Elmer Bancorp, Inc. operates as the bank holding company for The First National Bank of Elmer that provides various business and personal banking products and services. It provides checking, money market, savings, NOW, Christmas club, and individual retirement accounts; and certificates of deposit. The company also offers business loans comprising owner occupied real estate, investment real estate, agricultural, business expansion, vehicle, term, construction, and construction to permanent loans, as well as business lines of credit and letters of credit; and small business administration loans, term loans, home equity loans, lines of credit, residential mortgages, consumer loans, and commercial mortgages. In addition, it provides merchant, cash management, remote deposit capture, and electronic bill payments services; mobile, text message, and online banking services; VISA check cards; and debit and credit cards. The company offers its products and services through six full-service branch offices located in Cumberland, Gloucester, and Salem Counties, New Jersey. Elmer Bancorp, Inc. was founded in 1903 and is based in Elmer, New Jersey.

Elmer Bancorp, Inc.

First National Bank of Elmer provides a range of personal and business banking services including checking and savings accounts, loans, and online banking services. It is self-described as the Bank of Friendly Service.

	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23
asset turnover	0.05 -	0.04 12.95%	0.04 9.29%	0.04 7.26%	0.05 21.51%
cash per share	18.41 -	28.50 54.81%	71.87 152.15%	48.49 32.53%
company equity multiplier	10.68 -	11.72 9.69%	12.75 8.82%	12.68 0.54%	11.14 12.14%
days of inventory outstanding
days of payables outstanding
days of sales outstanding
dividend yield	0.03 -	0.01 65.33%	0.02 85.18%	0.02 11.53%
ebit per revenue	0.20 -	0.13 33.62%	0.18 35.02%	0.23 29.42%	1 339.21%
ebt per ebit	1.10 -	1.15 4.35%	1.11 3.67%	1.09 1.62%	0.26 76.48%
effective tax rate	0.28 -	0.26 5.19%	0.27 3.08%	0.28 2.86%	0.29 2.18%
enterprise value multiple	0.44 -	-7.76 1,881.25%	-22.77 193.30%	-9.63 57.71%
fixed asset turnover	3.74 -	3.91 4.58%	3.78 3.54%	3.69 2.36%
free cash flow per share	0.17 -	0.30 78.27%	2.12 593.83%	2.20 3.79%
gross profit margin	1 -	1 0%	1 0%	1 0%	1 0%
interest coverage
inventory turnover
long term debt to capitalization
net income per ebt	0.72 -	0.74 2.01%	0.73 1.11%	0.72 1.07%	0.71 0.85%
net profit margin	0.16 -	0.11 29.35%	0.14 28.63%	0.18 25.96%	0.18 2.44%
operating cash flow per share	2.22 -	1.63 26.49%	2.54 55.97%	2.72 7.07%
operating profit margin	0.20 -	0.13 33.62%	0.18 35.02%	0.23 29.42%	1 339.21%
payables turnover
pretax profit margin	0.22 -	0.15 30.74%	0.19 30.06%	0.25 27.33%	0.26 3.32%
price fair value	0.84 -	0.61 26.93%	0.73 19.64%	0.71 2.40%	0.68 5.21%
receivables turnover
return on assets	0.01 -	0.00 38.50%	0.01 16.67%	0.01 35.11%	0.01 24.48%
return on capital employed	0.01 -	0.01 40.57%	0.01 21.04%	0.01 34.86%	0.05 235.05%
return on equity	0.08 -	0.05 32.54%	0.07 26.96%	0.09 34.38%	0.10 9.37%
total debt to capitalization

COM:ELMERBANK

First National Bank of Elmer

Market Cap

24.76M

Beta: -

Volume Today

1.65K

Avg: -

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