AIICO Capital Limited is a financial services company offering a comprehensive suite of solutions in Asset Management, Credit & Finance, Investment Banking, and Research. Self-described as a multi-products provider, it aims to cater to the unique needs of institutional and individual clients.

AIICO Capital Limited

Standard Chartered PLC, together with its subsidiaries, provides various banking products and services primarily in Asia, Africa, Europe, the Americas, and the Middle East. The company operates through two segments: Corporate, Commercial and Institutional Banking; and Consumer, Private and Business Banking. It offers retail products, such as deposits, savings, mortgages, credit cards, and personal loans; wealth management products and services that include investments, portfolio management, insurance, and wealth advices; and transaction banking services, such as cash management, working capital, and trade financing products. The company also provides financial markets products and services that comprise project and transportation financing, debt capital markets and leveraged financing, financing and securities services, and sales and structuring services, as well as macro, commodities, and credit trading services. In addition, it offers digital banking solutions. The company serves financial institutions, governments, banks, investors, corporations, small businesses, and individuals. It operates through approximately 776 branches. The company was founded in 1853 and is headquartered in London, the United Kingdom.

E. Theodore L. Omtzigt

Standard Chartered PLC

Ecobank provides a range of banking services, including consumer banking, commercial banking, and corporate banking. It operates across multiple countries in Africa and offers products such as loans, investment solutions, and payment services.

Ecobank

AIICO CAPITAL LIMITED | 2,556 followers on LinkedIn. Aim higher. Reach further. | AIICO Capital Limited is a subsidiary of AIICO Insurance PLC currently registered by the Nigerian Securities &amp; Exchange Commission to carry out portfolio/fund management services. In line with AIICO Insurance PLC’s objective to be a one-stop financial institution and the identified need to optimize its fund under management and bolster its revenue base through the management of third-party funds.

 AIICO Capital Limited (“AIICO Capital”) was set up to manage its assets and that of third parties.

Investments | Operations

Sope Agbebi

Research Professional

OLUNIKE ADEYEMO

TEAM LEAD - MUTUAL FUNDS (SALES) Wealth Management Department

OVASMILE ISMAILA OVA, FCIB

Wealth Manager @ AIICO CAPITAL LIMITED | Introduction to Capital Markets

Omotunde Matanmi

AIICO CAPITAL LIMITED

Are you an annuitant? You can get up to 5 million naira to take care of your needs—whether it’s for a vacation, home renovation, children’s school fees, and more. AIICO Capital Finance has got you covered! #annuityloan #loan #annuity #aiicocapitalfinance

One bold move at a time, seize each day and push beyond yesterday’s limits. Every day is an opportunity to reach new heights. #MondayMotivation #keepmoving #investment

Our strength is in unity. The women of AIICO Capital stand in solidarity with those affected by breast cancer. This October, we honour their journey, raise awareness, and reaffirm that no one should face breast cancer alone. Together, we support the fight for hope, resilience, and a future free of breast cancer. 💖 #AIICOCapitalCares #BreastCancerAwarenessMonth

Did you know? 25% of all cancer cases in women worldwide are breast cancer—making it the most common cancer among women. This Breast Cancer Awareness Month, let's raise our voices, share knowledge, and support the fight for early detection and prevention. Together, we can make a difference. 💪💖 #BreastCancerAwareness #FightAgainstBreastCancer #AIICOCapital #SupportAndSurvive

Did you know? 1 in 8 women will be diagnosed with breast cancer in their lifetime. Early detection is key—let's raise awareness and support the fight against breast cancer. 💖 #BreastCancerAwareness #FightTogether "

🎀 Today, AIICO Capital Goes Pink! 🎀 In honour of Breast Cancer Awareness Month, we're proudly going pink to support the fight against breast cancer. Join us in raising awareness and showing solidarity with those affected by this important cause. #AIICOCapital #BreastCancerAwareness #GoPink #SupportTheFight #EarlyDetectionSavesLives

Do more with the AIICOInvest App! Seamlessly monitor your investments in real time, diversify your portfolio, and take control of your finances, all in one place. Start making smarter investment moves today with AIICO Invest! #investment #portfoliodiversification #financegoals #aiicocapital

Sit back, relax, and let your investments work for you. Watch your money grow in real time with just a tap! #InvestSmart #WatchItGrow #investing #wealthbuilding #AIICOCapital

Take the first step towards building your wealth today! With just ₦10,000, you can invest in the AIICO Money Market Fund and enjoy competitive returns. Start small, grow big. Your financial freedom is within reach. 💼💰 #financialfreedom #startsmallgobig #investment #wealthbuilding

Metric
Company Name	AIICO Capital Limited	Standard Chartered PLC	Ecobank
Symbol		STAN
MSH ID	COM:AIICOCAPITAL	COM:SC	COM:ECOBANK
Market	PRIVATE	STOCKS	PRIVATE
Sector	Financial Services & Finance	Financial Services	Financial Services & Finance
Industry	Financial Services	Banks - Diversified	Banking
Country	NG	GB	TG
Stage
Employee Count		84.84K
Website	aiicocapital.com	sc.com	ecobank.com
LinkedIn	aiicocapitalng	standardchartered
Founders

Metric
Market Cap		233.04M
Enterprise Value
Monthly Web Traffic	119
Web Traffic Growth	-0.60
Valuation
Raised Capital

Metric
Revenue		17.72B
Revenue (LTM)
Revenue (NTM)
Gross Profit		17.72B
EBITDA		6.17B
Operating Income		5.10B
Net Income		3.47B
EPS		1.25
Diluted EPS		1.25
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin		1
Operating Profit Margin		0.53
EBITDA Margin		0.35
Net Profit Margin		0.20
Return on Equity		0.07
Return on Assets		0.00
Return on Capital Employed		0.01

AIIC

COM:AIICOCAPITAL

AIICO Capital Limited

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		9.62
P/B Ratio		0.45
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		1.48
EV Multiple		11.55

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover		0.02

Metric
Operating Cash Flow		-5.56B
Free Cash Flow		-6.84B
Cash Flow to Debt		0.00
Operating Cash Flow/Sales		0.01
Free Cash Flow Yield

Metric
Cash & Equivalents		69.91B
Accounts Receivable
Inventory
Goodwill		2.43B
Debt to Capitalization		0.65
Debt to Assets		0.10
Current Ratio
Quick Ratio		10.51

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue		0.09