Employers Holdings, Inc., through its subsidiaries, operates in the commercial property and casualty insurance industry primarily in the United States. It offers workers' compensation insurance to small businesses in low to medium hazard industries. The company markets its products through independent local, regional, and national agents and brokers; alternative distribution channels; and national, regional, and local trade groups and associations, as well as directly to customers. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.

Employers Holdings, Inc.

Automatic Data Processing, Inc. provides cloud-based human capital management solutions worldwide. It operates in two segments, Employer Services and Professional Employer Organization (PEO). The Employer Services segment offers strategic, cloud-based platforms, and human resources (HR) outsourcing solutions. Its offerings include payroll, benefits administration, talent management, HR management, workforce management, insurance, retirement, and compliance services, as well as integrated HCM solutions. The PEO Services segment provides HR outsourcing solutions to small and mid-sized businesses through a co-employment model. This segment offers benefits package, protection and compliance, talent engagement, expertise, comprehensive outsourcing, and recruitment process outsourcing services. The company was founded in 1949 and is headquartered in Roseland, New Jersey.

Henry Taub

Automatic Data Processing, Inc.

GTM Payroll Services provides payroll, human capital management, and HR outsourcing solutions for households and businesses, offering services such as payroll processing, tax management, and employee benefits.

GTM Payroll Services

EMPLOYERS provides workers' compensation insurance and services focused on small businesses in low-to-medium hazard industries. The company emphasizes financial stability and efficient claims service.

Metric
Company Name	Employers Holdings, Inc.	Automatic Data Processing, Inc.	GTM Payroll Services
Symbol	EIG	ADP
MSH ID	COM:EMPLOYERS	COM:ADP	COM:GTM
Market	STOCKS	STOCKS	PRIVATE
Sector	Financial Services	Industrials	Commercial & Professional Services
Industry	Insurance - Specialty	Staffing & Employment Services	Payroll Services
Country	US	US	US
Stage
Employee Count	717	63K
Website	employers.com	adp.com	gtm.com
LinkedIn		adp
Founders

Metric
Market Cap	1.08B	95.84B
Enterprise Value
Monthly Web Traffic	98.55K
Web Traffic Growth	0.06
Valuation
Raised Capital

Metric
Revenue	850.90M	19.20B
Revenue (LTM)
Revenue (NTM)
Gross Profit	850.90M	9.68B
EBITDA	21.50M	5.42B
Operating Income	559.90M	4.95B
Net Income	118.10M	3.75B
EPS	4.48	9.14
Diluted EPS	4.45	9.10
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1	0.47
Operating Profit Margin	0.41	0.26
EBITDA Margin	0.03	0.28
Net Profit Margin	0.14	0.20
Return on Equity	0.13	0.95
Return on Assets	0.04	0.07
Return on Capital Employed	0.21	0.53

COM:EMPLOYERS

EMPLOYERS

Last Close

52.79

22/11 21:00

Market Cap

1.08B

Beta: -

Volume Today

92.14K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	8.79	28.67
P/B Ratio	1.15	23.61
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.43	6.21
EV Multiple	11.78	25.39

Metric
Days Sales Outstanding	350.95	68.00
Days Payables Outstanding		2.75
Days Inventory Outstanding		1.73K
Operating Cycle		1.80K
Cash Conversion Cycle		1.79K
Asset Turnover	0.28	0.35

Metric
Operating Cash Flow	49.40M	4.16B
Free Cash Flow	47.20M	3.59B
Cash Flow to Debt	72.44	1.38
Operating Cash Flow/Sales	0.08	0.22
Free Cash Flow Yield	0.05	0.02

Metric
Cash & Equivalents	226.60M	2.91B
Accounts Receivable	-41.10M	-483.70M
Inventory	-1.72B
Goodwill	36.20M	2.35B
Debt to Capitalization	0.01	0.43
Debt to Assets	0.01	0.06
Current Ratio	2.48	1.47
Quick Ratio	1.61	1.35

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01	0.01
R&D to Revenue		0.03
SG&A to Revenue	0.36