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OverviewAPI
A significant portion of UK buy now, pay later (BNPL) users have faced late fees, with a higher incidence among younger consumers. The ongoing cost of living crisis has increased reliance on BNPL, leading to a trend of BNPL becoming a payment option consumers expect from every merchant. Companies like i2c are assisting partners with risk analysis as BNPL credit is extended at the point of sale.

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