Chime Financial, Inc. is a San Francisco–based financial technology company that partners with regional banks to provide certain fee-free mobile banking services. The company offers early access to paychecks, negative account balances without overdraft fees, high-yield savings accounts, peer-to-peer payments, and an interest-free secured credit card. Chime earns the majority of its revenue from the collection of interchange fees on debit card transactions.

Chime was created with the mission to make financial peace of mind a reality for millions of everyday people. We're one of the fastest-growing financial technology companies in the U.S., offering banking services that are helpful, easy, and free—because we want to profit with our members, not from them. Our model doesn’t rely on overdraft, monthly service, minimum balance, or other member fees—it just focuses on delivering member value.

How does Chime work? We partner with regional banks to design member-first financial products. This creates a more competitive market with better, lower-cost options for everyday Americans who aren’t being served well by traditional banks. We offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more!

We help drive innovation, inclusion, and access across the industry with one of the most experienced leadership teams in fintech guiding us along the way. We were recently valued at over $25.5B and we’ve raised over $1.7B in funding from leading investors including Sequoia Capital Global Equities, SoftBank Vision Fund 2, General Atlantic, Tiger Global, Dragoneer, DST, Coatue, Iconiq, Menlo Ventures and others. 

Working at Chime means keeping our values in mind, putting our members first, and striving for long-term growth and success. To that end, we’re building an inclusive workplace where all perspectives and experiences are welcome on our team and creating an environment where every Chimer can thrive. If you’re passionate about applying technology to the challenge of making financial health a reality for everyone, Chime in–we want to hear from you! 💚

*Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Vantage Legacy Capital

Light Street Capital

Whale Rock Capital Management

DST Global

Dragoneer Investment Group

Coatue

General Atlantic

ICONIQ Capital

Tiger Global Management

Access Technology Ventures

Betsalel Elfassy

Empede Capital

SoftBank Vision Fund

Sequoia Capital Global Equities

Chime

Every day, people face financial challenges that force them to make hard decisions about their money. Millions are forced to stretch their paychecks to make ends meet, all too familiar with the stress that arrives toward the end of the month. Too many financial service companies exploit these challenges by selling expensive and even predatory financial products and services like high-interest credit cards, payday loans, and overdraft fees.

At Chime, we do the opposite. Our financial products are designed to work for everyday people, not profit from them.

To help everyday people unlock financial progress, we've brought features and tools to market that were unavailable to most consumers just a few years ago—creating a suite of financial services products that directly address their needs. We're pleased to see that many banks have recently started eliminating or reducing overdraft fees—something we believe is inherently good for consumers.

We’ve saved our members billions of dollars in overdraft fees and pioneered the way in fee-free overdraft with our SpotMe® product, which allows our members to overdraft fee-free up to $200. Since then, the industry has cut down its overreliance on overdraft fees. This is what unlocking financial progress for everyday people looks like: putting billions of dollars in overdraft fees back into the pockets of those who deserve it—our members. 🔓

#Chime #FinancialServices 

FinTok has spoken 🗣️💸👏 This year, "Loud Budgeting"—a trend championed by Gen Z—is in.

Loud Budgeting is all about being direct, transparent, and unapologetic about your budget to prioritize saving. Direct and transparent, you say? We had no choice but to chime in on this trend that champions what we’re all about. 💚💪

Check out our top four "loud budgeting" tips in the New York Post ⬇️ and tell us: are you all in on this 2024 trend?

#Chime #LoudBudgeting #FinancialAdvice 

We dubbed 2023 our Year of the Member, and while we're boldly walking into a new year, we may need to bring a new tradition with us: inviting Chime members to join us in office! 💚

Join us on the Life at Chime blog today as Chimers Chris Denina, Karla Liwanag, and Javier Zamora share the inside scoop on how Chimetacular, an annual event centered around our company values and leadership behaviors, became an unforgettable celebration of both our members and Chimers. 🥳

#Chime #LifetaChime #CompanyValues 

It's our first Take Care Of Yourself Day of the year, and Chimers are enjoying the day with family, passion projects, and plenty of cat naps. 😌

Take Care of Yourself Days are extra company-wide days off here at Chime that often provide or extend a three-day weekend for an added boost of time to disconnect and well, take care of yourself. 💚

As we rest and reset, we're leaving you with some inspo from a few of our favorite Chime companions (shout out to Chime Slack channel fun-meaawww). See everyone on Tuesday! 🐱💤

#Chime #LifeatChime #TakeCareofYourself

We're thrilled to be recognized as a 2024 Best Place to Work by Built In! 🎉

Chime is listed on Built In's Chicago (#2), San Francisco (#6), and U.S. (#11) Best Places to Work lists as a company that fosters meaningful employee experiences through cultural programs and benefits that people value.

When we create the best environment for our Chimers, we can do our best work for millions of Chime members. That's what it's all about! 💚

Check out the full list ➡️ https://lnkd.in/g_k_AACj, and join our Talent Community to stay in the know on life at Chime ➡️ https://lnkd.in/gRQe98pj

#Chime #LifeatChime #BestPlacesToWork #2024BuiltInBest 

COM:CHIME

Chime Financial, Inc.

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