additiv empowers brands and financial businesses to create winning customer value propositions by orchestrating financial services and capabilities from an open ecosystem of partners into seamless, end-to-end, highly-contextualised financial experiences at the point of need. The company is focused on sustainability and offers embedded finance and wealthtech solutions.

Michael Stemmle

additiv

WealthTec provides technology solutions for financial and estate planning, self-described as focused on improving management and planning in these sectors.

WealthTec

Established in 1998, additiv partners with leading companies across the world to help them capitalize on the possibilities of digital wealth and investment management.

additiv’s embedded finance operating system, DFS®, is an orchestration platform enabling financial institutions to access new distribution channels through a Banking-as-a-Service (BaaS) model. 

It also allows banking and non-banking providers to embed wealth services into their client proposition. While it supports wealth managers looking for best-in-class Software-as-a-Service (SaaS) to deliver better engagement at greater scale.

Headquartered in Switzerland, with regional offices in Singapore, UAE, and Germany, additiv is supported by a global ecosystem of partners

BZ Bank

📢 Thrilled to announce our "Future of Finance" report is now available!

Discover the future of wealth management through insights from 14 global industry leaders. Explore key drivers, challenges and opportunities that are shaping this dynamic industry’s evolution. 

Read and download here ➡ https://lnkd.in/eRzY_SRq

We would like to thank our contributors who have shared their insights in our report, including: Ian Charles Stewart - 司马岩, Amelie Janssens de Bisthoven, Timothy Delahunty, Sabine Döbeli, Deanno Basas, Ali Alqaraawi, Christine Schmid-Frey, Patrick Frith, Philipp Merkt, Julian Sawyer, Dr. Robert Ruttmann, Jean Sullivan, Marco Borer. 

#Finance #Innovation #ThoughtLeaders #WealthManagement #Insights #Fintech #DigitalFinance #WealthTech #FutureofWealth

📢 Today, we are pleased to announce the appointment of Anurag Pandey as the new General Manager and Head, Asia Pacific. Operating from our Singapore hub since 2018, we re-affirm our commitment to the APAC region, considering it one of its most crucial markets. 

🎯 Key priorities include the continued execution of the company’s finance-as-a-service strategy and expansion in the Philippines, Indonesia, and other Asian markets.

🗨️ Anurag said: "We aim to foster growth in APAC through strategic partnerships with our clients, assisting them in creating new profit pools through complementary business lines and enhanced efficiency. We plan to increase our investment in the region, scaling our operations and headcount to ensure the continued delivery of service excellence." 

Read the full press release ➡ https://lnkd.in/eENFts4c

🎄✨ The entire additiv team wishes to extend happy holidays to our valued partners, clients, and our incredible team. 

Your confidence and steadfast backing have served as the foundation for our achievements this year. Thank you for being an integral part of the additiv community! With great anticipation for the opportunities that 2024 holds, we're excited to have you alongside us. May the coming year bring you joy, prosperity, and a Happy New Year! 🌟🎁
 
#SeasonsGreetings #Gratitude #NewYear2024

🎥 Dive into the core of additiv with our CEO, Nils Frowein! 💡 He reveals the essence of who we are - not an IT company, not your typical wealth tech organization. We're your strategic partner, transforming business models, navigating client journeys and strategically embedding value propositions where it matters most.

Learn how additiv can add value to your organization ➡ https://lnkd.in/eiwGrcmC

#additiv #Innovation

Embedded finance is on track for substantial global growth, with a projected 24% compound annual growth rate. By 2029, it's expected to reach an impressive US$776 billion!  (Visa Consulting & Analytics - Embedded Finance). 
                                                          
Why Embedded Finance? It creates a win-win-win for providers, distributors, and end-users, enhancing customer experience, reducing costs, and boosting engagement. 🚀

additiv is at the forefront of this evolution, empowering financial institutions with cutting-edge digital solutions. 🌟 Our API-first cloud platform enables seamless deployment of  wealth, credit and insurance solutions for seamless and comprehensive customer journeys.

Elevate your business, diversify revenue streams, and leverage core competencies with additiv. Contact us to learn more ➡ https://lnkd.in/eiwGrcmC

#EmbeddedFinance #FinanceInnovation #DigitalTransformation #additivInsights

Metric
Company Name	additiv	WealthTec
Symbol
MSH ID	COM:ADDITIV	COM:WEALTHTEC
Market	PRIVATE	PRIVATE
Sector	Financial Technology	Financial Services & Finance
Industry	WealthTech	Financial Technology
Country	CH	US
Stage
Employee Count	203
Website	additiv.com	wealthtec.com
LinkedIn	additiv
Founders

Metric
Market Cap
Enterprise Value
Monthly Web Traffic		88
Web Traffic Growth		1.32
Valuation
Raised Capital

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

COM:ADDITIV

additiv

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue