Spenda Limited develops and commercializes technology assets that enable the modernization of business IT systems through conversion, migration, and management of server-based legacy data and systems to the cloud in Australia. It operates through SaaS and Payments, and Lending segments. The company offers business-to-business payment services; merchant services; solutions for integrating payments into the software platform or marketplace; and invoice, supplier, buyer, and agri finance solutions. It also provides accounts receivable automation software for streamlining collections and accelerating incoming payments; accounts payable automation software for managing supplier payments and driving stronger cash flow; portable point of sale systems; sales order management for collaborating on orders with customers; eCommerce solutions; warehouse management solution for accessing accurate data and managing inventory; workshop management software for managing auto workshops; service management solution for streamlining business from end-to-end and enhance the customer experience with cloud-based field service management solution; and purchasing software, a digital tool designed to automate and optimize procurement processes. The company was formerly known as Cirralto Limited and changed its name to Spenda Limited in February 2022. Spenda Limited is based in North Sydney, Australia.

Spenda Limited

Spenda provides a business payments solution that streamlines processes for sending quotes and invoices, managing order disputes, and collecting payments. It aims to enhance the flow of funds throughout a supply chain.

Spenda

Spenda | 1,369 followers on LinkedIn. Spenda is is an integrated business platform that enables businesses across the supply chain to sell better and get paid | Spenda is an integrated business platform that enables businesses across the supply chain to sell better and get paid faster. 

We serve as both a software solutions provider and a payment processor and deliver the essential infrastructure to streamline business processes before, during and after the payment event.   

With over 20 years’ experience in building solutions that improve transactional efficiency between businesses, Spenda is applicable to any business that needs to make or receive a payment.

Adrian Floate

Account Executive

Justin Awerbuch

Entrepreneur | Growth Igniter | Mentor | IIM Alumni

Raghav Jain

Providing smarter & efficient Payment experience to Businesses

Abhishek Chandel

Effective leadership involves reflecting on past performance to improve and then strategising for long-term growth. Equip your team with tools to get paid faster, collaborate better, boost cash flow, and enhance productivity.

Handling accounting and finance without integration can lead to significant issues. Manually sending invoices increases the risk of errors and payment delays. Reconciliation and reporting become time-consuming tasks, and without a single source of truth, correcting mistakes is challenging.

Using unsecured business loans delivers a practical approach to improving cashflow management. This delivers the flexibility, speed, and security needed to navigate financial challenges and enable SMEs to maintain a healthy cashflow, ensuring long-term success Inside Small Business

Spenda marked a strong September quarter with cash receipts from customers hitting a record $1.92m, 157% higher than a year earlier and up 6% quarter-on-quarter. The innovative software company with embedded electronic payment solutions for supply chains and trading networks notched up payment volumes of $74m, up 20% from $62m in Q1 of FY24 and this excluded $34m that Limepay processed in the quarter. A key achievement in the quarter was completion of the #Limepay acquisition, which provides Spenda with a #B2Bpayments ready technology platform, ready to deploy within its platform ecosystem. More at #Proactive #ProactiveInvestors #SPX http://ow.ly/6B7K105NtSw

Proactive

🔵 Digital payments are transforming the buying experience, replacing traditional methods with greater speed, simplicity, and security. 🚀 Spenda optimises payments for businesses with flexible, scalable solutions, enabling them to accept various payment methods anytime, anywhere—online, in-store, or on the go. And with secure and compliant systems, businesses can process payments confidently. ➡️ Upgrade your payment processes today: https://lnkd.in/gchRKccb

🟪 Stop #2 of the Capricorn Society Gala Dinner and Tradeshow event series, and WA really knows how to turn up the heat! 🔥 💜 Our team had a great time showcasing our SwiftStatement solution to the WA Members, helping them quickly reconcile their Capricorn transactions. We received a fantastic response and are looking forward to getting the Members on board. Excited for the next stop on our tour! 🚀 Adrian Floate | Dave Wood | Jeff De Zoysa

Spenda offers a single, integrated platform that brings together various operational and financial software tools. This simplifies the entire payment process, making it easier to send quotes and invoices, manage order disputes, and collect payments – which helps businesses operate more efficiently and reduces the financial strain caused by delayed payments. ➡️ Keen to learn more? Connect with us today : https://lnkd.in/gES5cbej

Pay faster and improve your bookkeeping with an automated payables solution. Spenda helps businesses reduce their AP workload by 70% 🚀 ➡️ Set up an account today to claim your first 30 days free: https://lnkd.in/gwKX8NEs ✔️ Quick digital set up ✔️Easy financial integration ✔️Pay multiple suppliers in one place ✔️Quickly apply for an unsecured business loan ✔️Save time and reduce errors ✔️ Improve payment security

Automating accounts payable and receivable boosts productivity and cash flow, driving growth. Despite the benefits, some businesses continue to use manual systems. Automation improves cash flow visibility, frees up time for strategic work, and enhances overall efficiency.

💡 Did you know? With Spenda, businesses can now use an unsecured line of credit, delivered through a virtual credit card, to access the cash flow needed to operate efficiently. It's fast, flexible, and simple. ➡️ Quick digital application, apply today - > https://lnkd.in/gKdyXvAj

Metric
Company Name	Spenda Limited
Symbol	SPX
MSH ID	CO:SPENDA
Market	STOCKS
Sector	Technology
Industry	Software - Infrastructure
Country	AU
Stage	Post-IPO Equity
Employee Count	71
Website	spenda.co
LinkedIn	spenda
Founders

Metric
Market Cap	19.34M
Enterprise Value
Monthly Web Traffic	3.07K
Web Traffic Growth	1.98
Valuation
Raised Capital	4.75M

Metric
Revenue	3.43M
Revenue (LTM)
Revenue (NTM)
Gross Profit	-4.63M
EBITDA	-4.55M
Operating Income	-6.89M
Net Income	-8.44M
EPS	-0.00
Diluted EPS	-0.00
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	-0.92
Operating Profit Margin	-1.73
EBITDA Margin	-1.32
Net Profit Margin	-2.43
Return on Equity	-0.46
Return on Assets	-0.32
Return on Capital Employed	-0.24

SPX

CO:SPENDA

Spenda

Last Close

0.01

25/11 05:10

Market Cap

30.27M

Beta: -

Volume Today

3.64M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-1.05
P/B Ratio	1.22
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	8.93
EV Multiple	-1.52

Metric
Days Sales Outstanding	18.36K
Days Payables Outstanding	210.34
Days Inventory Outstanding	1.15
Operating Cycle	750.00
Cash Conversion Cycle	701.33
Asset Turnover	0.17

Metric
Operating Cash Flow	-3.74M
Free Cash Flow	-3.78M
Cash Flow to Debt	-0.45
Operating Cash Flow/Sales	-0.89
Free Cash Flow Yield	-0.00

Metric
Cash & Equivalents	6.29M
Accounts Receivable	-109.55K
Inventory	25.93K
Goodwill	10.75M
Debt to Capitalization	0.28
Debt to Assets	0.15
Current Ratio	2.17
Quick Ratio	8.38

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	31.79