Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Credit Acceptance Corporation

Fidis is a corporate group that offers financial services for the automotive sector, providing credit analysis and financial services coordination for Stellantis worldwide.

Fidis

Finfinity offers financial products and services including personal loans, home loans, and insurance, focusing on customer needs and a transparent process.

Finfinity

Our people and culture create a positive workplace that drives us to succeed. Working together as a team has resulted in many national workplace awards, including Fortune magazine’s annual “100 Best Companies to Work For” list for 7 consecutive years. We’ve also been named to IDG's Computerworld Best Places to Work in IT-Midsize category for the past five years. Based on 2021 survey data, 92% of our team members believe Credit Acceptance is a Great Place to Work (GPTW).

At Credit Acceptance, we are passionate about what we do.  Our team members are intelligent, motivated, compassionate people who work hard and know how to have fun. We offer a strong work-life balance with many great benefits that start on day one. We focus first and foremost on striving to make our Company as valuable as possible, because we know it is the core of our success. Our team members are motivated by their desire to “Change Lives,” as well as by their fellow colleagues, Company leaders, competitive compensation, and career advancement opportunities. 

Loans made or arranged pursuant to a California Finance Lenders Law license.

Credit Acceptance

We’ve done it again! ✨ 

We're thrilled to share that Credit Acceptance has been named one of the 2023 Detroit Free Press Top Workplaces in Michigan for the 12th consecutive year! 🏆  

 We proudly secured the #2 spot among the large companies that made the list this year!  

This achievement is a testament to the incredible team we have and the positive workplace culture we continue to build together. Kudos to each and every one of you! 🌟 

 #drivingpossibility #creditacceptance

Steer your sales career to new heights with competitive base pay, unlimited monthly commissions, and immediate benefits. Explore and apply for our Market Area Manager roles today. https://lnkd.in/gxGJ_C4E

•	Market Area Manager – Sioux Falls, SD
•	Market Area Manager – Eau Claire, WI
•	Market Area Manager – McAllen, TX
•	Market Area Manager – Killeen, TX
•	Market Area Manager – South, WY

#NowHiring #ProfessionalGrowth #Sales #JoinOurTeam #drivingpossibility #creditacceptance

📢 Our Chief People Officer, Wendy Rummler, explores the heart of our remote work culture in this must-read article. 
 
Discover how Credit Acceptance has evolved from pre-pandemic office days to our present work landscape. 
 
For Wendy, it’s about having a clear strategy to ensure that employee engagement is a priority. “If it’s a priority, it’s intentional, and an expectation of your managers, I think you can make it work,” she said. 
 
#drivingpossibility #creditacceptance

Begin your path to a fulfilling career here and unlock your potential with our new opportunities. Explore and apply for our available Servicing roles! https://ow.ly/1Vwv50Q73Pf

•	Internal Collector (Remote)
•	Attorney Coordinator

World Teacher's Day Recap!  

In celebration of World Teacher’s Day last month, our leaders packed 300 supply kits for local teachers. Many even took an extra step to include personal notes of gratitude. 

Thanks for your outpouring of support! 📚🍎 

#drivingpossibility #creditacceptance

We're on a mission to revolutionize our day-to-day business operations and drive continuous improvement. As part of our team, you’ll play a pivotal role in shaping the future of our organization. Join our team: https://ow.ly/hyTi50Q73ju

•	Senior Product Manager, CRM 
•	Software Engineering Manager II, Portal Services
•	Software Engineering Manager I, Portal Services
•	Senior Software Engineer, Originations
•	Software Engineering Manager I, Enterprise Shared Services 
•	B2B Lifecycle Marketing Lead

Thank you Auto Finance News for highlighting our continued growth in origination volume over the last 6 quarters, and how we have achieved a record portfolio size, while other lenders are pulling back.

Our secret sauce? It's all thanks to our incredible Sales team, unique products, and unwavering value proposition for our dealers, along with the dedication of all our amazing team members. 

At Credit Acceptance, we're not just in the auto lending business; we're in the business of #drivingpossibility! 🚗✨ 

#creditacceptance

Your journey to a fulfilling career starts here. Explore and apply for our available Servicing roles! https://lnkd.in/gV-VmfhN 

- Dealer Enrollment Specialist (Remote)
- Internal Collector (Remote)
- Attorney Coordinator
- Title Specialist

Cheers to Charity! Where contributions come together to create big impacts!! 

At SOAR, leaders contributed in many ways to giving back to our communities. Between tips received in support of our teams of senior leaders, apparel sales and a generous company match, we raised over $43K for Stone Soup Food Bank, a local food pantry distributing over 2.1 million pounds of food this year.  

#drivingpossibility #creditacceptance

Metric
Company Name	Credit Acceptance Corporation	Fidis	Finfinity
Symbol	CACC
MSH ID	COM:CREDITACCEPTANCE	COM:FIDISGROUP	IN:CO:FINFINITY
Market	STOCKS	PRIVATE	PRIVATE
Sector	Financial Services	Financial Services & Finance	Financial Services & Finance
Industry	Financial - Credit Services	Automotive Financial Services	Financial Technology
Country	US	IT	IN
Stage	Post-IPO Debt
Employee Count	2.23K	1
Website	creditacceptance.com	fidisgroup.com	finfinity.co.in
LinkedIn	credit-acceptance
Founders

Metric
Market Cap	6.45B
Enterprise Value
Monthly Web Traffic	1.40M	114
Web Traffic Growth	0.21	-0.70
Valuation
Raised Capital	100M

Metric
Revenue	1.90B
Revenue (LTM)
Revenue (NTM)
Gross Profit	1.90B
EBITDA	367.60M
Operating Income	367.60M
Net Income	286.10M
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.84
Operating Profit Margin	0.48
EBITDA Margin	0.19
Net Profit Margin	0.15
Return on Equity	0.17
Return on Assets	0.04
Return on Capital Employed	0.12

COM:CREDITACCEPTANCE

Credit Acceptance Corp

Last Close

460.02

22/11 21:00

Market Cap

6.45B

Beta: -

Volume Today

69.84K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	25.22
P/B Ratio	4.12
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	3.79
EV Multiple	12.25

Metric
Days Sales Outstanding	1.36K
Days Payables Outstanding
Days Inventory Outstanding	559.62
Operating Cycle	1.92K
Cash Conversion Cycle	1.73K
Asset Turnover	0.24

Metric
Operating Cash Flow	1.20B
Free Cash Flow	1.20B
Cash Flow to Debt	0.23
Operating Cash Flow/Sales	0.65
Free Cash Flow Yield	0.14

Metric
Cash & Equivalents	13.20M
Accounts Receivable	4.40M
Inventory	946.60M
Goodwill
Debt to Capitalization	0.79
Debt to Assets
Current Ratio	92.83
Quick Ratio	40.86K

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.02
R&D to Revenue
SG&A to Revenue	0.05