Banxware is a white-label merchant cash advance solution that enables platforms to offer revenue-based financing to their merchants. They provide seamless platform integration and fast loan decisioning for speedy credit approval.

Fabian Heiß

Nicolas Kipp

Jens Röhrborn

Miriam Wohlfarth

Banxware

Embedded Finance Review provides insights and analysis on the embedded finance sector, covering product launches and partnerships between financial services and non-financial brands. Self-described analysis includes updates from various players in embedded finance.

Embedded Finance Review

Banxware provides embedded lending technology that enables digital platforms such as marketplaces and other aggregators like PSPs to offer financing in real time to its business customers. 

Banxware is the future of business lending. We are passionate about financing small businesses, the true heroes of our economy. As lending experts, we empower digital platforms to help their business customers grow. With Banxware, platforms can instantly launch tailored embedded lending solutions all across Europe.

Based in Berlin, Banxware was founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, Fabian Heiß and Nicolas Kipp. 
 
We are a diverse team of different backgrounds and complementary expertise, working together on a common goal: revolutionizing the way businesses acquire loans. 
 
Check out our open vacancies and apply today! 
 
Do you have questions or would like to work with us, then we would love to hear from you (info@banxware.com).

VR Ventures

High-Tech Grunderfonds

Force Over Mass Capital

Varengold Bank

D4 Ventures

Element Ventures

Fin Capital

Alex Urdea

Obrigada Lisbon, Thank you Web Summit & Dankeschön Startup-Verband 🙏 We’ve had an amazing week in Portugal meeting inspiring people and pondering over new ideas with industry leaders. ⚡️ 🗯️
️
And since we’re already reminiscing about our incredible time at this year’s Web Summit, we thought we’d share our highlights with you on here:

Community 🤝 It was wonderful to travel to LIS along as members of the Startup Verband. Getting to know our very own community even better at mothership “German Park” 🛸 , exchanging ideas about challenges and successes and celebrating brought us even closer together. Dear Franziska Teubert, Catharina Fichelmann & Lydia Takit thank you for the great company, not only as Booth Neighbors 😉 

Panel 🎤 “Has embedded finance been a flop?” Where Ugnė B., Iana Dimitrova & Anna Irrera discussed about the key factors that companies need to be aware of before undertaking the embedded finance journey for their business. In the talk they mentioned Embedded Lending as one of the high potential verticals that creates true value in a platform ecosystem, benefiting all sides!

Fireside Chat 🔥 It was super interesting to listen to wonderful Aisha S Gani, interviewing Ali Niknam, (bunq) about his founding story and how he manages to foster company culture despite internationalization and in different markets, believing the motto that spending, earning, and trading money around the world should be possible without being held back by outdated banking systems.

People 👁 Thank you for everyone who came by our booth and shared their valuable input with us! We were able to learn so much from you and take the ideas with us to develop further. 🫶 Ana Ferreira, Tim Rath!

If next year’s festival will be anything like its 2023 predecessor, we can’t wait to be back! 🇵🇹 🚀

#WebSummit #GermanPark #StartupVerband #FinTech

FinTech but on steroids! Macht euch bereit für das Fintech Triple 2023. Gehostet von Payment & Banking - PBA Experts GmbH, könnt ihr euch auf zwei Tage mit vier Themenschwerpunkten freuen. Vom 22. - 23.11. dreht sich in Berlin alles um die Fintech Branche, Banking, Payment und den Crypto Space. 💡 🔥

Wer darf bei einem Berliner Fintech Event nicht fehlen? Woman of the hour and the industry, Banxware Founderin Miriam Wohlfarth. Und weil wir’s mit dem Fintech Triple zu tun haben, habt ihr gleich dreimal die Gelegenheit Miriam auf der Bühne zu erwischen:

⏰  22.11., 11:30 Moderation:
PayPal – wie wird man zu einer der Lieblingsmarken der Deutschen?

