Affirm is a financial technology company that provides point-of-sale financing and consumer credit solutions. Self-described as enabling consumers to make flexible payment options while shopping online.

Affirm

ChargeAfter provides embedded consumer finance solutions at the point of sale, allowing merchants to offer personalized financing options to customers seamlessly.

ChargeAfter

Colendi is a fintech company that leverages blockchain technology to offer financial services. The platform aims to create a decentralized credit scoring and peer-to-peer lending ecosystem.

Metric
Company Name	Affirm	ChargeAfter	Colendi
Symbol
MSH ID	COM:AFFFIRM	COM:CHARGEAFTER	COM:COLENDI
Market	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Financial Services & Finance	Financial Services & Finance
Industry	Financial Technology	Fintech	Financial Technology
Country	US	US
Stage
Employee Count
Website	afffirm.com	chargeafter.com	colendi.com
LinkedIn
Founders

Metric
Market Cap			765M
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score			12.67
28-Day Growth Score			18.70
90-Day Growth Score			39.82
365-Day Growth Score			29.46

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

AFFF

COM:AFFFIRM

Affirm

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue