Financial solutions for entrepreneurs, self-employed and freelancers, combining digital business account benefits with multiple services

Cogito Capital Partners

Rancilio Cube

Entrée Capital

FJ Labs

Tal Capital

Target Global

AdFirst.vc

Avala Capital

s16vc

Andrew Izyumov

Finom

As one of our founders Yakov Novikov always says, ‘Change is in our DNA,’ and 2023 was yet another confirmation of that. We listened to our clients and continuously enhanced Finom for them. Can’t wait to share our 2023 journey with you!

📍We crossed the 70,000-client milestone. This year, we expanded our reach to Spain, Belgium, Portugal, Latvia, Finland, Malta, Ireland and Austria, making Finom available in 10+ countries.

📍In 2023, our users received more than €1 000 000 in cashback.

📍We removed all extra card issuance fees, allowing our clients to order physical and virtual cards for free. And they ordered virtual cards twice as much — great eco-consciousness!

📍We made SEPA Direct Debit an even more advanced tool. Our clients can now plan, manage, and cancel payments, receive early notifications before auto withdrawals, and request refunds within 8 weeks after payments.

📍We’ve launched a budget-friendly worldwide payment service with killer exchange rates for 20 currencies and no conversion fees. Our clients can now send any amount of money to 150 countries for a flat fee of €10. Up to 75% of payments arrive on the same business day! It’s now available in the Netherlands, Spain, Belgium & more to go.

We can’t thank you enough for staying with us and witnessing our growth. What a year! Like this post to wish us good luck in 2024 ❤️

We’ve just received the pictures from our Christmas corporate party at the Cyprus office and it’s time to share our perfect fest recipe with the world 🍸

🍾 Think of a fun dress code, something out of the ordinary, to make the event special. We went with glam rock in black, silver, and gold.

🧊 Entertainment is key. We set up a photo booth, invited a DJ and a face painter, arranged a team quiz, and held a lottery with prizes.

🫒 Food and drinks are a must. Running out of either at the party is a big no-no.

Mix, shake, serve & enjoy. We're sure your colleagues will thank you if you throw a party like that!

We know that for some business owners, Christmas isn’t just a holiday but a workday during the peak season of increased demand.

We still hope that all of you will find time for your loved ones, walk around a Christmas market with a hot cup of tea, and listen to ‘Last Christmas’ at least 100 times. Have a good rest, you deserve it!

We are thankful to our clients, partners, and team members for this amazing year full of warmth and unity. But what to wish those to whom we have so much to express? Pick a wish for yourself: let the first 3 words you see in the picture shape your 2024.

What did you get? Let us know in the comments.

And they lived happily ever after ❤️

Evgenii Garifulin used to be a construction worker but ended up at Finom as a brilliant markup developer. How did that happen? Swipe to read his interview and don’t forget to press the like button if the story is inspiring!

An entrepreneur’s life explained in just a few graphs. Which one is the most relatable? Share your answer in the comments!

If entrepreneurs were superheroes, what superpowers would they have?

Of all the dozens of possible answers, we’re sure it’s adapting to constant change and permanent development. But with great power comes great responsibility: to effectively use these skills, you have to learn. And this process lasts a lifetime.

Anastasia Dobrovolskaia, our CHRO, believes lifelong learning is crucial for entrepreneurs who want to succeed. She’s a lifelong learner herself with 4 various degrees from different universities, so we asked her to share her experience in this article. Swipe to read!

From zero to hero 🚀

Pretty much the story of Finom summed up. Let the numbers do the talking: swipe to discover the figures we're proud of.

A day to remember: thank you for having us, Bosco Conference ✨

This event was all about building bridges, and we were really happy to greet new partners and clients. Such conversations re-energize you for future accomplishments, and that’s the most important part of it all.

Maria Kaluza & Brian Stewart, thank you for making this happen!

Our colleagues spent the entire day in the gym, working on their biceps and stretching their wrists. Why, you ask? They’re getting ready to passionately shake your hands at the Bosco Conference in Warsaw!

The event will gather business professionals from more than 30 countries under one roof. And we couldn’t be more excited about the lineup of speakers! See you at the Intercontinental Warszawa on the 11th of December.

Our teammates are not only first-class professionals. All of our hires are personality hires!

It’s impossible to get bored with them, both at work and in life. See for yourself: we asked our newest colleagues to share a random fact about themselves. Swipe to learn more about our wonderful team.

Penta is a German digital platform providing business banking solutions.

Penta

Qonto is a French fintech company offering online business banking services.

Qonto

N26 is a German neobank that provides mobile banking services to customers.

Revolut is a UK-based financial technology company that offers banking services including currency exchange and cryptocurrency.

Revolut

Monzo is a UK-based digital bank that offers current accounts, budgeting tools, and other financial services.

Monzo

Finom combines digital business account benefits with multiple services to provide financial solutions for entrepreneurs, self-employed, and freelancers. It pulls together accounting, financial management, and banking functions for early-stage businesses and SMEs into one mobile-first product.

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CO:FINOM

Finom