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Annuity Awareness Gap in America
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Overview
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Many Americans lack understanding of annuities, despite their importance in retirement planning. Commercial annuities, offering guaranteed income streams, are underutilized. Challenges include complexity, cost, and susceptibility to scams.
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How can financial education be improved to enhance understanding of annuities?
What role do financial institutions play in promoting annuity uptake?
Will initiatives like BlackRock's LifePath Paycheck reshape retirement saving habits?
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