Sign in
Stories
Banks' NIM Under Pressure Despite Rate Cuts
Share
Bank Capital Requirements: A Dangerous a...
Banks Face Credit Rating Downgrades
Credit Cards as Entrepreneurial Funding ...
Bank Asset/Liability Management Insights
Bank Earnings to Reveal Digital Pivots a...
Bank Valuations' Potential Rise
Overview
API
US banks' net interest margins (NIM) are predicted to remain under pressure despite the Federal Reserve's potential rate cuts, with 16 of the 20 largest banks facing a median decline of 14 basis points in 2024. This is due to higher funding costs and intensified competition from high-yield alternatives, impacting banks' profitability.
Ask a question
How might the potential decline in net interest margins affect the overall stability of the banking sector?
In what ways could the trend of declining net interest margins influence consumer lending and borrowing decisions?
What strategies could US banks employ to mitigate the impact of higher funding costs and intensified competition?
Article Frequency
0.2
0.4
0.6
0.8
1.0
Sep 2023
Oct 2023
Nov 2023
Coverage