⏰ 22.11., 16:15 Panelist:
KMU who? Fintechs als Wachstumshebel für den Mittelstand

⏰ 23.11., 13:45 Moderation:
Quo Vadis Payment Service Provider: Wenn der Händler zum Zahlungsdienstleister wird
 
An alle FinTech Fans, Nerds und die, die es noch werden wollen: Wir sehen uns nächste Woche in Berlin! 🔜 💥 

#FinTechTriple #FinTech #Banking #Payment #Crypto

Touchdown Lisbon! If you can’t tell by our faces, we’re beyond excited to be part of this year’s German Pavilion at Web Summit. 🛬 💥

Together with many other amazing German start-ups we hit the ground running and already explored the incredible site and connected with fellow innovators. Make sure to catch us throughout the day at one of the following pitstops:

📍 Booth E230-B3-T3.01, all day
📍 German Park stage, Miriam Wohlfarth will be speaking at the “Female Leadership” panel, 12:15 – 12:45 pm
📍 Digital Hub Initiative, 4 - 5 pm
📍 Factory Lisbon for the German Startup Night, 6:30 pm
 
Let the Web Summit extravaganza commence! Who’s around for some good ol’ networking under the Portuguese sun? 🇵🇹 🚀

#WebSummit #GermanPavilion #fintech

You know what’s hot? Knowledge, ambition and dedication! Our new joiners Natalie Lazarev, Merve Guelenay and Florian Wejda tick off each of these boxes. We couldn’t be happier that they're joining our tribe. 💙 🌟 
 
What makes this hiring cycle a little extra special: With Natalie and Merve, we have two female powerhouses to level up our engineering team. Here’s what they had to say about their new role 🏆:

🗯️ "As a woman in this field, it’s refreshing to join a team where diversity is appreciated as a catalyst for creativity and progress. It’s not just about the code—it’s about the collective effort to build an innovative financial product." (Natalie)

🗯️ "I've had my computer science and coding education only recently. At Banxware I feel encouraged to take the next step in my new career, learn, contribute and grow. Since the first day, everybody has been welcoming, collaborative and are eager to share their knowledge." (Merve)

Last but not least, s/o to our new strategic business expansion manager Florian who brought along his dog Kobe. Days at the office just got that much better. Here’s to all four new joiners: Let’s make this ride together a wild one! 🚀💥

#bxwfam #newhires #teamappreciation

Cloudy with a chance of Pastéis de Nata and Portuguese sun.  🥧 🇵🇹  It’s that time of the year where tech fanatics from around the world make the trip to Lisbon to be part of the industry happening of the year. It's Web Summit 2023! 🚀 🔥

What could be better than attending Web Summit? Attending Web Summit together with German Pavilion, showcasing Germany’s diverse, innovative start-up scene. 💡💥
 
To do so, Banxware will send its full female force: Meet our founder Miriam Wohlfarth, Head of Marketing Ulrike Grandi-Haferstroh and Sr. Communications Manager Theresa Roecher. Here’s where you can find them:
 
📍 Nov 14th at booth E230-B3-T3.01, all day
📍 Nov 14th at the German Park stage, Miriam Wohlfarth will be part of the panel “Female Leadership”, 12:15 – 12:45 pm
📍 Nov 14th at the Digital Hub Initiative, 4 - 5 pm
📍 Nov 14th at Factory Lisbon for the German Startup Night, 6:30 pm
 
Let’s make sure we connect while in Lisbon and enjoy this year’s incredible event program to the fullest. You’ll find us where the Pastel de Natas are! 🇵🇹 👉 https://lnkd.in/enRRkKXV 

#WebSummit #GermanPavilion #fintech

🔈 @alle erfolgreichen Plattformen dieser Welt: Was ist euer Erfolgsrezept? In unserem Gastbeitrag für die Onlinehandel Profis von K5 - Future Retail gehen wir auf Antwortsuche und verraten dir die wichtigsten Zutaten für Plattformerfolg. 🚀 🏆

Ganz nach dem Motto „Everything Everywhere All at Once” erklären wir, was es mit Value Added Services auf sich hat und welche dieser Services Plattformen zu mehr Kundenbindung und Wachstum verhelfen können. 🤝 📈

