FLEETCOR Technologies, Inc. operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. It operates through Vehicle Payments, Corporate Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions, which include fuel, tolls, parking, fleet maintenance, and long-haul transportation services; as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions consisting of accounts payable automation; virtual cards, cross-border solutions; and purchasing and travel and entertainment card products, as well as lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; and insurance policyholders displaced from their homes due to damage or catastrophe. In addition, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. FLEETCOR Technologies, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.

Corpay, Inc.

Alipay+ provides a suite of cross-border digital payment and digitalization technology solutions connecting global brands with mobile consumers worldwide.

Alipay+

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Wells Fargo

Mastercard Incorporated

Corpay provides corporate payment solutions, including AP automation, cross-border payments, commercial card solutions, and fleet management services.

Metric
Company Name	Corpay, Inc.	Alipay+	Mastercard Incorporated
Symbol	CPAY		MA
MSH ID	COM:CORPAY	COM:ALIPAYPLUS	COM:MASTERCARD
Market	STOCKS	PRIVATE	STOCKS
Sector	Technology	Financial Services & Finance	Financial Services
Industry	Software - Infrastructure	Payment Solutions	Financial - Credit Services
Country		CN	US
Stage
Employee Count	10.50K		33.40K
Website		alipayplus.com	mastercard.com
LinkedIn			mastercard
Founders

Metric
Market Cap	19.20B	400.02B
Enterprise Value
Monthly Web Traffic		14.01M
Web Traffic Growth		-0.08
Valuation
Raised Capital

Metric
Revenue	3.76B	25.10B
Revenue (LTM)
Revenue (NTM)
Gross Profit	2.94B	25.10B
EBITDA	2.01B	13.86B
Operating Income	1.66B	14.01B
Net Income	981.89M	11.20B
EPS	13.42	11.86
Diluted EPS	13.20	11.83
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.78	0.87
Operating Profit Margin	0.45	0.58
EBITDA Margin	0.53	0.55
Net Profit Margin	0.26	0.46
Return on Equity	0.33	1.86
Return on Assets	0.06	0.29
Return on Capital Employed	0.21	0.58

COM:CORPAY

Corpay

Last Close

375.46

22/11 21:00

Market Cap

19.20B

Beta: -

Volume Today

293.73K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	21.60	38.16
P/B Ratio	6.46	61.66
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	6.43	17.94
EV Multiple	10.03	28.85

Metric
Days Sales Outstanding	209.96	59.04
Days Payables Outstanding	723.40	67.74
Days Inventory Outstanding	1.36K	111.83
Operating Cycle	1.57K	170.87
Cash Conversion Cycle	848.29	120.32
Asset Turnover	0.24	0.62

Metric
Operating Cash Flow	2.10B	11.98B
Free Cash Flow	1.95B	11.61B
Cash Flow to Debt	0.31	0.78
Operating Cash Flow/Sales	0.57	0.48
Free Cash Flow Yield	0.09	0.03

Metric
Cash & Equivalents	1.39B	8.59B
Accounts Receivable	-210.26M	-506M
Inventory	3.06B
Goodwill	5.64B	7.66B
Debt to Capitalization	0.73	0.69
Debt to Assets	0.43	0.37
Current Ratio	1.04	1.17
Quick Ratio	1.07	1.14

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.03	0.02
R&D to Revenue
SG&A to Revenue	0.16	0.36