Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company also provides lending products, such as one-to-four family residential, multifamily real estate, and commercial real estate lending; and construction, business and small business administration, and consumer and other loans. In addition, it offers other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay, and telephone banking, as well as check cashing, wire transfer, bill payment, reloadable prepaid card, and money order services. The company operates through one administrative office, seven branches, and four ATMs. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.

M. Moran Westo

Carver Bancorp, Inc.

Founded in 1948, and named for agricultural researcher and scientist George Washington Carver, Carver Federal Savings Bank formally began operations on January 5, 1949 on 125th Street in Harlem, providing local residents a place to save and obtain mortgages to buy homes in their own communities.   In February 1961, Carver opened its first branch in the Bedford-Stuyvesant section of Brooklyn and continued expanding its operations in Manhattan, Brooklyn and Queens into the 1990s.

In 1994, Carver Bancorp, Inc. became a publicly traded company and in 2007 was listed on the NASDAQ stock exchange (CARV). Carver Bancorp, Inc. is the holding company of Carver Federal Savings Bank.

Today, Carver is the largest African- and Caribbean-American operated bank in the USA and channels its capital resources into underserved neighborhoods by reinvesting over 83% of its deposits into the communities we call home. The Bank remains rooted in expanding wealth enhancing opportunities in the communities it serves, by expanding access to capital and financial advice to consumers, businesses and non-profit organizations, including faith-based institutions. Carver remains headquartered in Harlem, and predominantly all of its 9 branches and stand-alone 24/7 ATM Centers are located in low-to-moderate income neighborhoods.

Carver Federal Savings Bank

Check out Lloyd Doaman,  Executive Director of Carver Bank’s Community Development Corporation’s interview in Gotham.com 

#communitybanking #communityimpact #communitybank #bankingforrealimpact #bankingforgood #relationshipbanking #carverbanknyc

Carver Bank continues to support our communities by partnering with 30-56 44th, LLC in Queens

#communitybanking #commerciallending #communityfirst #communityimpact #bankingforgood #carverbanknyc

Carver Bank is hiring!

For more information please reach out to:

Salima.Sangare@CarverBank.com


Information Technology – Fraud officer 
(New York, NY)
Fraud Officer - Carver Federal Savings Bank (applicantstack.com)


Human Resource – 1st VP, Human Resources officer
(New York, NY)
https://lnkd.in/exetNAXD

Join us this Friday March 8th as we celebrate our amazing customers during our Crown Heights Customer Appreciation Day!  We appreciate your trust and loyalty!

We look forward to sharing our gratitude with converstion and food!

If you are not currently a customer of Carver Bank, please stop by and say hello!  We would love to share our story with you.

Location: 1009 Nostrand Ave, Brooklyn NY
Date: March 8th, 2024
Time: 1:00-4:00

March is Women's History Month -a time to honor the incredible contributions and achievements of women throughout history and today.  Let us celebrate the trailblazers, innovators, and leaders who have shaped our world and continue to inspire us every day!

#WomensHistoryMonth #EmpowerWomen #ElevateWomen #GirlPower #CommunityFirst #CommunityBanking #CarverBankNYC #CelebrateWomen

Metric
Company Name	Carver Bancorp, Inc.
Symbol	CARV
MSH ID	COM:CARVERBANK
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	US
Stage
Employee Count	107
Website	carverbank.com
LinkedIn	carverbanknyc
Founders

Metric
Market Cap	7.08M
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	37.69M
Revenue (LTM)
Revenue (NTM)
Gross Profit	34.02M
EBITDA	-2.98M
Operating Income	-2.98M
Net Income	-2.98M
EPS	-0.61
Diluted EPS	-0.61
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.97
Operating Profit Margin
EBITDA Margin	-0.08
Net Profit Margin	-0.09
Return on Equity	-0.07
Return on Assets	-0.00
Return on Capital Employed

COM:CARVERBANK

Carver Bancorp, Inc.

Last Close

1.63

22/11 21:00

Market Cap

7.08M

Beta: -

Volume Today

4.00K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-0.94
P/B Ratio	0.21
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	0.33
EV Multiple	39.15

Metric
Days Sales Outstanding	27.43
Days Payables Outstanding
Days Inventory Outstanding	17.66K
Operating Cycle	17.70K
Cash Conversion Cycle	17.70K
Asset Turnover	0.05

Metric
Operating Cash Flow	-6.57M
Free Cash Flow	-6.93M
Cash Flow to Debt	-0.11
Operating Cash Flow/Sales	-0.17
Free Cash Flow Yield	-0.94

Metric
Cash & Equivalents	59.02M
Accounts Receivable	-1.75M
Inventory	-6.15M
Goodwill
Debt to Capitalization	0.56
Debt to Assets	0.09
Current Ratio	59.52
Quick Ratio	71.91

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue	0.56