Masraf Al Rayan (Q.P.S.C.) engages in the Islamic banking, financing, and investing activities. It operates through five segments: Corporate Banking, Retail Banking, Treasury and Financial Institutions, Asset Management, and International Operations segments. The company offers current, savings, investment, and term deposit, and kids accounts, as well as other investment products; personal, car, and home finance products; and credit cards and prepaid cards, as well as call center and ATM services. It also provides corporate finance and advisory services, such as capital restructuring, capital raising, corporate valuation, transformation of business products, mergers and acquisitions, specialized investment, structured finance, project finance, and IPO; financing products comprising Murabaha, Ijarah, Ijarah Muntahia Bittamleek, Istisna'a, and Mudaraba; cash management services; and trade finance products, including letters of credit and guarantee. In addition, the company offers private banking products and services, such as investment planning and asset management, wealth protection, credit planning and management, cash management, and business planning. Further, it provides currency exchange, profit rate swaps, financing syndication, and other services; treasury services; and investment banking, financial brokerage, debt issuance, over-the-counter risk management instrument, financing investing, and real estate consulting services. The company serves retail and individual customers, as well as corporate, commercial, and multinational customers. It operates through 17 branches in Qatar. Masraf Al Rayan (Q.P.S.C.) was incorporated in 2006 and is based in Doha, Qatar.

Masraf Al Rayan (Q.P.S.C.)

Masraf Al Rayan is a Shari'a-compliant banking partner offering various banking services and products.

Metric
Company Name	Masraf Al Rayan (Q.P.S.C.)
Symbol	MARK
MSH ID	COM:ALRAYAN
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	QA
Stage
Employee Count	250
Website	alrayan.com
LinkedIn
Founders

Metric
Market Cap	5.95B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	883.76M
Revenue (LTM)
Revenue (NTM)
Gross Profit	883.76M
EBITDA	455.94M
Operating Income	408.15M
Net Income	398.55M
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.43
EBITDA Margin	0.52
Net Profit Margin	0.42
Return on Equity	0.06
Return on Assets	0.01
Return on Capital Employed	0.01

COM:ALRAYAN

Masraf Al Rayan

Last Close

2.35

25/11 08:55

Market Cap

21.68B

Beta: -

Volume Today

6.56M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	14.54
P/B Ratio	0.86
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	6.78
EV Multiple	14.04

Metric
Days Sales Outstanding	187.71
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.03

Metric
Operating Cash Flow	3.65B
Free Cash Flow	3.63B
Cash Flow to Debt	0.56
Operating Cash Flow/Sales	3.84
Free Cash Flow Yield	0.63

Metric
Cash & Equivalents	2.92B
Accounts Receivable
Inventory
Goodwill	240.90M
Debt to Capitalization	0.65
Debt to Assets	0.07
Current Ratio	15.76
Quick Ratio	15.76

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue