Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia. The company provides various retail services, including current, family, education, and savings accounts; self-service banking services; debit, credit, traveler, purchase, business expense, virtual, and prepaid cards; point of sale services; car, real estate, personal, and education financing, as well as mortgage, consumer, and commercial financing products; and bill payment services. It also offers treasury, letters of guarantee, documentary collection, import and export letters of credit, and guarantee verification services; cash management services; corporate partner services; finance and investment products; financial services; and payroll management and payment gateway services. In addition, the company provides investment management, asset management, custodianship, advisory, underwriting, and brokerage services; and operates as an insurance agent. Further, it offers its services to individuals, corporates, SMEs, and institutional customers. The company operates through a network of 100 branch locations. Alinma Bank was incorporated in 2006 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.

Alinma Bank

Middle East Investment Management Association is the trade body and industry voice for investment managers in the Middle East, representing their interests to policymakers and regulators.

Middle East Investment Management Association

مصرف الإنماء offers various banking services including credit cards, personal finance, car leasing, and real estate financing.

Metric
Company Name	Alinma Bank	Middle East Investment Management Association
Symbol	1.15K
MSH ID	COM:ALINMA	ORG:THE-MEIMA
Market	STOCKS	PRIVATE
Sector	Financial Services	Financial Services & Finance
Industry	Banks - Regional	Investment Management
Country	SA	AE
Stage
Employee Count	2.47K
Website	alinma.com	the-meima.org
LinkedIn
Founders

Metric
Market Cap	20.84B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	2.58B
Revenue (LTM)
Revenue (NTM)
Gross Profit	2.58B
EBITDA	1.52B
Operating Income	1.43B
Net Income	1.29B
EPS	0.65
Diluted EPS	0.65
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.68
EBITDA Margin	0.59
Net Profit Margin	0.50
Return on Equity	0.16
Return on Assets	0.02
Return on Capital Employed	0.06

COM:ALINMA

مصرف الإنماء

Last Close

28.00

25/11 09:25

Market Cap

78.38B

Beta: -

Volume Today

2.17M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	19.20
P/B Ratio	2.51
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	9.02
EV Multiple	46.02

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.05

Metric
Operating Cash Flow	2.22B
Free Cash Flow	2.07B
Cash Flow to Debt	0.08
Operating Cash Flow/Sales	0.86
Free Cash Flow Yield	0.11

Metric
Cash & Equivalents	3.48B
Accounts Receivable
Inventory	-3.93B
Goodwill
Debt to Capitalization	0.75
Debt to Assets	0.39
Current Ratio
Quick Ratio	8.32

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue	0.13