Cross River provides API-based financial solutions, enabling businesses to integrate banking infrastructure and financial services.

Cross River

Bank of Tennessee provides personal and business banking services, including checking accounts, loans, and wealth management services.

Bank of Tennessee

Embedded Finance Review provides insights and analysis on the embedded finance sector, covering product launches and partnerships between financial services and non-financial brands. Self-described analysis includes updates from various players in embedded finance.

Embedded Finance Review

First Farmers & Merchants Bank provides a range of personal and business banking services, including loans and accounts, and emphasizes community involvement.

Metric
Company Name	Cross River	Bank of Tennessee	Embedded Finance Review	First Farmers & Merchants Bank
Symbol
MSH ID	COM:CROSSRIVER	COM:BANKOFTENNESSEE	COM:EMBEDDEDFINANCEREVIEW	COM:FFMBANK
Market	PRIVATE	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Financial Services & Finance	Financial Services & Finance	Financial Services & Finance
Industry	Fintech	Banking	Finance	Banking
Country	US	US	GB	US
Stage
Employee Count
Website	crossriver.com	bankoftennessee.com	embeddedfinancereview.com	ffmbank.com
LinkedIn
Founders

Metric
Market Cap
Enterprise Value
Monthly Web Traffic	85.17K	4.27K
Web Traffic Growth	-0.53	-0.56
Valuation
Raised Capital

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

COM:CROSSRIVER

Cross River

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue