COFACE SA, through its subsidiaries, provides credit insurance products and related services for microenterprises, small and medium enterprises, mid-market companies, international corporations, financial institutions, and clients of distribution partners. The company offers credit insurance products to protect companies against default on payment of its trade receivables. It also provides integrated credit management solutions comprising credit insurance, single risk insurance, business information and debt collection services for insured and uninsured businesses; and factoring services, as well as contract and environmental surety, customs and excise, and legal bonds; and payment guarantees. In addition, the company offers business information services through its ICON portal. It operates in Western Europe, Northern Europe, Central and Eastern Europe, the Mediterranean and Africa, North America, Latin America, and the Asia-Pacific. The company was founded in 1946 and is headquartered in Bois-Colombes, France.

COFACE SA

ICBA is an organization that provides trade credit insurance and related services through a network of expert brokers worldwide. Self-described as the world's largest trade credit insurance broker team.

ICBA - International Credit Brokers Alliance

Coface provides credit insurance solutions to protect businesses.

Metric
Company Name	COFACE SA	ICBA - International Credit Brokers Alliance
Symbol	COFA
MSH ID	COM:COFACE	COM:ICBA
Market	STOCKS	PRIVATE
Sector	Financial Services	Financial Services & Finance
Industry	Insurance - Reinsurance	Insurance
Country	FR	SG
Stage
Employee Count	4.10K	11
Website	coface.com	icba.com
LinkedIn
Founders

Metric
Market Cap	2.22B
Enterprise Value
Monthly Web Traffic		341
Web Traffic Growth		-0.17
Valuation
Raised Capital

Metric
Revenue	2.03B
Revenue (LTM)
Revenue (NTM)
Gross Profit	2.03B
EBITDA	-84.40M
Operating Income	439.83M
Net Income	260.19M
EPS	1.74
Diluted EPS	1.74
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.10
Operating Profit Margin	0.58
EBITDA Margin	-0.04
Net Profit Margin	0.17
Return on Equity	0.13
Return on Assets	0.03
Return on Capital Employed	0.16

COM:COFACE

Coface

Last Close

16.31

12/03 16:35

Market Cap

2.05B

Beta: -

Volume Today

409.40K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	7.63
P/B Ratio	0.94
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.45
EV Multiple	10.42

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle	6.57K
Asset Turnover	0.23

Metric
Operating Cash Flow	318.36M
Free Cash Flow	290.83M
Cash Flow to Debt	0.51
Operating Cash Flow/Sales	0.22
Free Cash Flow Yield	0.13

Metric
Cash & Equivalents	536.12M
Accounts Receivable	-6.07M
Inventory
Goodwill	170.60M
Debt to Capitalization	0.57
Debt to Assets	0.34
Current Ratio	6.44
Quick Ratio	6.44

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.00
R&D to Revenue
SG&A to Revenue	0.32