Bank of China Limited, together with its subsidiaries, provides various banking and financial services. It operates through six segments: Corporate Banking, Personal Banking, Treasury Operations, Investment Banking, Insurance, and Other Operations. The Corporate Banking segment offers current accounts, deposits, overdrafts, loans, trade-related products and other credit facilities, foreign currency, derivatives, and wealth management products to corporate customers, government authorities, and financial institutions. The Personal Banking segment provides savings deposits, personal loans, credit and debit cards, payments and settlements, wealth management products, and funds and insurance agency services to retail customers. The Treasury Operations segment is involved in foreign exchange transactions, customer-based interest rate and foreign exchange derivative transactions, money market transactions, proprietary trading, and asset and liability management. The Investment Banking segment offers debt and equity underwriting, financial advisory, stock brokerage, investment research and asset management, and private equity investment services, as well as sells and trades in securities. The Insurance segment underwrites general and life insurance products; and provides insurance agency services. As of December 31, 2021, the company had 10,382 branches and outlets, which include 520 institutions in the Chinese mainland and 550 institutions in Hong Kong, Macao, Taiwan, and other countries. It is also involved in the aircraft leasing business. The company was founded in 1912 and is headquartered in Beijing, China.

Bank of China Limited

Azqore is a next generation information systems and banking operations provider that offers integrated turnkey solutions for wealth managers' digital needs. It supports private banks in their transformation processes and digitalization.

Azqore

OneConnect Financial Technology Co., Ltd. provides cloud-platform-based Fintech solutions, and online information and operating support services for financial institutions in the People's Republic of China. It offers digital retail banking, digital commercial banking, digital auto insurance and life insurance, and artificial intelligence customer services, as well as sales management, risk management, and operation support services. The company also operates gamma core banking system, a customer centric solution; digitalized management platform that offers digital infrastructure for financial institutions to manage various aspects of their business, including data, smart operation, comprehensive risk, and asset and liability management, as well as accounting, personnel, and office management; Gamma FinCloud, an open PaaS and IaaS platform for ready-to-integrate financial technology components; and Blockchain network-as-a-service. In addition, it operates Regtech, an end-to-end regulatory solution to help regulatory authorities automate and digitalize their operations; and offers asset management and consulting services. The company serves customers in the financial services industry, including banking, insurance, and other financial institutions. It has a strategic agreement with the Hainan Local Financial Supervision Administration to develop smart financial and smart supervision services in the island province of Hainan, as well as the financial sector in Hainan free trade port. OneConnect Financial Technology Co., Ltd. was founded in 2015 and is headquartered in Shenzhen, the People's Republic of China.

OneConnect Financial Technology Co., Ltd.

Bank of China, include BOC Hong Kong, BOC International, BOCG Insurance and other financial institutions, providing a comprehensive range of high-quality financial services to individual and corporate customers as well as financial institutions worldwide.   
Over the past century, Bank of China played an important role in China’s financial history. It was established in 1912 pursuant to the approval of DR. Sun Yat-sen. In the following 37 years  the Bank served as the central bank, international exchange bank and specialized foreign trade bank successively. In 1949, Bank of China became the state-designated specialized foreign exchange bank. In 2003, it was named by the State Council as one of the pilot banks for joint-stock reform of wholly state-owned commercial banks.  On August 26, 2004, Bank of China Limited was formally incorporated in Beijing as a state-controlled joint stock commercial bank.
Bank of China is the most internationalized commercial bank in China. BOC London Branch, the first overseas branch of the Chinese banks, was established in 1929.  Currently, it had over 10000 domestic operations and over 600 overseas operations. In 1994 and 1995, Bank of China became the note issuing bank in Hong Kong and Macao respectively. 
The Bank prepared a new strategic development plan which was approved by the Board of Directors in March 2009. Strategic Positioning: To be a large multinational banking group based on a diversified and integrated cross-border business platform, with a core business of commercial banking. Strategic Goals: To be a leading international bank delivering growth and excellence.

Metric
Company Name	Bank of China Limited	Azqore	OneConnect Financial Technology Co., Ltd.
Symbol	3.99K		OCFT
MSH ID	CN:BOC	COM:AZQORE	COM:OCFT
Market	STOCKS	PRIVATE	STOCKS
Sector	Financial Services	Financial Services & Finance	Technology
Industry	Banks - Diversified	Wealth Management	Software - Application
Country	CN	CH	CN
Stage			Series A
Employee Count	306.93K		2.44K
Website	boc.cn	azqore.com	ocft.com
LinkedIn	bank-of-china		oneconnect-technology
Founders

Metric
Market Cap	174.73B		83.72M
Enterprise Value
Monthly Web Traffic		121
Web Traffic Growth		-0.91
Valuation
Raised Capital			650M

Metric
Revenue	85.54B	504.45M
Revenue (LTM)
Revenue (NTM)
Gross Profit	85.54B	185.61M
EBITDA	42.85B	-33.44M
Operating Income	38.67B	-50.65M
Net Income	31.90B	-49.89M
EPS	0.10	-0.05
Diluted EPS	0.10	-0.05
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1	0.37
Operating Profit Margin	0.84	-0.09
EBITDA Margin	0.50	-0.07
Net Profit Margin	0.37	-0.01
Return on Equity	0.09	-0.01
Return on Assets	0.01	-0.01
Return on Capital Employed	0.02	-0.09

3988

CN:BOC

Bank of China Ltd

Last Close

3.62

25/11 08:08

Market Cap

1.36T

Beta: -

Volume Today

945.91M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	3.37	-1.31
P/B Ratio	0.30	0.21
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.22	0.39
EV Multiple	13.45	-4.76

Metric
Days Sales Outstanding		213.87
Days Payables Outstanding		340.27
Days Inventory Outstanding
Operating Cycle		218.79
Cash Conversion Cycle		-13.79
Asset Turnover	0.02	0.56

Metric
Operating Cash Flow	112.30B	-89.19M
Free Cash Flow	108.29B	-89.19M
Cash Flow to Debt	0.41	-0.75
Operating Cash Flow/Sales	1.31	-0.04
Free Cash Flow Yield	0.66	-0.99

Metric
Cash & Equivalents	613.09B	189.74M
Accounts Receivable
Inventory		-127.26M
Goodwill	369.31M
Debt to Capitalization	0.49	0.11
Debt to Assets	0.06	0.02
Current Ratio		1.17
Quick Ratio	12.51	2.12

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue		0.29
SG&A to Revenue	0.29	0.15