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Mortgage Credit Availability Rises
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Mortgage credit availability increases by 0.7% in January, driven by a rise in conventional loan program offerings, despite a year-over-year decline of 10.2%. The Mortgage Bankers Association (MBA) forecasts a 22% increase in total origination volume to $2.03 billion in 2024.
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How might the increase in mortgage credit availability impact consumer spending and housing market dynamics?
In what ways could the rise in conventional loan program offerings influence the overall mortgage market and consumer preferences?
What factors could contribute to the predicted 22% increase in total origination volume, and how might this affect the mortgage industry?
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