Paragon Financial Solutions, Inc., through its subsidiary, Paragon Bank, provides various banking products and services to individuals, and small and mid-sized businesses in the United States. It offers deposit products, including checking accounts, savings accounts, money market savings accounts, certificates of deposit, and IRAs. The company also provides commercial loan products comprising working capital loans, accounts receivable/inventory lines of credit, equipment financing, commercial auto/truck financing, business acquisition financing, letters of credit, SBA/USDA lending, and owner-and non-owner-occupied commercial real estate loans; and mortgage loans, such as purchase, refinance, conventional mortgage, federal housing administration, veterans affairs, affordable home, home equity, and medical specialist loans. In addition, it offers private banking services, such as depository and personal financial services, as well as special purchases, residential mortgages, home equity, construction and renovation, and vacation and second homes loan and credit services; cash management solutions consisting of liquidity, fraud prevention, and payables and receivables management; and wealth solutions, including equities, mutual funds, bonds, and annuity products and services. Further, the company provides insurance solutions, such as property, general liability, group medical plans, long and short-term disability, professional liability, workers compensation, truckers/cargo, auto, home, umbrella, aviation, and surety bonds, as well as employee dental, vision, and life insurance. It also offers mobile, online, phone, and internet banking services. The company operates approximately 150 ATM locations in the Memphis metro area. Paragon Financial Solutions, Inc. was founded in 2004 and is based in Memphis, Tennessee.

Paragon Financial Solutions, Inc.

Paragon Bank provides various banking solutions including personal and business banking, mortgage lending, and online banking services.

	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23
asset turnover	0.06 -	0.04 20.54%	0.04 11.40%	0.04 1.63%	0.06 39.31%
cash per share	-0.83 -	-1.18 41.28%	-0.57 51.57%	-1.27 123.03%
company equity multiplier	8.65 -	9.85 13.85%	10.72 8.87%	13.23 23.45%	13.94 5.31%
days of inventory outstanding
days of payables outstanding
days of sales outstanding
dividend yield
ebit per revenue	-0.00 -	-0.00 27.22%	-0.00 136.25%	-0.00 133.21%	0.88 26,533.25%
ebt per ebit	-398.45 -	-286.87 28.00%	-179.66 37.37%	-60.61 66.26%	0.13 100.21%
effective tax rate	0.25 -	0.26 2.16%	0.25 4.11%	0.25 0.41%	0.16 34.13%
enterprise value multiple	130.78 -	120.56 7.82%	155.91 29.33%	227.47 45.90%
fixed asset turnover	4.12 -	4.19 1.62%	4.80 14.74%	3.30 31.24%	3.35 1.44%
free cash flow per share	0.66 -	0.25 62.70%	0.95 285.93%	0.25 74.03%
gross profit margin	1 -	1 0%	1 0%	1 0%	1 0%
interest coverage
inventory turnover
long term debt to capitalization	0.04 -			0.36 -
net income per ebt	0.74 -	0.74 0.87%	0.75 1.17%	0.73 1.60%	0.84 13.89%
net profit margin	0.14 -	0.13 9.20%	0.19 49.69%	0.15 22.58%	0.09 36.14%
operating cash flow per share	0.70 -	0.29 58.43%	1.07 268.65%	0.90 16.04%
operating profit margin	-0.00 -	-0.00 27.22%	-0.00 136.25%	-0.00 133.21%	0.88 26,533.25%
payables turnover
pretax profit margin	0.19 -	0.17 8.41%	0.26 47.96%	0.20 21.32%	0.11 43.93%
price fair value	1.01 -	0.80 20.59%	1.02 26.91%	0.77 23.76%
receivables turnover
return on assets	0.01 -	0.01 27.85%	0.01 32.62%	0.01 21.32%	0.01 11.04%
return on capital employed	-0.00 -	-0.00 9.77%	-0.00 97.63%	-0.00 116.96%	0.06 33,818.88%
return on equity	0.07 -	0.06 17.86%	0.08 44.38%	0.08 2.87%	0.07 6.32%
total debt to capitalization	0.10 -	0.08 20.47%	0.08 0.99%	0.40 412.18%	0.25 35.57%

COM:BANKPARAGON

Paragon Bank

Market Cap

38.72M

Beta: -

Volume Today

500

Avg: -

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