Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; and retail loans, such as residential real estate, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. The company operates through its three branch offices across New York City, one branch office in Washington, D.C., one branch office in San Francisco, one commercial office in Boston, and digital banking platform. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.

Amalgamated Financial Corp.

Amalgamated Bank provides a range of banking services for personal, small business, and commercial clients, including checking and savings accounts, loans, and investment products. The bank is self-described as a socially responsible financial institution.

Metric
Company Name	Amalgamated Financial Corp.
Symbol	AMAL
MSH ID	COM:AMALGAMATEDBANK
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	US
Stage
Employee Count	425
Website	amalgamatedbank.com
LinkedIn
Founders

Metric
Market Cap	822.32M
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	382.48M
Revenue (LTM)
Revenue (NTM)
Gross Profit	382.48M
EBITDA	888K
Operating Income	-3.53M
Net Income	87.98M
EPS	2.88
Diluted EPS	2.86
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.32
EBITDA Margin	0.00
Net Profit Margin	0.26
Return on Equity	0.17
Return on Assets	0.01
Return on Capital Employed	0.08

COM:AMALGAMATEDBANK

Amalgamated Bank

Last Close

36.02

22/11 21:00

Market Cap

822.32M

Beta: -

Volume Today

207.73K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	8.57
P/B Ratio	1.41
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.67
EV Multiple	35.67

Metric
Days Sales Outstanding	56.78
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.05

Metric
Operating Cash Flow	113.98M
Free Cash Flow	112.51M
Cash Flow to Debt	1.47
Operating Cash Flow/Sales	0.35
Free Cash Flow Yield	0.20

Metric
Cash & Equivalents	90.57M
Accounts Receivable	-14.04M
Inventory	-4.46B
Goodwill	12.94M
Debt to Capitalization	0.35
Debt to Assets	0.04
Current Ratio
Quick Ratio	0.75

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue	0.18