CRED is a members-only app that rewards its users for their financial prudence. It encourages its members to pay their credit card bills on time and provides exclusive rewards and experiences as an incentive. The platform also offers personalized services such as access to premium credit cards, a concierge service, and a credit line at preferential rates.

CRED

Paytm mLoyal offers customer loyalty program solutions, including CRM tools and data-driven technology for managing customer engagement and loyalty rewards. It enables brands to create and host loyalty programs integrated with various channels.

Paytm mLoyal

CRED support

We're a team of creative, driven and persistent people. We want to create a community of the creditworthy. We want to re-imagine the ideal way of life that works on two way trust and respect.

Every partnership, collaboration or idea we create works towards providing an experience beyond imagination. Every member is passionate towards this goal. This passion seamlessly drives us forward.

If you have ideas, passion and courage, bring them to the table.
Company culture to us stands at the forefront of what we believe in. We aim at finding unique people who will stand the test of time.

Metric
Company Name	CRED	Paytm mLoyal
Symbol
MSH ID	CLUB:CRED	COM:PAYTMMLOYAL
Market	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Commercial & Professional Services
Industry	Financial Services	Marketing and Advertising
Country	IN	IN
Stage
Employee Count	1.79K
Website	cred.club	paytmmloyal.com
LinkedIn	credapp	mobiquest-mobile-technologies-pvt-ltd
Founders

Metric
Market Cap
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

CLUB:CRED

CRED

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue