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Credit Scores Impact Car Insurance
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Car insurance companies are increasingly using credit scores to set premiums, sparking debate. Managing credit profiles is crucial to secure favorable insurance rates. The Insurance Information Institute clarifies how insurance scores are tied to credit data for rate adjustments.
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Could the reliance on credit scores lead to socioeconomic disparities in access to affordable insurance?
How does the use of credit scores in insurance impact consumer fairness?
What measures can individuals take to improve their credit scores for better insurance rates?
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