	0.45 71.74%	0.30 32.53%	0.25 18.82%
price fair value	1.81 -	1.86 3.15%	1.63 12.46%	1.87 14.36%	1.83 1.80%	1.46 20.13%	1.81 23.53%	1.32 26.75%	1.52 15.02%	1.30 14.88%	1.21 6.85%
receivables turnover	1.73 -	1.77 2.42%	1.91 7.80%	1.79 6.17%	1.61 10.30%	1.59 0.95%	1.61 1.29%	1.69 5.05%	1.84 8.42%	2.40 30.58%	3.36 40.01%
return on assets	0.02 -	0.01 9.33%	0.01 4.12%	0.01 5.26%	0.01 1.93%	0.02 12.82%	0.01 8.08%	0.01 35.85%	0.01 55.15%	0.01 37.85%	0.01 5.21%
return on capital employed	0.03 -	0.03 10.86%	0.02 5.46%	0.02 5.88%	0.02 3.54%	0.03 17.43%	0.02 30.43%	0.01 38.77%	0.02 62.56%	0.02 9.65%	0.01 35.77%
return on equity	0.14 -	0.13 5.20%	0.13 5.30%	0.12 2.32%	0.13 1.85%	0.14 9.67%	0.13 4.11%	0.09 29.95%	0.14 55.25%	0.11 20.87%	0.10 14.45%
total debt to capitalization	0.54 -	0.59 9.60%	0.57 3.95%	0.50 11.54%	0.50 0.12%	0.52 4.32%	0.55 5.97%	0.50 9.45%	0.44 11.10%	0.58 31.25%	0.53 8.74%

NYSE:USB

U.S. Bancorp

Last Close

40.97

03/05 20:00

Market Cap

66.39B

Beta: 0.95

Volume Today

4.91M

Avg: 17.40M

PE Ratio

11.26

PFCF: 4.18

Dividend Yield

4.82%

Payout:59.18%