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Credit Utilization Ratio and Gen Z Consumer Impact
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Overview
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Credit utilization ratio, a key metric for credit scores, is defined, and its relevance to Q2 2023 bankcard balances is highlighted.
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How does the credit utilization ratio affect other aspects of credit scores?
How might the credit utilization ratio and bankcard balances be influenced by broader economic factors?
What could be the potential long-term consequences of Gen Z's increasing credit card balances?
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