Better Home & Finance Holding Co is a digital-first homeownership company whose services include mortgage, real estate, title, and homeowners insurance. The company has combined technology innovation and fresh thinking with a deep customer focus with the goal of revolutionizing the homeownership industry.

Shawn Low

Viral Shah

Eric Wilson

Vishal Garg

Erik Bernhardsson

Better Home & Finance Holding Company

Groupe Mentor is involved in various sectors including real estate, finance, construction, and technology, offering services such as recruitment, credit aggregation, and cybersecurity training. The company is self-described as innovative and is engaged in initiatives related to corporate social responsibility.

Groupe Mentor

Founded in 2016, Better is a digital-first homeownership company whose services include mortgage, real estate, title, and homeowners insurance. 

From its founding in 2016 through mid 2021, Better funded over $45B in home loans and provided over $25B in cumulative coverage through Better Cover and Better Settlement Services, the insurance divisions of Better. Better has raised over $400M in equity capital since inception. 

The company was ranked #1 on LinkedIn’s Top Startups List for 2021 and 2020, #1 on Fortune’s Best Small and Medium Workplaces in New York, #15 on CNBC’s Disruptor 50 2020 list, as well as being listed to Forbes FinTech 50 for 2020. For more information, follow @betterdotcom.

Join us. 

 NMLS #330511 | NMLS Access: better.ryukyu/3WJ99P8

© 2021 Better Holdco, Inc. and/or its affiliates. All rights reserved.
Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 3 WTC, Floor 57, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access
Better Real Estate, LLC is a Virginia Licensed Real Estate Firm with its principal office located at 312-F East Market St., Leesburg, VA 20176. License #0266029484. Equal Housing Opportunity
Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC and Better Cover, LLC are separate operating subsidiaries of Better Holdco, Inc. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.

London House Exchange

SoftBank

Novator

SoftBank Vision Fund

Raison Asset Management

Goldman Sachs

GS Growth

Manhattan West

Citi

Empede Capital

Ping An Global Voyager

9Yards Capital

Activant Capital

Ally Financial

American Express Ventures

L Catterton

Millennia Capital

Better

📊 💰 There are different ways to measure your credit score, but the FICO Score is used by 90% of top lenders to help determine your creditworthiness for a mortgage. 

Interested in learning how to improve each of these aspects of your credit score?  If you want a post breaking down how to improve each of these aspects, drop “CREDIT” below.

SOURCE: myFICO
Better Mortgage Corporation | NMLS #330511


🎉 Good news: According to Realtor.com, there were 8% more active listings in January of this year compared to January 2023.

Bad news: We’re still well below pre-pandemic levels, sitting 40% below where we were in January 2019. 

That said, January marked the third month of increasing listing activity after a 17-month streak of decline, so it looks like brighter days are on the horizon for this housing market!

Better Mortgage Corporation | NMLS #330511

🏘️ Congratulations to the members of Better Real Estate’s Better Agent Match team who helped us start 2024 strong with closings last month!

Interested in connecting with homebuyers in your area? Learn more: https://lnkd.in/ejjSAWvw 

As the mortgage industry continues to grow and evolve, we're excited to see increasing interest from our clients in the Infosys-Better Mortgage as a Service offering. This integrated end-to-end digital tech and ops platform provides an outstanding customer experience and originates loans at the lowest cost. Banks and IMBs have a great opportunity to leverage this battle-tested white label solution. Infosys is proud to partner with Better to help our clients navigate the next chapter of digital transformation in the mortgage industry. 

https://lnkd.in/eheEhXGQ

Infosys Infosys Financial Services Dennis Gada Vivek Bakshi John Thottungal Madhav Kandlapalli Manish Sharma Suraj Swaminathan 
Better Vishal Garg Vikram Jaipuria Dom Savino

#mortgage #mortgageasaservice #digitaltransformation #navigateyournext 


Buyer-representation in real estate is over!?

At Better, we don't believe so. In fact, we help unrepresented borrowers seamlessly connect with top, local #realestateagents via our Better Agent Match program. 

We're looking for motivated individuals to join our team and help us grow our network of partner agents! 

Metric
Company Name	Better Home & Finance Holding Company	Groupe Mentor
Symbol	BETR
MSH ID	COM:BETTER	COM:GROUPEMENTOR
Market	STOCKS	PRIVATE
Sector		Commercial & Professional Services
Industry		Various (Real Estate, Finance, Technology, Education)
Country	US	FR
Stage	Post-IPO Debt
Employee Count
Website	better.com	groupementor.com
LinkedIn	betterdotcom
Founders

Metric
Market Cap	196.80M
Enterprise Value
Monthly Web Traffic	489.16K	5.53K
Web Traffic Growth	-0.25	1.01
Valuation
Raised Capital	528M

Metric
Revenue	88.50M
Revenue (LTM)
Revenue (NTM)
Gross Profit	-61.31M
EBITDA	-205.63M
Operating Income	-291.28M
Net Income	-536.42M
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	-0.30
Operating Profit Margin	-2.62
EBITDA Margin	-2.32
Net Profit Margin	-5.20
Return on Equity	7.86
Return on Assets	-0.51
Return on Capital Employed	-0.26

COM:BETTER

Better Holdco, Inc.

Last Close

13.02

22/11 21:00

Market Cap

156.50M

Beta: -

Volume Today

15.25K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-0.42
P/B Ratio	1.96
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	168.99
EV Multiple	1.07

Metric
Days Sales Outstanding	819.80
Days Payables Outstanding	238.02
Days Inventory Outstanding	1.70K
Operating Cycle	2.47K
Cash Conversion Cycle	2.31K
Asset Turnover	0.11

Metric
Operating Cash Flow	-159.72M
Free Cash Flow	-169.50M
Cash Flow to Debt	-0.30
Operating Cash Flow/Sales	-2.23
Free Cash Flow Yield	-0.43

Metric
Cash & Equivalents	503.59M
Accounts Receivable
Inventory
Goodwill	32.39M
Debt to Capitalization	0.95
Debt to Assets	0.66
Current Ratio	4.26
Quick Ratio	3.89

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.24
R&D to Revenue	1.11
SG&A to Revenue	1.31