Lass die Transformation zum Plattform-Ökosystem nicht an dir vorbeiziehen. Für alle Innovationsmutigen geht's hier zum Artikel 👉 https://lnkd.in/eCuxu_f2 

#transformation #plattformen #fintech

Real-time and scalable entity resolution can turn underwriting and fraud prevention into a real Herculean task. A task where we saw potential for automation. That’s how our partnership with Tilores came to fruition. 😍

Their automated entity resolution tool allows us to find and match duplicates in our loan applications instantaneously. While many lending providers still rely on manual processes, Banxware recognized early on that automation is the way to go. 🔄

Ever since then our credit risk decisions have become faster and sturdier. And our in-house engineering talent can continue doing what they do best: Building the most cutting-edge Embedded Lending product out there. 💪

Check out our latest blog article to read more about our pathway to automated underwriting:

➡️ https://lnkd.in/e5_tPCMQ

#automation #riskassessment #fintech #embeddedlending

Online retailers, brace yourself! Peak E-Commerce season is upon us – and your inventory management needs to be on its A-Game. Together with our partners at byrd we have some hot recommendations for you to master your product stock. 🗂️
 
Our partnership with byrd has been a match made in E-Commerce heaven: With Byrd’s experience as an E-Comm fulfillment platform and our expertise in online SME lending, we’ll set you up for the most profitable and efficient season for you and your business. 🛍️
 
We’re ready for peak season. Are you? 📈 🚀
 
#partnership #ecommerce #fintech #embeddedlending

In German we say „Ohne Moos nix los” – abgedroschener Spruch, aber leider nach wie vor wahr. Kleine und mittelständische Händler:innen kennen dieses Dilemma nur zu gut. Sie haben es bei traditionellen Kreditgebern oft schwer. Es drohen Liquiditätsengpässe. 🚨 🚧 

Gemeinsam mit unserem Partnern Qonto haben wir genau hier angesetzt. In unserem Blogbeitrag beleuchten wir, warum die digitale Sofortfinanzierung fundamentaler Bestandteil im Finanzierungsmix jedes KMU sein sollte, um Liquiditätslücken zu schließen und Unternehmenswachstum anzukurbeln. ☄ 🚀   

Welche Vorteile ergeben sich dabei für Händler:innen? 

✔ Flexibel anpassbare Finanzierungsangebote
✔ Effizienz dank unkomplizierter, digitaler Antragsstellung
✔ Umgehend auf Wachstumschancen reagieren  

Du hast noch keine passende Finanzierungslösung für dich und dein KMU gefunden? Dann ist unser Blogbeitrag dein How-To für nachhaltiges Unternehmenswachstum. 💡 ⚡ Durchlesen & durchstarten: https://lnkd.in/dih5PsWa 

#partnership #fintech #embeddedlending

We’d never trick ❌ but we certainly do treat 👻 especially when it’s spooky season! 🎃 🦇
 
Last weekend the Banxware fam got together to take a well-deserved break from our day-to-day hustle. We swapped the business-casual attire for scary-eerie costumes and celebrated our annual Halloween office party. 🕺 💥
 
A huge THANK YOU to the dedicated and creative team for turning this night into yet another fun and memorable office extravaganza – not to forget all the little scares and traps hidden around the office. 👀 🪤 
 
Happy Halloween, from ours to yours! 💙 ⚡️

#BXWfam #halloween

Metric
Company Name	Banxware	Embedded Finance Review
Symbol
MSH ID	COM:BANXWARE	COM:EMBEDDEDFINANCEREVIEW
Market	PRIVATE	PRIVATE
Sector	Fintech	Financial Services & Finance
Industry	Financial Technology	Finance
Country	DE	GB
Stage	Series A
Employee Count	56
Website	banxware.com	embeddedfinancereview.com
LinkedIn	banxware
Founders

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Enterprise Value
Monthly Web Traffic	8.75K
Web Traffic Growth	3.60
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Raised Capital	16.34M

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COM:BANXWARE

Banxware

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